Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2417293 times)

EMES

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Re: Chase Reconsideration
« Reply #3240 on: June 20, 2013, 10:32:48 PM »
should i do a 3bm  app for 3 chase business cards or it wont get approved and i should only do 2
If its only 1 pull why not do all 3?

Offline raf

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Re: Chase Reconsideration
« Reply #3241 on: June 20, 2013, 11:15:26 PM »
If its only 1 pull why not do all 3?
im told it can effect approval for the other 2 whereas if i were 2 apply for 2 i have better chances of getting approved for both

Offline ilherman

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Re: Chase Reconsideration
« Reply #3242 on: June 20, 2013, 11:31:49 PM »
I know. Was wondering if anyone knows of the circumstances where they would want to pull again.
i did a 5bm 2 weeks ago, i called the recon. for 4 of them, for the BA they didnt wonna approve me
, and on the letter that i got from that is saying that their decision is based on my Trans Union credit report I'm from New York all other pools where from experien.  the only way i can explain that is that they pulled my trans union in again when I called reconsideration, they didnt ask me even if they can make another pull....
You can say what you think when you think what you say.

Offline Redbull3

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Re: Chase Reconsideration
« Reply #3243 on: June 21, 2013, 06:27:48 AM »
im told it can effect approval for the other 2 whereas if i were 2 apply for 2 i have better chances of getting approved for both

My personal preference might work for you. With chase I 2bm, then once they are both approved, apply for 3rd an hour later. Still 1 pull (ymmv).

Offline Fan of Dan

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Re: Chase Reconsideration
« Reply #3244 on: June 21, 2013, 10:30:10 AM »
2 calls to Chase for biz card, they both refused to talk to me saying they are overwhelmed with calls and I need to call back in 2 weeks.

Offline raf

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Chase Reconsideration
« Reply #3245 on: June 21, 2013, 12:00:29 PM »
2 calls to Chase for biz card, they both refused to talk to me saying they are overwhelmed with calls and I need to call back in 2 weeks.
i did a 2bm both were not approved i called and they said it wasnt approved bec i had 2 many applications she asked me a zillion ques.(is that norm) i told her i wanted separate cards for office expenses and other expenses she even asked me my ebay id she ended up giving me both with only 5k spending limit 
should i try another biz card (ua) or i dont stand a chance?
also should i have just huca instead of answering a zillion questions?

Offline Redbull3

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Re: Chase Reconsideration
« Reply #3246 on: June 21, 2013, 12:06:19 PM »
i did a 2bm both were not approved i called and they said it wasnt approved bec i had 2 many applications she asked me a zillion ques.(is that norm) i told her i wanted separate cards for office expenses and other expenses she even asked me my ebay id she ended up giving me both with only 5k spending limit 
should i try another biz card (ua) or i dont stand a chance?
also should i have just huca instead of answering a zillion questions?

Good stuff. I am assuming the business you put down was selling online. Do you do a lot of selling on e-bay?

Offline raf

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Re: Chase Reconsideration
« Reply #3247 on: June 21, 2013, 12:11:41 PM »
Good stuff. I am assuming the business you put down was selling online. Do you do a lot of selling on e-bay?
i put down other
no  i dont

Offline Fan of Dan

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Re: Chase Reconsideration
« Reply #3248 on: June 21, 2013, 12:18:59 PM »
i did a 2bm both were not approved i called and they said it wasnt approved bec i had 2 many applications she asked me a zillion ques.(is that norm) i told her i wanted separate cards for office expenses and other expenses she even asked me my ebay id she ended up giving me both with only 5k spending limit 
should i try another biz card (ua) or i dont stand a chance?
also should i have just huca instead of answering a zillion questions?
don't try for more IMHO. Well done that you got both approved! I think they wouldn't talk to me because I applied at 2am last night and they are still pending.

Offline raf

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Re: Chase Reconsideration
« Reply #3249 on: June 21, 2013, 12:24:55 PM »
don't try for more IMHO. Well done that you got both approved! I think they wouldn't talk to me because I applied at 2am last night and they are still pending.
if i wanted to apply for my wife for the chase biz cards is it a prob to use the same address or should i better do a diff. address

Offline Saver2000

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Re: Chase Reconsideration
« Reply #3250 on: June 21, 2013, 12:36:56 PM »
if i wanted to apply for my wife for the chase biz cards is it a prob to use the same address or should i better do a diff. address
Same address is fine.

Also, using an address that doesn't matche the address on her CR - It may decrease chance of instant approval.
(In this case it probably wouldn't make a difference,  bec many times first time biz apps don't get instant approval. This is IME. )

Offline Knaper_Chuchem

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Re: Chase Reconsideration
« Reply #3251 on: June 21, 2013, 02:17:01 PM »
2 calls to Chase for biz card, they both refused to talk to me saying they are overwhelmed with calls and I need to call back in 2 weeks.
I just had the same, she wouldn't want to discuss the application any further. I'm not the HUCA type 'o guy.... Any suggestions? I want it to get approved, and Apply for another Chase Biz card still today.

Offline ahecht37

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Re: Chase Reconsideration
« Reply #3252 on: June 21, 2013, 03:03:54 PM »
I just had the same, she wouldn't want to discuss the application any further. I'm not the HUCA type 'o guy.... Any suggestions? I want it to get approved, and Apply for another Chase Biz card still today.
don't think you will be getting any more info today.... I had the same experience

Offline compddd

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Re: Chase Reconsideration
« Reply #3253 on: June 21, 2013, 04:10:23 PM »
Did a 2BM for IB/IP yesterday and called app status and they both say being reviewed notified in 2 weeks.

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Re: Chase Reconsideration
« Reply #3254 on: June 21, 2013, 04:16:59 PM »
don't think you will be getting any more info today.... I had the same experience
seems like they were flooded due to the promo.

Offline Moshe123

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Re: Chase Reconsideration
« Reply #3255 on: June 21, 2013, 05:13:27 PM »
Moral of the story:
When there is a significant indication that a bigger bonus is coming, apply before and match later.

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Re: Chase Reconsideration
« Reply #3256 on: June 21, 2013, 05:22:45 PM »
Moral of the story:
When there is a significant indication that a bigger bonus is coming, apply before and match later.

+1
Pleas hold. Your call will be answered in the order it was received.

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Re: Chase Reconsideration
« Reply #3257 on: June 21, 2013, 05:43:33 PM »
Just called Reconsideration, he approved my bold no questions asked (on the automated it said pending you'll be notified in 2 weeks). For the Plus he said its pending, (on the automated it said pending you'll be notified in 7-10 days) and due to so many applications because of sbw i have to wait. Not really sure why he was able to do 1 and not the other.
Not sure if the wiki is correct about the  7-10 and 2 week thing, as mine says 7-10 and he said it's pending!!!

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Re: Chase Reconsideration
« Reply #3258 on: June 21, 2013, 05:46:33 PM »
it probably is somewhat correct and he was able to approve you because it really was already approved... and didn't want to deal with the pending cause it will be denied
Pleas hold. Your call will be answered in the order it was received.

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Re: Chase Reconsideration
« Reply #3259 on: June 21, 2013, 05:52:05 PM »
it probably is somewhat correct and he was able to approve you because it really was already approved... and didn't want to deal with the pending cause it will be denied
could be.. although it does say pending not denied