Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2409970 times)

Offline jdross

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Re: Chase Reconsideration
« Reply #5880 on: July 30, 2014, 08:16:43 AM »
I called recon about my 2 applications they told me they would approve both I was even told their CL but only one appears online and the phone automated system still has one pending.   Is this normal or I was never really approved?

Yes its normal. The other one shows up in a few days. It happened to me too.

Offline MeirS

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Re: Chase Reconsideration
« Reply #5881 on: August 04, 2014, 02:53:24 PM »
I did a chase 3BM (UA BA CSP) as part of an app-o-rama.

UA was an instant approval.

I called recon and they gave me the 2/30 day rule and offered to look into 1 of them. After waiting on hold she declined me for the CSP because I opened 7 cards this year and they want to see history from my UA first. I offered to transfer from UA, she said she can approve me that way but can't do it until they get the account info from United (a few days).

Should I HUCA now or wait a few days?

Offline avremie

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Re: Chase Reconsideration
« Reply #5882 on: August 04, 2014, 03:02:13 PM »
I did a chase 3BM (UA BA CSP) as part of an app-o-rama.

UA was an instant approval.

I called recon and they gave me the 2/30 day rule and offered to look into 1 of them. After waiting on hold she declined me for the CSP because I opened 7 cards this year and they want to see history from my UA first. I offered to transfer from UA, she said she can approve me that way but can't do it until they get the account info from United (a few days).

Should I HUCA now or wait a few days?
Do u have any other chase cards that can transfer? 

Offline MeirS

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Re: Chase Reconsideration
« Reply #5883 on: August 04, 2014, 03:27:51 PM »
Do u have any other chase cards that can transfer?
No, just freedom with a small credit limit.

ETA: I called to ask specifically about transferring from the freedom.

To approve the CSP I need $5k, my freedom has a credit line of $5.5k.

Because I have a balance of $600 there isn't enough to transfer.

Moral of the sorry is: always pay your debts in full, if your considering transferring credit.
« Last Edit: August 04, 2014, 03:36:12 PM by MeirS »

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #5884 on: August 04, 2014, 03:44:32 PM »
No, just freedom with a small credit limit.

ETA: I called to ask specifically about transferring from the freedom.

To approve the CSP I need $5k, my freedom has a credit line of $5.5k.

Because I have a balance of $600 there isn't enough to transfer.

Moral of the sorry is: always pay your debts in full, if your considering transferring credit.
Pay the bill and then call back.
Quaerite et Invenietis.

Offline MeirS

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Re: Chase Reconsideration
« Reply #5885 on: August 04, 2014, 03:45:50 PM »
Pay the bill and then call back.
They say it takes 24 hours.

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #5886 on: August 04, 2014, 03:46:13 PM »
They say it takes 24 hours.
Are your applications expiring before then?
Quaerite et Invenietis.

Offline MeirS

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Re: Chase Reconsideration
« Reply #5887 on: August 04, 2014, 03:47:48 PM »
Are your applications expiring before then?
No. I have a better chance of keeping it to one pull if I get it approved today.

What you're suggesting is what I would do unless someone had an experience that would suggest otherwise.

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #5888 on: August 04, 2014, 03:56:48 PM »
No. I have a better chance of keeping it to one pull if I get it approved today.

What you're suggesting is what I would do unless someone had an experience that would suggest otherwise.
Do you have experiences where they pull again recently after applying for cards?
Quaerite et Invenietis.

Offline MeirS

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Re: Chase Reconsideration
« Reply #5889 on: August 04, 2014, 04:00:28 PM »
Do you have experiences where they pull again recently after applying for cards?
No, (contrary to the wiki), but even if it's a 1% risk, why take the risk unnecessarily?

Apparently in my case is necessary.

Offline rng

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Re: Chase Reconsideration
« Reply #5890 on: August 04, 2014, 04:05:09 PM »
did apporama for csp, ba, and ip and ib, only got approved for csp, is there anything i can say that would get them to approve 1 of the other 3 cards? still within 30 days, score is under 700 on 2 of the bureaus.
no negative items on credit, only has high balance on existing freedom card.

Offline MeirS

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Re: Chase Reconsideration
« Reply #5891 on: August 04, 2014, 04:06:06 PM »
did apporama for csp, ba, and ip and ib, only got approved for csp, is there anything i can say that would get them to approve 1 of the other 3 cards? still within 30 days, score is under 700 on 2 of the bureaus.
no negative items on credit, only has high balance on existing freedom card.
Did you ask them why they denied you?

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #5892 on: August 04, 2014, 04:07:26 PM »
No, (contrary to the wiki), but even if it's a 1% risk, why take the risk unnecessarily?

Apparently in my case is necessary.
There is no risk in calling after 24 hours and asking. You can confirm with them on the additional pull before it would be done.
Quaerite et Invenietis.

Offline dudeman

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Re: Chase Reconsideration
« Reply #5893 on: August 04, 2014, 05:33:14 PM »
applied for 2 cards and had to do recon and was approved for both after transfering credit from one card and closing another. this was 3 days ago and my account not showing any changes and i called the automated line and was told they r both pending  but this time 2 weeks notice as opposed to 7-10 as originally stated. any reason to be worried?

Offline zlt123

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Re: Chase Reconsideration
« Reply #5894 on: August 04, 2014, 05:39:40 PM »
No

Offline MeirS

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Re: Chase Reconsideration
« Reply #5895 on: August 04, 2014, 05:42:42 PM »
applied for 2 cards and had to do recon and was approved for both after transfering credit from one card and closing another. this was 3 days ago and my account not showing any changes and i called the automated line and was told they r both pending  but this time 2 weeks notice as opposed to 7-10 as originally stated. any reason to be worried?
With external rewards cards it says 2 weeks until the external company sets up your rewards account.

Offline MnM1130

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Re: Chase Reconsideration
« Reply #5896 on: August 07, 2014, 10:55:35 AM »
on the phone with a rep in delaware who is israeli jewish woman. haha. hope she approves me cus i tried 3 times already... but their smart so slim chance

-change that to smart nice israeli woman.. approved me! 3rd card today
« Last Edit: August 07, 2014, 10:59:45 AM by MnM1130 »

Offline WAM

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Re: Chase Reconsideration
« Reply #5897 on: August 07, 2014, 12:01:39 PM »
on the phone with a rep in delaware who is israeli jewish woman. haha. hope she approves me cus i tried 3 times already... but their smart so slim chance

-change that to smart nice israeli woman.. approved me! 3rd card today
Not sure if it's the same one, but an Israeli woman approved me on my 4bm earlier in the year (then she wished me a Shabbat Shalom).

Offline zlt123

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Re: Chase Reconsideration
« Reply #5898 on: August 07, 2014, 11:04:33 PM »
The buisness Recon really got tough, I got my first buis. card a Ink 2 months ago even than i had to answer a LOT of quastion regarding my "buisness" , like whats you totel revenue , whats the profit, how meny workers etc.. today i applied for the united buiss. called right away he starts to ask all the quastion again (and the shake"r has to be the same), and also why do you need now more credit, so i said iam willing to close my personel united and transfer the credit than he asks why do i see charges by nordstrom, shoes.com, grocery etc.. this has nothing to do with your buisness? so i told him some weak teret"z bcuz i wasnt ready for such a quastion but he bought it he told me he not gonne close my personel and he approved me any way for $5000. so here you have it guys be ready to answer some tough quastion by buisness recon..;D
« Last Edit: August 07, 2014, 11:08:43 PM by zlt123 »

Offline Freddie

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Re: Chase Reconsideration
« Reply #5899 on: August 07, 2014, 11:07:06 PM »
he asks why do i see chargers by nordstrom, shoes.com, grocery etc.. this has nothing to do with you buisness?

Whoa! That's a whole new level! Asking about specific purchases???