Author Topic: Chase Reconsideration (Read 2458349 times)

ckmk47 · « **Reply #5660 on:** June 12, 2014, 09:53:21 AM »

Quote from: davidd75 on June 11, 2014, 05:12:33 PM

as I stated before there are no expenses

You're making life hard for yourself. My suggestion was what to tell recon. I don't care what spending you put on the card. Noone knows and noone cares! If I buy toilet paper, who's to say if it's for my office or my home? Who at Chase even knows if I have an office?
If you're not gonna fudge or leave certain impressions with recon, how are you gonna churning?

Novo · « **Reply #5661 on:** June 12, 2014, 10:18:23 AM »

Quote from: davidd75 on June 12, 2014, 09:16:41 AM

you are not allowed to use business card for only business expenses?
exact source please

I'm on mobile now so I can't search for it now
Just go to chase,com and read the T&C

AJK · « **Reply #5662 on:** June 12, 2014, 12:23:52 PM »

Quote from: Novo on June 11, 2014, 06:49:01 PM

Yup

I highly doubt that.

Novo · « **Reply #5663 on:** June 12, 2014, 04:37:23 PM »

Quote from: AJK on June 12, 2014, 12:23:52 PM

I highly doubt that.

This one for Amex Business (which doesn't clearly prohibit it but chase does)

davidd75 · « **Reply #5664 on:** June 12, 2014, 04:41:17 PM »

Quote from: Novo on June 12, 2014, 04:37:23 PM

This one for Amex Business

all that is saying is that it should be used only or mostly for business expenses. You originally wrote differently

Novo · « **Reply #5665 on:** June 12, 2014, 05:09:58 PM »

Quote from: AJK on June 12, 2014, 12:23:52 PM

I highly doubt that.

And this one for Chase. they don't have a PDF of it online and I don't have a good scaner so this is the best I could do (hope you'll be able to read it

Novo · « **Reply #5666 on:** June 12, 2014, 05:12:55 PM »

Quote from: davidd75 on June 12, 2014, 04:41:17 PM

all that is saying is that it should be used only ~~or mostly~~ for business expenses. You originally wrote differently

Look at the one from chase. We were talking from chase which is exactly what I wrote

Quote from: Novo on June 11, 2014, 05:59:42 PM

Officially you're not allowed to use it only for business
If you can use it for personal you can as well say that it's business expenses

davidd75 · « **Reply #5667 on:** June 12, 2014, 05:21:29 PM »

Quote from: Novo on June 12, 2014, 05:12:55 PM

Look at the one from chase. We were talking from chase (the one from Amex I just posted as a datapoint)

you originally said you are not allowed to use only for business; the T and C say it should only be used for business

Novo · « **Reply #5668 on:** June 12, 2014, 05:30:07 PM »

Quote from: davidd75 on June 12, 2014, 05:21:29 PM

you originally said you are not allowed to use only for business; the T and C say it should only be used for business

Again, look at the one from Chase. I'll copy exactly what it says "Your account is a business account and should only be used for business transactions and not for personal, family or household purposes"

TimT · « **Reply #5669 on:** June 12, 2014, 07:19:37 PM »

Almost any place you could say it's for business purposes. Use it for a restaurant & you could say it was a business meeting, etc...

Novo · « **Reply #5670 on:** June 12, 2014, 08:45:17 PM »

Quote from: TimT on June 12, 2014, 07:19:37 PM

Almost any place you could say it's for business purposes. Use it for a restaurant & you could say it was a business meeting, etc...

Sure you can! I just said what the official rule is

spetropo · « **Reply #5671 on:** June 13, 2014, 08:44:52 AM »

Quote from: spetropo on June 10, 2014, 10:50:32 AM

Wow, 5 huca's one escalation and not budging. Got the speech on only being able to get 2 credit card apps approved with in 30 days. Even with the escalation to a "supervisor" it seemed like i went backwards.

Anyone else have any luck with type of situation?
Thanks
S

WOW!

Couple of days in between, just called back made some small talk prior to the "Let me place you on hold" she came back and Bam! approved.
Thanks for the small talk tip prior to the Hold request.
S

davidd75 · « **Reply #5672 on:** June 13, 2014, 09:03:28 AM »

Quote from: Novo on June 12, 2014, 05:30:07 PM

Again, look at the one from Chase. I'll copy exactly what it says "Your account is a business account and should only be used for business transactions and not for personal, family or household purposes"

yes but originally you wrote should not solely be used for business

Novo · « **Reply #5673 on:** June 13, 2014, 10:06:58 AM »

Quote from: davidd75 on June 13, 2014, 09:03:28 AM

yes but originally you wrote should not solely be used for business

Quote from: Novo on June 11, 2014, 05:59:42 PM

Officially you're not allowed to use it, only for business
If you can use it for personal you can as well say that it's business expenses

AJK · « **Reply #5674 on:** June 13, 2014, 11:30:09 AM »

Quote from: Novo on June 11, 2014, 05:59:42 PM

Officially you're not allowed to use it only for business

Quote from: AJK on June 12, 2014, 12:23:52 PM

I highly doubt that.

Now, you're quoting T&Cs that show the business cards should basically ONLY be used for business expenses... the exact opposite of what you said: that you're NOT allowed to use it ONLY for business.

ETA: Aha! And this is why I've created the grammar thread. Now that you've added the lowly little comma to your previous post (as immediately above), the entire meaning changes.

MC · « **Reply #5675 on:** June 13, 2014, 11:41:14 AM »

Quote from: AJK on June 13, 2014, 11:30:09 AM

Now that you've added the lowly little comma to your previous post (as immediately above), the entire meaning changes.

Novo · « **Reply #5676 on:** June 13, 2014, 12:15:07 PM »

Quote from: AJK on June 13, 2014, 11:30:09 AM

Now, you're quoting T&Cs that show the business cards should basically ONLY be used for business expenses... the exact opposite of what you said: that you're NOT allowed to use it ONLY for business.

ETA: Aha! And this is why I've created the grammar thread. Now that you've added the lowly little comma to your previous post (as immediately above), the entire meaning changes.

Yup! You're 100% right

I believe that from the conversation it was understandable what I meant, and I look at it as a try to catch on to a grammar mistake and be a winner. Uh... I'll gladly let you be the winner

mord1 · « **Reply #5677 on:** June 13, 2014, 12:20:17 PM »

I am new to this and applied for an ink, BA and sapphire preferred and was only approved for BA. When I called recon about the ink they asked me how much my EBAY business makes and I told them 5,000. They cam back and said that was insufficient revenue for a card. When I called back, they reviewed the noted and the representative said they agree that is to little. Is there anything to do for this app? How much revenue are they looking for in a business to be approved?

ilherman · « **Reply #5678 on:** June 13, 2014, 01:43:56 PM »

Quote from: spetropo on June 13, 2014, 08:44:52 AM

WOW! Couple of days in between, just called back made some small talk prior to the "Let me place you on hold" she came back and Bam! approved.
Thanks for the small talk tip prior to the Hold request.
S

Happy I was a help

Didn't have much time when I posted that tip but still took the effort hoping that people will benefit.

davidd75 · « **Reply #5679 on:** June 13, 2014, 01:57:14 PM »

whooo called recon to get chase business ink plus approved(part of a 2 bm plus and cash), at first they said no because I had a balance on Bold and they would not let me pay it off right there and then and no guaranty that if i paid off bold they would approve plus, but then i said i would like to close chase business cash which was just approved with a 2 bm( plus, cash) and they agreed! so i get the card with 60,000 instead of 30,000

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Author Topic: Chase Reconsideration (Read 2458349 times)