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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1411089 times)

Offline Tzvitheboss

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Re: Chase Reconsideration
« Reply #12570 on: July 14, 2020, 04:31:32 PM »
If someone applied for chase card got denied for 5/24 but he wasn't and it was because of him being an authorized user on his parents account.
Can chase reconsideration push through the application?
Keep calm and move on

Offline Joel2

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Re: Chase Reconsideration
« Reply #12571 on: July 14, 2020, 04:41:51 PM »
If someone applied for chase card got denied for 5/24 but he wasn't and it was because of him being an authorized user on his parents account.
Can chase reconsideration push through the application?
Yes. Tell to the rep that he is not responsible for the cards he is a authorized user

Offline Tzvitheboss

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Re: Chase Reconsideration
« Reply #12572 on: July 15, 2020, 01:35:29 AM »
Yes. Tell to the rep that he is not responsible for the cards he is a authorized user
thank you
Person tried that,
First rep said cant do that
2nd rep did it no problem and reprocessed application.
Said has to be reviewed....
Keep calm and move on

Offline Joel2

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Re: Chase Reconsideration
« Reply #12573 on: July 15, 2020, 11:20:23 AM »
thank you
Person tried that,
First rep said cant do that
2nd rep did it no problem and reprocessed application.
Said has to be reviewed....
Yup you need to HUCA
@Moggie  will not understand that unfortunately... Sometimes you just need to find the right rep

Online lcm

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Re: Chase Reconsideration
« Reply #12574 on: July 23, 2020, 04:26:24 PM »
Got pending, then called and got rejected for united explorer based on "insufficient history" to extend the minimum credit line which is 5000 (which is a lot more than my current limit).
They put me on hold for a while while reconsidering, bit that was the result.
I've been AU for bunch of years, had my own freedom unlimited for over 6 months, and in great standing, CS is good.
Any advice? Is huca worth anything?

Offline Samb

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Re: Chase Reconsideration
« Reply #12575 on: July 23, 2020, 07:12:01 PM »
Got pending, then called and got rejected for united explorer based on "insufficient history" to extend the minimum credit line which is 5000 (which is a lot more than my current limit).
They put me on hold for a while while reconsidering, bit that was the result.
I've been AU for bunch of years, had my own freedom unlimited for over 6 months, and in great standing, CS is good.
Any advice? Is huca worth anything?
The United usually requires approx 12-month history on your own card

Online lcm

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Re: Chase Reconsideration
« Reply #12576 on: July 23, 2020, 07:26:53 PM »
Thanks,
wish I would have known beforehand.
Can I use out the credit pull for anything else?

Online pointer

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Re: Chase Reconsideration
« Reply #12577 on: July 23, 2020, 07:28:51 PM »
Thanks,
wish I would have known beforehand.
Can I use out the credit pull for anything else?
Don't give up just yet.
Ask them if they can shift some of your existing credit from the freedom.
Definitely HUCA.

Online lcm

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Re: Chase Reconsideration
« Reply #12578 on: July 23, 2020, 07:32:34 PM »
Don't give up just yet.
Ask them if they can shift some of your existing credit from the freedom.
Definitely HUCA.
Thanks. Tried once, and offered that, said no, not big enough of a credit line on the freedom to shift

Online pointer

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Re: Chase Reconsideration
« Reply #12579 on: July 23, 2020, 07:33:09 PM »
Thanks. Tried once, and offered that, said no, not big enough of a credit line on the freedom to shift
what is your credit line on the freedom?
« Last Edit: July 23, 2020, 07:36:52 PM by pointer »

Online lcm

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Re: Chase Reconsideration
« Reply #12580 on: July 23, 2020, 07:34:42 PM »
500. (Embarrassed emoji)
Was thinking about asking them to raise it in the past, never got around it.
Do you think I can use out the credit pull to raise the credit line

Online pointer

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Re: Chase Reconsideration
« Reply #12581 on: July 23, 2020, 07:37:32 PM »

Do you think I can use out the credit pull to raise the credit line
I'm not sure. you can ask them.

Online lcm

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Re: Chase Reconsideration
« Reply #12582 on: July 23, 2020, 08:08:42 PM »
I'm not sure. you can ask them.
Thanks.
Tried, said it would be separate

Offline Geshmak25

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Re: Chase Reconsideration
« Reply #12583 on: July 24, 2020, 08:36:32 AM »
Is chase no longer accepting biz cc applications from sole proprietors?

Denial letter said reason was "business structure".
PUTPAC = PITA

Offline Joel2

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Re: Chase Reconsideration
« Reply #12584 on: July 24, 2020, 10:35:40 AM »
Is chase no longer accepting biz cc applications from sole proprietors?

Denial letter said reason was "business structure".
Yup