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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1470957 times)

Offline ltttc

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Re: Chase Reconsideration
« Reply #12525 on: January 20, 2020, 03:40:07 PM »
Is it safe to apply for a chase business card if I got my last chase business card 2 months ago?
If it's for the same business, I would wait. For a diff business, I would give it a go

Offline meilich

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Re: Chase Reconsideration
« Reply #12526 on: January 20, 2020, 03:43:58 PM »
If it's for the same business, I would wait. For a diff business, I would give it a go

Thank you, how long would you wait for same business?

Offline pointer

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Re: Chase Reconsideration
« Reply #12527 on: January 23, 2020, 09:10:56 PM »
So called recon, was told would need to shift some of my existing credit to open the united explorer (min. $5k CL).
I had 7k on the CSP, and 2k on the freedom, rep tells me cant the CSP can not go below $5k CL,
So I thanked him, and called CS to move $5k to the freedom,
Called recon again, and was told they can not shift more than $2k from the freedom, only option would be to close the freedom completly.

Why is that?

Offline nucheiner

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Re: Chase Reconsideration
« Reply #12528 on: January 24, 2020, 11:34:56 AM »
So called recon, was told would need to shift some of my existing credit to open the united explorer (min. $5k CL).
I had 7k on the CSP, and 2k on the freedom, rep tells me cant the CSP can not go below $5k CL,
So I thanked him, and called CS to move $5k to the freedom,
Called recon again, and was told they can not shift more than $2k from the freedom, only option would be to close the freedom completly.

Why is that?
Maybe wait a few days and huca.

Offline pointer

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Re: Chase Reconsideration
« Reply #12529 on: January 24, 2020, 11:37:18 AM »
Maybe wait a few days and huca.
yes, will do that.

Offline Joel

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Re: Chase Reconsideration
« Reply #12530 on: January 25, 2020, 10:16:41 PM »
Applied for the ink got 30 day msg. Bit didn't receive a hard pull.. anyone have anything similiar?

Offline pointer

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Re: Chase Reconsideration
« Reply #12531 on: January 25, 2020, 10:31:58 PM »
Applied for the ink got 30 day msg. Bit didn't receive a hard pull.. anyone have anything similiar?
Checked all 3 bureaus?

Offline Joel

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Re: Chase Reconsideration
« Reply #12532 on: January 25, 2020, 11:57:52 PM »

Offline hvaces42

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Re: Chase Reconsideration
« Reply #12533 on: January 27, 2020, 11:08:48 AM »
Called and they refuse to budge. Rep said theyre "not a FICO lender". What does that mean. They were concerned about a few high balances even though payment history is perfect. Any ideas?
Fair warning - Any PMs sent in response to forum posts are fair game for ridicule in public.

Offline yandmk

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Re: Chase Reconsideration
« Reply #12534 on: February 03, 2020, 07:48:23 PM »
Chase United business went into pending status, and then declined. Called Chase and they said reason is because I already have three cards on this business. They did  a manual review when I asked if they can relocate credit from another card, and declined it again. They said too much credit extended as it is. I explained that I have a perfect track record with them but that didn't help. Any chance HUCA will do anyting?

Offline pointer

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Re: Chase Reconsideration
« Reply #12535 on: February 03, 2020, 07:57:20 PM »
Called and they refuse to budge. Rep said theyre "not a FICO lender". What does that mean. They were concerned about a few high balances even though payment history is perfect. Any ideas?
Means they care more about the details in your report, than the actual score.

Offline simplicity

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Re: Chase Reconsideration
« Reply #12536 on: February 08, 2020, 10:59:53 PM »
Chase United business went into pending status, and then declined. Called Chase and they said reason is because I already have three cards on this business. They did  a manual review when I asked if they can relocate credit from another card, and declined it again. They said too much credit extended as it is. I explained that I have a perfect track record with them but that didn't help. Any chance HUCA will do anyting?
It should, never hurts to try!

Offline vague

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Re: Chase Reconsideration
« Reply #12537 on: February 10, 2020, 12:37:43 PM »
Put in an application for Ink Preferred on 1/27, called them a few times on 1/27 and 1/28, they put me in Ďsecondaryí. Unchanged until today, when after two HUCA attempts I was told that it was declined unless I could verify a bunch of personal and business info, basically they want proof of my physical and mailing addresses for personal and business. Just fired off a 10-page fax, I expect to be approved once they finish going through all of it, they told me 2-3 business days.

Offline as2

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Re: Chase Reconsideration
« Reply #12538 on: February 10, 2020, 01:09:00 PM »
Put in an application for Ink Preferred on 1/27, called them a few times on 1/27 and 1/28, they put me in Ďsecondaryí. Unchanged until today, when after two HUCA attempts I was told that it was declined unless I could verify a bunch of personal and business info, basically they want proof of my physical and mailing addresses for personal and business. Just fired off a 10-page fax, I expect to be approved once they finish going through all of it, they told me 2-3 business days.
I got an ink a couple month back, and they wanted proof of address. Not sure if it's a new trend, or if some of us are just special...
Memories last forever, make them while you can.

Offline vague

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Re: Chase Reconsideration
« Reply #12539 on: February 12, 2020, 11:38:11 AM »
I got an ink a couple month back, and they wanted proof of address. Not sure if it's a new trend, or if some of us are just special...

I think it must have something to do with the fact that it was a second Ink for the same business (which they didnít have a problem with once I explained that it was for a separate line of business, tracking different expenses, yadda yadda), but when the first card was set up back in 2014 I donít think they really collected all of the necessary demographic info and I think USA PATRIOT makes them get more info now. I also noticed that the business registration with the state had an outdated address (which Iíve already submitted a correction for), so that mightíve annoyed them also.

I called again today and they hadnít yet processed my faxed info yet but told me without telling me that the only thing holding up the approval is the address/identity verification stuff, so Iím not at all worried, just a paperwork annoyance and lost opportunities to catch some deals. ;D