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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2408563 times)

Offline ckmk47

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Re: Chase Reconsideration
« Reply #12880 on: January 22, 2024, 09:32:58 PM »
I applied for both ink cards, first was pending and got approved after calling recon..  the other was declined I called recon and they said they can not approve it because I have to many business cards  with them also the first card was approved with a high credit line.. I asked them to shift over from the first and they said since its a new card which was just approved  they can't move over anything.. I tried HUCA but he said that it was looked over by recon so they will not change the decision, any reason to call again? probably one will not say other than the first rep.. is this the case?
Call again and try to move credit line from one of your old business cards.
My favorite cause: cssy.org

Offline chevron

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Re: Chase Reconsideration
« Reply #12881 on: January 26, 2024, 10:51:34 AM »
Chase Hyatt business card declined

#1 she says I had 5? Overdrafts on a personal checking account. I have never heard of this. I mean I've had overdrafts but I only had it temporarily and I always move the money over from another account whether it was chase etc and always covered overdraft

That's stupidity with my auto insurance company always bills me wrong way

#2 She said I have too many cards and too much available credit. I'm guessing that's on personal cards seems stupid and arbitrary. I explained This is exactly why I need the business card because I'm cutting down spending on my personal cards. So what then? Close my unused chase cards? Lower credit lines ?

#3 she said I have 4 business chase cards, 3 opened in last month

I explained that I want the Hyatt card specifically since I travel a lot, I have globalist status with Hyatt, I want to use card for perks etc .

She said it's being declined and that's it

Any thoughts ?


Offline chevron

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Re: Chase Reconsideration
« Reply #12882 on: January 26, 2024, 10:53:06 AM »
Call again and try to move credit line from one of your old business cards.

Tried this, Wont go.

They stated repeatedly that I had too many cards open too many recently and that I have too much credit

Offline Euclid

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Re: Chase Reconsideration
« Reply #12883 on: January 26, 2024, 10:59:18 AM »
Chase Hyatt business card declined

#1 she says I had 5? Overdrafts on a personal checking account. I have never heard of this. I mean I've had overdrafts but I only had it temporarily and I always move the money over from another account whether it was chase etc and always covered overdraft

That's stupidity with my auto insurance company always bills me wrong way

#2 She said I have too many cards and too much available credit. I'm guessing that's on personal cards seems stupid and arbitrary. I explained This is exactly why I need the business card because I'm cutting down spending on my personal cards. So what then? Close my unused chase cards? Lower credit lines ?

#3 she said I have 4 business chase cards, 3 opened in last month

I explained that I want the Hyatt card specifically since I travel a lot, I have globalist status with Hyatt, I want to use card for perks etc .

She said it's being declined and that's it

Any thoughts ?
Definitely lower your CL (or update your income)

Offline chevron

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Re: Chase Reconsideration
« Reply #12884 on: January 26, 2024, 11:01:09 AM »
Definitely lower your CL (or update your income)

How do I lower my personal cl? I just call them up and I say hey I want to lower my personal credit lines? Would that help me with recon or is this app a list cause ?

Offline baron

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Re: Chase Reconsideration
« Reply #12885 on: January 26, 2024, 11:29:27 AM »
Definitely lower your CL (or update your income)
To help get approved or in general an issue to have too much?

Offline chevron

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Re: Chase Reconsideration
« Reply #12886 on: January 26, 2024, 11:56:36 AM »
Also you lower 1 card at a time or a bunch ? I'd be fine shaving off 10k

I'm really bummed, this was the one card I wanted

Offline chevron

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Re: Chase Reconsideration
« Reply #12887 on: January 26, 2024, 05:39:16 PM »
I think the real question is should I just drop this card application fight for now or is there something I can do to get them to change their mind and give me the card? What do you guys think?

Offline chevron

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Re: Chase Reconsideration
« Reply #12888 on: January 27, 2024, 08:06:27 PM »
So I called my personal card and cut down $ 5,000. It was mentioned that I should do more and on different cards and that it would be better to do this with recon on the business line. What do you guys think and how much would you think I need to cut down?

Offline Coleder25

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Re: Chase Reconsideration
« Reply #12889 on: January 28, 2024, 12:31:49 AM »
Hi,
I applied for a chase ink card and i got a letter that i need a “proof of federal tax ID for business”. I called recon and they said it means i need either a letter from the IRS or the secretary of my state with the business name, PIN and address. A W2 or 1099 is not acceptable.
Does anyone know what they want, or how to obtain these documents?

If you can help, I’d appreciate it!

Offline Mr Green

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Re: Chase Reconsideration
« Reply #12890 on: January 28, 2024, 03:21:36 AM »
Hi,
I applied for a chase ink card and i got a letter that i need a “proof of federal tax ID for business”. I called recon and they said it means i need either a letter from the IRS or the secretary of my state with the business name, PIN and address. A W2 or 1099 is not acceptable.
Does anyone know what they want, or how to obtain these documents?

If you can help, I’d appreciate it!
You applied with your name?
I once had it, and submitted ID And SS card and they accepted it

Offline Sam 77

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Re: Chase Reconsideration
« Reply #12891 on: January 28, 2024, 11:08:35 AM »
Just spoke to them them said they need
Proof of physical address for business (e.g. utility bill)
What should i give them if i dont actually have a business?
Got approved Yesterday 11 Days after i applied.......Crazy

Offline Coleder25

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Re: Chase Reconsideration
« Reply #12892 on: January 29, 2024, 10:37:56 AM »
You applied with your name?
I once had it, and submitted ID And SS card and they accepted it

Thanks, I’ll try it

Offline miles lover

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Re: Chase Reconsideration
« Reply #12893 on: January 29, 2024, 05:01:28 PM »
Tried this, Wont go.

They stated repeatedly that I had too many cards open too many recently and that I have too much credit
I’m in the same boat. She said I have too much credit and 2 cards opened one year ago. Total of 4 ink cards. I offered to move around credit. I feel like the reconsideration dept got very tough. If anyone has any ideas pls…

Offline israel11219

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Re: Chase Reconsideration
« Reply #12894 on: January 30, 2024, 09:00:35 PM »
So I called my personal card and cut down $ 5,000. It was mentioned that I should do more and on different cards and that it would be better to do this with recon on the business line. What do you guys think and how much would you think I need to cut down?
did cutting down work for you? or does anyone have any different ideas?

Offline Jay the PRESIDENT

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Re: Chase Reconsideration
« Reply #12895 on: January 31, 2024, 03:39:37 PM »
No luck with recon, HUCAs, and all.   

Really curious how others got multiple Ink cards.

Offline BarryLincoln

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Re: Chase Reconsideration
« Reply #12896 on: February 01, 2024, 09:32:20 AM »
I've had success by shifting around credit from other Ink cards... usually not an issue...

Offline egzactly

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Re: Chase Reconsideration
« Reply #12897 on: February 13, 2024, 12:19:11 AM »
I've had success by shifting around credit from other Ink cards... usually not an issue...

Unfortunately they either don't seem to think it's a valid solution, don't care, or just think that the other reasons overwhelm the high credit line issue. I've called many times to no avail. Funny thing is they keep giving me different reasons. I wonder if I close an old ink and wait 30 days if that'll tip the odds in my favor.

Offline renter

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Re: Chase Reconsideration
« Reply #12898 on: February 29, 2024, 12:13:15 AM »
i have 5 open inks with chase currently from past year (they closed 4 others a few month ago)
tried applying for another got 7- 10 business days called recon a few times they said to much credit line and to many new opened credit cards accounts within past year

i applied for a personal marriot yesterday also got 7 - 10 business days called recon and got same answer (dont have any personal currently open)

any ideas..?

Offline HudZ

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Re: Chase Reconsideration
« Reply #12899 on: February 29, 2024, 12:28:29 AM »
i have 5 open inks with chase currently from past year (they closed 4 others a few month ago)
tried applying for another got 7- 10 business days called recon a few times they said to much credit line and to many new opened credit cards accounts within past year

i applied for a personal marriot yesterday also got 7 - 10 business days called recon and got same answer (dont have any personal currently open)

any ideas..?

If issue is it's too much credit line, you can sometimes ask them to take some credit from other accounts and put it for this one...
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