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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1596951 times)

Offline ygygold

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Re: Chase Reconsideration
« Reply #12620 on: November 02, 2020, 02:53:35 PM »
Got denied for United Business Card. Called in and shifted some credit around and approved  :D

Offline Samb

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Re: Chase Reconsideration
« Reply #12621 on: November 02, 2020, 06:33:47 PM »
I called recon today and they don't see any other application under my name or SS#. Additionally I see I received an email confirming my application for the CSP but nothing for the FF.
What happened to the second application? Did the system delete it assuming its a double application for the CSP?
If I apply today (2 days after CSP) will that be a second pull?
It will be a second pull. Most Chase cc apps are resulting in a second hard pull these days even if it is same day

Offline Yo ssi

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Re: Chase Reconsideration
« Reply #12622 on: November 02, 2020, 06:38:04 PM »
It will be a second pull. Most Chase cc apps are resulting in a second hard pull these days even if it is same day
Source?

Offline JACKBLUE

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Re: Chase Reconsideration
« Reply #12623 on: November 02, 2020, 11:34:53 PM »
PSA - be prepared to wait on hold for up to 1 hr to speak to rep. At least this has been my experience for business cards in recent weeks.
same for personal card, waited 45 min today to get CSP approved and had to shift $5k CL from another card, never had that before, what is it based on? Is there a max CL one can have with Chase? Is it based on income?

Offline yosefsv

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Re: Chase Reconsideration
« Reply #12624 on: November 05, 2020, 09:41:22 PM »
same for personal card, waited 45 min today to get CSP approved and had to shift $5k CL from another card, never had that before, what is it based on? Is there a max CL one can have with Chase? Is it based on income?
I was told by the rep that based on my income vs. the CL that I already have between all my personal and business cards, they can not approve me for more credit, so I needed to shift some credit.
If it benefits even just one fellow DDFer, its worth posting it.

Offline gubevo18

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Re: Chase Reconsideration
« Reply #12625 on: November 08, 2020, 07:59:53 AM »
Iím sure this was asked but couldnít find it through search -

I applied for CSP last night and got an email confirming the application. Yet when I call the status line it says the SS does not match any records. Does that mean I typed in the wrong SS? If yes, what can I do? Especially since I want the added bonus which expires today.

Offline Samb

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Re: Chase Reconsideration
« Reply #12626 on: November 08, 2020, 01:10:22 PM »
Iím sure this was asked but couldnít find it through search -

I applied for CSP last night and got an email confirming the application. Yet when I call the status line it says the SS does not match any records. Does that mean I typed in the wrong SS? If yes, what can I do? Especially since I want the added bonus which expires today.
Call underwriting department 8886097805

Offline nescafe

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Re: Chase Reconsideration
« Reply #12627 on: November 10, 2020, 07:54:51 PM »
 is the 7-10 day or 2 weeks message an indication for business cards too?

Offline Joel

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Re: Chase Reconsideration
« Reply #12628 on: November 11, 2020, 09:20:58 AM »
is the 7-10 day or 2 weeks message an indication for business cards too?
Yes

Offline justmeha

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Re: Chase Reconsideration
« Reply #12629 on: November 11, 2020, 11:25:31 AM »
is it accurate that if a amex authorized user card is closed it shows up as a joint account and therefore it is not able to be removed from the 5/24 count by recon and amex must be contacted to remove it from the credit report?

Offline yungermanchik

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Re: Chase Reconsideration
« Reply #12630 on: November 11, 2020, 02:52:06 PM »
I was denied for the Ink Cash because "I had too many recent requests for credit." I looked at my Experiam report and Two of them were for cards that were not approved because of limitations: a freedom unlimited before the old cancelation finalized and a sappire before the 48 mo. were up.  What can I do?
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline Yo ssi

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Re: Chase Reconsideration
« Reply #12631 on: November 11, 2020, 03:19:14 PM »
I was denied for the Ink Cash because "I had too many recent requests for credit." I looked at my Experiam report and Two of them were for cards that were not approved because of limitations: a freedom unlimited before the old cancelation finalized and a sappire before the 48 mo. were up.  What can I do?
IINM according to @Dan it shouldn't pull your credit when applying within 48 months

Offline yungermanchik

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Re: Chase Reconsideration
« Reply #12632 on: November 11, 2020, 03:20:59 PM »
IINM according to @Dan it shouldn't pull your credit when applying within 48 months
FTFY that's why I tried, but it was there anyway.

ETA: I just checked again, the last one was from the Ink I just applied for not the sapphire. My mistake.
« Last Edit: November 11, 2020, 03:31:51 PM by yungermanchik »
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline Samb

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Re: Chase Reconsideration
« Reply #12633 on: November 12, 2020, 02:14:53 PM »
FTFY that's why I tried, but it was there anyway.

ETA: I just checked again, the last one was from the Ink I just applied for not the sapphire. My mistake.
interesting never saw a credit inquiry due to a 48-month denial. Freedom does result in an inquiry if its a different freedom product

Offline nescafe

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Re: Chase Reconsideration
« Reply #12634 on: November 12, 2020, 04:45:33 PM »
is the 7-10 day or 2 weeks message an indication for business cards too?
Switched from 7-10 days to 2 weeks. Does that indicate anything? Also just received an email that they're reviewing my application

Offline pointer

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Re: Chase Reconsideration
« Reply #12635 on: November 12, 2020, 04:49:17 PM »
Switched from 7-10 days to 2 weeks. Does that indicate anything? Also just received an email that they're reviewing my application
Yes, it does mean something.
Congrats!

Offline nescafe

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Re: Chase Reconsideration
« Reply #12636 on: November 12, 2020, 04:50:17 PM »
yes it  does mean something.
Congrats!
Thanks!

Offline pointer

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Re: Chase Reconsideration
« Reply #12637 on: November 12, 2020, 04:56:32 PM »
Thanks!
You might still need to talk with them. But most likely, you will be approved.

Offline nescafe

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Re: Chase Reconsideration
« Reply #12638 on: November 12, 2020, 04:59:24 PM »
You might still need to talk with them. But most likely, you will be approved.
Was going to give them a call but didn't get to it so hopefully it'll go thru

Offline brodes18

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Re: Chase Reconsideration
« Reply #12639 on: December 08, 2020, 12:36:29 PM »
Quick pointer: Applied for two cards using 2 BM (IHG & UA). IHG approved, UA denied. Call to chase recon got the UA one approved after explaining why I needed both (for airline points).