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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1502209 times)

Offline yungermanchik

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Re: Chase Reconsideration
« Reply #12630 on: November 11, 2020, 02:52:06 PM »
I was denied for the Ink Cash because "I had too many recent requests for credit." I looked at my Experiam report and Two of them were for cards that were not approved because of limitations: a freedom unlimited before the old cancelation finalized and a sappire before the 48 mo. were up.  What can I do?
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline Yo ssi

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Re: Chase Reconsideration
« Reply #12631 on: November 11, 2020, 03:19:14 PM »
I was denied for the Ink Cash because "I had too many recent requests for credit." I looked at my Experiam report and Two of them were for cards that were not approved because of limitations: a freedom unlimited before the old cancelation finalized and a sappire before the 48 mo. were up.  What can I do?
IINM according to @Dan it shouldn't pull your credit when applying within 48 months

Offline yungermanchik

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Re: Chase Reconsideration
« Reply #12632 on: November 11, 2020, 03:20:59 PM »
IINM according to @Dan it shouldn't pull your credit when applying within 48 months
FTFY that's why I tried, but it was there anyway.

ETA: I just checked again, the last one was from the Ink I just applied for not the sapphire. My mistake.
« Last Edit: November 11, 2020, 03:31:51 PM by yungermanchik »
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Offline Samb

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Re: Chase Reconsideration
« Reply #12633 on: November 12, 2020, 02:14:53 PM »
FTFY that's why I tried, but it was there anyway.

ETA: I just checked again, the last one was from the Ink I just applied for not the sapphire. My mistake.
interesting never saw a credit inquiry due to a 48-month denial. Freedom does result in an inquiry if its a different freedom product

Offline nescafe

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Re: Chase Reconsideration
« Reply #12634 on: November 12, 2020, 04:45:33 PM »
is the 7-10 day or 2 weeks message an indication for business cards too?
Switched from 7-10 days to 2 weeks. Does that indicate anything? Also just received an email that they're reviewing my application

Offline pointer

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Re: Chase Reconsideration
« Reply #12635 on: November 12, 2020, 04:49:17 PM »
Switched from 7-10 days to 2 weeks. Does that indicate anything? Also just received an email that they're reviewing my application
Yes, it does mean something.
Congrats!

Offline nescafe

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Re: Chase Reconsideration
« Reply #12636 on: November 12, 2020, 04:50:17 PM »
yes it  does mean something.
Congrats!
Thanks!

Offline pointer

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Re: Chase Reconsideration
« Reply #12637 on: November 12, 2020, 04:56:32 PM »
Thanks!
You might still need to talk with them. But most likely, you will be approved.

Offline nescafe

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Re: Chase Reconsideration
« Reply #12638 on: November 12, 2020, 04:59:24 PM »
You might still need to talk with them. But most likely, you will be approved.
Was going to give them a call but didn't get to it so hopefully it'll go thru

Offline brodes18

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Re: Chase Reconsideration
« Reply #12639 on: December 08, 2020, 12:36:29 PM »
Quick pointer: Applied for two cards using 2 BM (IHG & UA). IHG approved, UA denied. Call to chase recon got the UA one approved after explaining why I needed both (for airline points).

Offline Samb

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Re: Chase Reconsideration
« Reply #12640 on: December 09, 2020, 02:30:35 PM »
Quick pointer: Applied for two cards using 2 BM (IHG & UA). IHG approved, UA denied. Call to chase recon got the UA one approved after explaining why I needed both (for airline points).
nothing to do with 2 bm just for your knowledge. You can get up to two chase personal cards in 30 days

Offline Therebbesbocher

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Re: Chase Reconsideration
« Reply #12641 on: December 14, 2020, 04:48:04 PM »
I applied for two southwest cards (one personal and one business) and received the same message for both: Too many requests for credit or opened accounts with us.
is there a risk of A/A if i call for both?

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Offline Mtl18

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Re: Chase Reconsideration
« Reply #12642 on: December 17, 2020, 01:48:20 PM »
I was denied for the Ink Cash. I unwisely used another name rather than my own and put it as being around <1 year. My personal credit is great and am a Chase Private Client.

I called Chase Reconsideration and the guy told me that without existence of prior business loans or accounts they can't issue it. He claimed that even were i to reapply with my name and with a longer duration, it likely wouldnt change the outcome.

Any hope for resubmitting and getting approved?

Online nafnaf12

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Re: Chase Reconsideration
« Reply #12643 on: December 17, 2020, 03:51:02 PM »
I was denied for the Ink Cash because of prior rewards abuse.

i have 3 chase cards CSR/FU/UA gateway card

all still active

would huca work?
 

do i have a shot at another card if i apply now? (may as well use the credit pull)
« Last Edit: December 17, 2020, 04:00:42 PM by nafnaf12 »
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Offline Mtl18

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Re: Chase Reconsideration
« Reply #12644 on: December 18, 2020, 03:00:12 PM »
I was denied for the Ink Cash because of prior rewards abuse.

i have 3 chase cards CSR/FU/UA gateway card

all still active

would huca work?
 

do i have a shot at another card if i apply now? (may as well use the credit pull)

what do you mean by use the credit pull? How long is the pull valid for? If i reapply with Chase they wont pull credit again?