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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2417166 times)

Offline aviz

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Re: Chase Reconsideration
« Reply #3260 on: June 21, 2013, 07:56:05 PM »
I don't think they ever say denied straight up front
Pleas hold. Your call will be answered in the order it was received.

Offline Moishel

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Re: Chase Reconsideration
« Reply #3261 on: June 22, 2013, 11:49:30 PM »
Good stuff. I am assuming the business you put down was selling online. Do you do a lot of selling on e-bay?
Come to think of it, what keeps me back from giving them some eBay seller ID that sells tons of stuff? there's no way for them to know if it's me or not.
Not that I would prefer to do that, but as a last resort?

Offline Shmulyg

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Re: Chase Reconsideration
« Reply #3262 on: June 23, 2013, 12:02:04 AM »
Moral of the story:
When there is a significant indication that a bigger bonus is coming, apply before and match later.
There was no indication that the promo will be a bigger bonus.

Offline Moshe123

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Re: Chase Reconsideration
« Reply #3263 on: June 23, 2013, 12:11:23 AM »
There was no indication that the promo will be a bigger bonus.

There were indications.

Offline Shmulyg

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Re: Chase Reconsideration
« Reply #3264 on: June 23, 2013, 12:31:37 AM »
There were indications.
Some were speculating a higher sign-up bonus, while others, a lower spending threshold. So wasn't worth it for some to ruin their AOR cycles just for a lower spend threshold.

Offline Moshe123

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Re: Chase Reconsideration
« Reply #3265 on: June 23, 2013, 12:56:34 AM »
Some were speculating a higher sign-up bonus, while others, a lower spending threshold. So wasn't worth it for some to ruin their AOR cycles just for a lower spend threshold.

How exactly would Chase promote lower thresholds? It's so against their objectives and would gain nothing. Whoever suggested that was stupid.

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Re: Chase Reconsideration
« Reply #3266 on: June 23, 2013, 01:04:34 AM »
Come to think of it, what keeps me back from giving them some eBay seller ID that sells tons of stuff? there's no way for them to know if it's me or not.
Not that I would prefer to do that, but as a last resort?
It could work, just be prepared for a lot of questions - your sales, this year, last year, projected sales...

It would sound pretty bad if you say you are a big seller and don't have your numbers clear.

Offline Shmulyg

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Re: Chase Reconsideration
« Reply #3267 on: June 23, 2013, 01:10:15 AM »
How exactly would Chase promote lower thresholds? It's so against their objectives and would gain nothing. Whoever suggested that was stupid.
I would politely disagree with your conclusions.

Offline Moshe123

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Re: Chase Reconsideration
« Reply #3268 on: June 23, 2013, 01:19:30 AM »
I would politely disagree with your conclusions.

Why would they promote that heavily? It's only good for a targeted offer.

Offline Nitantnel

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Re: Chase Reconsideration
« Reply #3269 on: June 23, 2013, 01:22:34 AM »
I would politely disagree with your conclusions.
Indeed.

According to your assumptions, what's the difference between a lower thresholds and a higher bonuses? Both of them means less money for them.

Offline Shmulyg

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Re: Chase Reconsideration
« Reply #3270 on: June 23, 2013, 01:25:11 AM »
Why would they promote that heavily? It's only good for a targeted offer.
I'm not following you. Why would one be more targeted than the other?

Offline Moshe123

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Re: Chase Reconsideration
« Reply #3271 on: June 23, 2013, 01:33:50 AM »
I'm not following you. Why would one be more targeted than the other?

Because most businesses spend more than 5k in 103 days.
An incentive that is enlarged makes sense to promote.

Offline Moshe123

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Re: Chase Reconsideration
« Reply #3272 on: June 23, 2013, 01:34:51 AM »
Indeed.

According to your assumptions, what's the difference between a lower thresholds and a higher bonuses? Both of them means less money for them.

Only one reaches their most desired customer, the spender.

Offline Shmulyg

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Re: Chase Reconsideration
« Reply #3273 on: June 23, 2013, 01:59:59 AM »
Because most businesses spend more than 5k in 103 days.
An incentive that is enlarged makes sense to promote.
These are all assumptions. No one knew with certitude what was coming. Could have been any other added benny.

Offline Moshe123

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Re: Chase Reconsideration
« Reply #3274 on: June 23, 2013, 02:02:55 AM »
These are all assumptions. No one knew with certitude what was coming. Could have been any other added benny.

Hence my point. There were indications and rumors.

Offline Shmulyg

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Re: Chase Reconsideration
« Reply #3275 on: June 23, 2013, 02:50:50 AM »
Hence my point. There were indications and rumors.
Not enough for some to change their AOR pattern. Just sayin'

Offline wierdal832

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Re: Chase Reconsideration
« Reply #3276 on: June 24, 2013, 12:02:15 PM »
has anyone had an issue with the Chase Reconsideration phone numbers today?

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Re: Chase Reconsideration
« Reply #3277 on: June 24, 2013, 12:11:17 PM »
has anyone had an issue with the Chase Reconsideration phone numbers today?
Phone number wasn't ringing when I called

Offline 123ablack

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Re: Chase Reconsideration
« Reply #3278 on: June 24, 2013, 01:36:21 PM »
has anyone had an issue with the Chase Reconsideration phone numbers today?
Phone number wasn't ringing when I called

Worked for my wife 5 minutes ago

Offline Yordai Dooma

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Re: Chase Reconsideration
« Reply #3279 on: June 24, 2013, 01:46:25 PM »
Worked for my wife 5 minutes ago
And they discussed approval? Or said to wait it out?