Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419 [Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 4, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 3012706 times)

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 8350
  • Total likes: 1371
  • DansDeals.com Hat Tips 4
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Chase Reconsideration
« Reply #12960 on: April 22, 2025, 11:29:51 AM »
Will HUCA help for this?

Sounds like you need more cc's and/or an account with Chase.


Is there anything he  can say to overcome Chase's problem?
My favorite cause: cssy.org

Offline greatdeals

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2012
  • Posts: 1765
  • Total likes: 10
  • DansDeals.com Hat Tips 27
    • View Profile
Re: Chase Reconsideration
« Reply #12961 on: April 28, 2025, 08:17:20 PM »
I applied for chase sp got declined because they said I had card opened I closed it a little over a week before I applied now what?

Online Shmueli

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Dec 2021
  • Posts: 428
  • Total likes: 167
  • DansDeals.com Hat Tips 2
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #12962 on: May 01, 2025, 04:42:44 PM »
I applied for chase sp got declined because they said I had card opened I closed it a little over a week before I applied now what?
Have you found a solution?

I downgraded mine today, wondering how long I need to wait...

Online Chester7

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2024
  • Posts: 1018
  • Total likes: 509
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Chase Reconsideration
« Reply #12963 on: May 07, 2025, 03:10:46 PM »
I applied for United card and they're reviewing. Will it hurt my chances if I apply for another Chase Co-branded card?

Online EliB96

  • Dansdeals Bronze Elite
  • *
  • Join Date: Mar 2025
  • Posts: 27
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Philadelphia
Re: Chase Reconsideration
« Reply #12964 on: May 07, 2025, 05:35:25 PM »
Have you found a solution?

I downgraded mine today, wondering how long I need to wait...
Typically takes about 3 -4 business days from the time you downgrade or close. At that point it should be cleared for new card
Many successful GC transactions on DDF. (Please see DDFer positive peer review thread).

Online EliB96

  • Dansdeals Bronze Elite
  • *
  • Join Date: Mar 2025
  • Posts: 27
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Philadelphia
Re: Chase Reconsideration
« Reply #12965 on: May 07, 2025, 05:37:03 PM »
I applied for chase sp got declined because they said I had card opened I closed it a little over a week before I applied now what?
You spoke to Chase recon? And they wouldn't reconsider the application once they could see in the system that the card was closed?
Many successful GC transactions on DDF. (Please see DDFer positive peer review thread).

Offline Shmiel s

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2022
  • Posts: 204
  • Total likes: 41
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Brooklyn
Re: Chase Reconsideration
« Reply #12966 on: May 11, 2025, 12:52:34 AM »
Does closing credit before asking ever work?

Offline greatdeals

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2012
  • Posts: 1765
  • Total likes: 10
  • DansDeals.com Hat Tips 27
    • View Profile
Re: Chase Reconsideration
« Reply #12967 on: May 11, 2025, 07:59:40 PM »
You spoke to Chase recon? And they wouldn't reconsider the application once they could see in the system that the card was closed?

I didn't call them

Online EliB96

  • Dansdeals Bronze Elite
  • *
  • Join Date: Mar 2025
  • Posts: 27
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Philadelphia
Re: Chase Reconsideration
« Reply #12968 on: May 11, 2025, 11:06:02 PM »
I didn't call them
You should def call recon, can't hurt, and if denial was because of a card that was showing as active but wasn't, your odds are good of getting an approval.
Don't delay too long, hard credit pull expires after 30 days, and then they would need to pull credit again.
Many successful GC transactions on DDF. (Please see DDFer positive peer review thread).

Offline greatdeals

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2012
  • Posts: 1765
  • Total likes: 10
  • DansDeals.com Hat Tips 27
    • View Profile
Re: Chase Reconsideration
« Reply #12969 on: May 14, 2025, 04:57:09 PM »
You should def call recon, can't hurt, and if denial was because of a card that was showing as active but wasn't, your odds are good of getting an approval.
Don't delay too long, hard credit pull expires after 30 days, and then they would need to pull credit again.

they said I have to wait till 60 days

Offline greatdeals

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2012
  • Posts: 1765
  • Total likes: 10
  • DansDeals.com Hat Tips 27
    • View Profile
Re: Chase Reconsideration
« Reply #12970 on: May 14, 2025, 05:05:34 PM »
have to wait till the billing cycle which is may 18th

Online EliB96

  • Dansdeals Bronze Elite
  • *
  • Join Date: Mar 2025
  • Posts: 27
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Philadelphia
Re: Chase Reconsideration
« Reply #12971 on: May 14, 2025, 08:14:26 PM »
have to wait till the billing cycle which is may 18th
I would recommend HUCA (hang up call again). If they are denying you because of another CSP card, (and that is the only reason for denial), but you closed or downgraded it prior to application, recon should be able to push it through.
Many successful GC transactions on DDF. (Please see DDFer positive peer review thread).