Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2415368 times)

Offline compddd

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2011
  • Posts: 2813
  • Total likes: 4
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #3160 on: June 18, 2013, 02:36:22 PM »
I've seen no evidence of strict CSRs. I've seen lots of noobs with short credit history trying to get approved for 2-3 biz cards at once and having trouble.

Offline m65

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1884
  • Total likes: 725
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: israel
Re: Chase Reconsideration
« Reply #3161 on: June 18, 2013, 02:56:14 PM »
is there a point in calling while the application is "pending verification"?

Offline bem684

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2010
  • Posts: 679
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #3162 on: June 18, 2013, 02:59:53 PM »
I've seen lots of noobs with short credit history trying to get approved for 2-3 biz cards at once and having trouble.

+1

They'll get burned soon enough either by too many denials or a FR/AA and many will drop this hobby.

Offline TDweck

  • Dansdeals Gold Elite
  • ***
  • Join Date: Apr 2013
  • Posts: 161
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New York
Re: Chase Reconsideration
« Reply #3163 on: June 18, 2013, 03:05:42 PM »
I've seen no evidence of strict CSRs. I've seen lots of noobs with short credit history trying to get approved for 2-3 biz cards at once and having trouble.

I applied for 1 biz card, with a 10 year credit history and a  7 year chase history and CS is saying they are not expediting any pending apps due to influx. 

Offline m65

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1884
  • Total likes: 725
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: israel
Re: Chase Reconsideration
« Reply #3164 on: June 18, 2013, 03:12:55 PM »
I applied for 1 biz card, with a 10 year credit history and a  7 year chase history and CS is saying they are not expediting any pending apps due to influx.
when did they tell u this?

Offline compddd

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2011
  • Posts: 2813
  • Total likes: 4
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #3165 on: June 18, 2013, 03:13:28 PM »
I applied for 1 biz card, with a 10 year credit history and a  7 year chase history and CS is saying they are not expediting any pending apps due to influx.

That is not a denial like the others are experiencing, that is Chase saying please be patient.

Offline TDweck

  • Dansdeals Gold Elite
  • ***
  • Join Date: Apr 2013
  • Posts: 161
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New York
Re: Chase Reconsideration
« Reply #3166 on: June 18, 2013, 03:18:23 PM »
I hear you.  signed up for it yesterday.  called several times yesterday and today.  now im leaving it alone.  IME 10 minutes with recon and im good. 

Offline Redbull3

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2011
  • Posts: 3495
  • Total likes: 418
  • DansDeals.com Hat Tips 1
    • View Profile
  • Programs: Blocked By @NeriaKraus
Re: Chase Reconsideration
« Reply #3167 on: June 18, 2013, 03:47:20 PM »
+1

They'll get burned soon enough either by too many denials or a FR/AA and many will drop this hobby.

I think you are overstating the downside to applying for 10 zillion cards.

Offline asks

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2011
  • Posts: 1050
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #3168 on: June 18, 2013, 03:48:15 PM »
I think you are overstating the downside to applying for 10 zillion cards.
scaring away the nOObs?

Offline bem684

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2010
  • Posts: 679
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #3169 on: June 18, 2013, 03:50:38 PM »
scaring away the nOObs?

I don't want to scare anyone away, I just want them to learn faster and ask less questions  ;D

Offline asks

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2011
  • Posts: 1050
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #3170 on: June 18, 2013, 04:19:15 PM »
I don't want to scare anyone away, I just want them to learn faster and ask less questions  ;D
tarti d'sasrei?

Offline mendy704

  • Dansdeals Bronze Elite
  • *
  • Join Date: Mar 2013
  • Posts: 36
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #3171 on: June 18, 2013, 05:41:45 PM »
I applied on Friday for the ink plus card together with the sp and united personal cards got approved for both personal cards but got denied with huca 3 times they all told me that they can't approve me because of my short history with business cards. is there any hope still after they all gave me the same answer?
thanx 

Offline bem684

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2010
  • Posts: 679
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #3172 on: June 18, 2013, 05:45:35 PM »
I applied on Friday for the ink plus card together with the sp and united personal cards.  I got approved for both personal cards but got denied (for the Ink Plus) with HUCA 3 times.  They all told me that they can't approve me because of my short history with business cards. Is there any hope still after they all gave me the same answer?
Thanks

FTFY

Offline wierdal832

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2011
  • Posts: 886
  • Total likes: 0
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: new york
Re: Chase Reconsideration
« Reply #3173 on: June 18, 2013, 05:47:42 PM »

Offline bem684

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2010
  • Posts: 679
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #3174 on: June 18, 2013, 05:50:43 PM »

Offline Feivish

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2013
  • Posts: 808
  • Total likes: 2
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Chase Reconsideration
« Reply #3175 on: June 18, 2013, 06:08:34 PM »
Your signature is the opposite of what your doing now, I suggest you 2 meet and have out without involving all fourm members!!

Offline bem684

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Aug 2010
  • Posts: 679
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #3176 on: June 18, 2013, 07:21:48 PM »
Your signature is the opposite of what your doing now, I suggest you 2 meet and have out without involving all fourm members!!

Correcting grammar, spelling and punctuation is not overzealous inexperience.  Applying for 6 credit cards from a bank you've never used before and expecting to HUCA your way to half a million miles is overzealous inexperience :)

Offline elik

  • Dansdeals Silver Elite
  • **
  • Join Date: Jul 2011
  • Posts: 66
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #3177 on: June 18, 2013, 07:24:06 PM »
I work for Chase and can confirm that due to the heavy influx of applications (due to the special offers on Small Business Week), there is an estimated 2 week turn around time for pending credit card applications with no expediting.

Offline Feivish

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2013
  • Posts: 808
  • Total likes: 2
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Chase Reconsideration
« Reply #3178 on: June 18, 2013, 07:42:36 PM »
Correcting grammar, spelling and punctuation is not overzealous inexperience.  Applying for 6 credit cards from a bank you've never used before and expecting to HUCA your way to half a million miles is overzealous inexperience :)
No comment  ;)

Offline birne

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2012
  • Posts: 403
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Lakewood
Re: Chase Reconsideration
« Reply #3179 on: June 18, 2013, 07:43:00 PM »
I work for Chase and can confirm that due to the heavy influx of applications (due to the special offers on Small Business Week), there is an estimated 2 week turn around time for pending credit card applications with no expediting.
yet,  I know plenty of people that got approved after HUCA....
WHY NOT?!?!