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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2513220 times)

Online Geshmak25

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Re: Chase Reconsideration
« Reply #12580 on: July 24, 2020, 08:36:32 AM »
Is chase no longer accepting biz cc applications from sole proprietors?

Denial letter said reason was "business structure".
PUTPAC = PITA

Offline Joel

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Re: Chase Reconsideration
« Reply #12581 on: July 24, 2020, 10:35:40 AM »
Is chase no longer accepting biz cc applications from sole proprietors?

Denial letter said reason was "business structure".
Yup

Offline nirc

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Re: Chase Reconsideration
« Reply #12582 on: July 24, 2020, 02:21:09 PM »
Is chase no longer accepting biz cc applications from sole proprietors?

Denial letter said reason was "business structure".

they also denying businesses with licenses...

Offline Shauly101

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Re: Chase Reconsideration
« Reply #12583 on: July 27, 2020, 10:24:49 AM »
applied on Friday for the new Freedom Unlmts and the Marriott 100k offer.
Freedom was an instant approval -
Marriott was loading till i got the message that they need more info and is pending,

i called today to see status, it said your application is still pending. you will receive a letter in 2 weeks.''

so i called the 1800-527-7419 number and the rep told me that she can see that it was denied already. i asked why, she said because of the Freedom approval this was denied becasue they want to see my spending habits and payment history. so i told her, MY CSR and other cards should show that i have a good history, she said ok.

then she came back to say that i have 50k credit with chase how much more i would need? so i said im not looking for new credit limits, and just shifting credit from my CSR would be good.

worked!


Offline justmeha

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Re: Chase Reconsideration
« Reply #12584 on: August 03, 2020, 12:20:56 PM »
applied on Friday for the Marriott 100k offer.

Marriott was loading till i got the message that they need more info and is pending,

i called today to see status, it said "your application is still pending. you will receive a letter in 7 to 10 days.''

i called and was told i was denied. want through the review process and was approved

Offline gilkile

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Re: Chase Reconsideration
« Reply #12585 on: August 31, 2020, 03:07:16 PM »
Is chase no longer accepting biz cc applications from sole proprietors?

Denial letter said reason was "business structure".

I had luck with reconsideration (be prepared for lots of questions and wait time)

Offline pointer

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Re: Chase Reconsideration
« Reply #12586 on: September 21, 2020, 06:01:32 PM »
My applications always go into pending, and then gets approved after confirming with the fraud department that I applied for the card.
Anyone else have this?

As a side, I was approved as a sole proprietorship (after talking with fraud department, duh.)

Offline justmeha

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Re: Chase Reconsideration
« Reply #12587 on: September 22, 2020, 02:29:30 AM »
My applications always go into pending, and then gets approved after confirming with the fraud department that I applied for the card.
Anyone else have this?

As a side, I was approved as a sole proprietorship (after talking with fraud department, duh.)
do you have a biz checking account?

Offline Yid21

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Re: Chase Reconsideration
« Reply #12588 on: September 22, 2020, 09:25:13 AM »
Got denied for the preferred since I currently have the reserve, any strategy to be able to get the preferred or no chance? rep said only if i downgrade my reserve and wont get the bonus...

Offline Tomorrow

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Re: Chase Reconsideration
« Reply #12589 on: September 22, 2020, 09:43:00 AM »
Got denied for the preferred since I currently have the reserve, any strategy to be able to get the preferred or no chance? rep said only if i downgrade my reserve and wont get the bonus...
If you've gotten a sign up bonus for any sapphire within the past 48 months you can't get another bonus.
Sorry if I ask so many questions, but life is short and there is so much to learn! Let's help each other be great!

Offline Yid21

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Re: Chase Reconsideration
« Reply #12590 on: September 22, 2020, 09:55:58 AM »
My last signup bonus was 49 months ago, they said the issue was having multiple Sapphire cards at the same time, even though one was Reserved and one was Preferred...

Offline Joel

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Re: Chase Reconsideration
« Reply #12591 on: September 22, 2020, 10:10:12 AM »
My last signup bonus was 49 months ago, they said the issue was having multiple Sapphire cards at the same time, even though one was Reserved and one was Preferred...
Correct. you need to product change the sapphire to a freedom prior applying for a new one

Offline Yid21

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Re: Chase Reconsideration
« Reply #12592 on: September 22, 2020, 10:14:10 AM »
Ah, thanks, but I assume that wouldnt be worth it since it would be my reserve thats being downgraded to the freedom correct?

Offline pointer

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Re: Chase Reconsideration
« Reply #12593 on: September 22, 2020, 10:38:58 AM »
do you have a biz checking account?
No.

Offline Samb

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Re: Chase Reconsideration
« Reply #12594 on: September 22, 2020, 01:48:47 PM »
Ah, thanks, but I assume that wouldnt be worth it since it would be my reserve thats being downgraded to the freedom correct?
you can upgrade again after approved

Offline maylei

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Re: Chase Reconsideration
« Reply #12595 on: October 20, 2020, 10:22:47 AM »
I applied for the Chase Sapphire Preferred and the freedom unlimited on the same day I made the rookie mistake and forgot to apply at the same time from two different browsers (Gam-Zu). I got instantly approved for the CSP but was declined for the FU I called the recon line and they gave me a reason that I already have too much credit with chase (btw I only had 2 cards then) I asked to speak to a manager and she told me that my accounts are too new and they can't do anything to help me but I can always try again up until 30 days. so I waited for my first statement of my new CSP card to post and I paid it off early I gave it a couple of days and I called the recon line back and asked if they can take some credit from my IHG card that I have sitting and move it to a FU card so my application can get approved and the agent looked and saw that there were two different reasons why I was declined early and informed me that something I not right. The agent took a few minutes and came back to tell me that she was successfully able to transfer some of my credit over from my IHG to a new FU card. Now I have the FU and CSR I will get welcome bonuses and then upgrade my CSP to the CSR to be able to redeem my points for a much higher value.
The lesson to be learned is to never give up and sometimes HUCA means cal back in a couple of days.

Online davidd75

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Re: Chase Reconsideration
« Reply #12596 on: October 20, 2020, 04:30:03 PM »


Can a 2mb application bypass 5/24?

Offline justmeha

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Re: Chase Reconsideration
« Reply #12597 on: October 20, 2020, 04:52:59 PM »

Can a 2mb application bypass 5/24?
NAFAIK

Offline Cat18

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Re: Chase Reconsideration
« Reply #12598 on: October 23, 2020, 12:01:28 PM »
applied for business ink cash as sole prop under my name and they requiring "proof of legal name and physical address of business".

i have none of the above and is why i applied under my name as recommended on DDF. i had an ink preferred 1-2 yrs ago w/o this issue.

called recon after šending my drivers license, and lending dept said is not sufficient as needs business name and adress. i explained that have none and is why i applied as sole prop under my name as business name. still turned down.

suggestions?


Offline Cat18

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Re: Chase Reconsideration
« Reply #12599 on: October 23, 2020, 12:21:19 PM »
at 2/5 with 800+ score and was auto rejected for the CSP bec of "too many recent credit inquries".

is odd as not have that many credit pulls in past 12 months, plus am a long time chase customer with bank accounts and cc.

called recon and after 41 minutes on phone, was given a "recommendation for approval pending a internal review".

not sure what that means but it def sounds like i wont get approved for the marriott bonvoy now.
« Last Edit: October 23, 2020, 12:45:11 PM by Cat18 »