Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2416289 times)

Offline Mech

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Re: Chase Reconsideration
« Reply #6320 on: October 01, 2014, 04:26:02 PM »

What income did you state? And what income did you tell recon? (Roughly)
Just want to know what their requirements are.
on the app I wrote $45k. Told told  rep my wife makes $55-60k.

Offline Drago

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Re: Chase Reconsideration
« Reply #6321 on: October 02, 2014, 01:58:28 PM »
The top 2 numbers in the wiki aren't connecting for me. (I'm calling from Israel)

Offline eli.f

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Re: Chase Reconsideration
« Reply #6322 on: October 02, 2014, 02:01:46 PM »
The top 2 numbers in the wiki aren't connecting for me. (I'm calling from Israel)
Don't work for me either.

Offline shimino1

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Re: Chase Reconsideration
« Reply #6323 on: October 02, 2014, 02:03:58 PM »
The top 2 numbers in the wiki aren't connecting for me. (I'm calling from Israel)
Happend to me too.
Try in again in 5/10 minutes.

Offline Drago

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Re: Chase Reconsideration
« Reply #6324 on: October 02, 2014, 02:14:30 PM »
They're getting tougher than I remember from previous years.
Got BA automatically approved, but Ritz can't be pushed through due to 4 new accounts in last year, too many credit pulls.

For wife, IB was automatically approved, but UA biz isn't having luck due to same reasons.


Offline itsyehuda

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Re: Chase Reconsideration
« Reply #6325 on: October 02, 2014, 02:54:03 PM »
They're getting tougher than I remember from previous years.
Got BA automatically approved, but Ritz can't be pushed through due to 4 new accounts in last year, too many credit pulls.

For wife, IB was automatically approved, but UA biz isn't having luck due to same reasons.

I found that Business had gotten much tougher but personal not as much. Definitely still worth a couple of HUCAs for that one good rep.
I remember when a coke was a nickel, and you could buy VRs in OD.

Offline eli.f

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Re: Chase Reconsideration
« Reply #6326 on: October 02, 2014, 03:58:01 PM »
Got my 1st Chase (Freedom, 3.5k) about 2 months ago.
Yesterday I applied for BA Visa and was approved. (3k. not instantly, but without recon)
I meant to do a 2bm with the regular sapphire, but couldn't. So I applied for it today.
Recon say that I have 8 recently opened cards (from all banks) and 2 new ones from chase and they don't see why I need it. They won't listen to any excuse I have as to why the card would be useful.
Also, when I called 2nd time, they told me that I had already called and discussed the card and they don't understand what wasn't clear about the 1st conversation.

Any suggestions?

Thanks

Offline Mech

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Re: Chase Reconsideration
« Reply #6327 on: October 02, 2014, 04:29:50 PM »

The top 2 numbers in the wiki aren't connecting for me. (I'm calling from Israel)
Don't work for me either.
Happend to me too.
Try in again in 5/10 minutes.
i also tried those numbers yesterday from Israel and didn't work. I called back the 2nd number from wiki (1-888-609-7805) an hr later and it worked. Got a very nice rep and got me approved for united club card!!

Offline eli.f

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Re: Chase Reconsideration
« Reply #6328 on: October 02, 2014, 04:35:30 PM »
I had a successful recon about 2 months ago through 888-245-0625. (It happened to be from Israel too)
Should be added to the wiki.

Offline D93

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Re: Chase Reconsideration
« Reply #6329 on: October 02, 2014, 05:00:33 PM »
I had a successful recon about 2 months ago through 888-245-0625. (It happened to be from Israel too)
Should be added to the wiki.
+1. i always call the following numbers -
888-245-0625 (personal credit analyst, 7am-10pm EST M-F; 8am-10pm EST Sat. and 9am-9pm Sun.)
800-453-9719 (business credit analyst, 8am-10pm EST M-F)

http://travelsort.com/blog/credit-card-denied-call-these-reconsideration-phone-numbers

Offline eli.f

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Re: Chase Reconsideration
« Reply #6330 on: October 02, 2014, 05:05:02 PM »
+1. i always call the following numbers -
888-245-0625 (personal credit analyst, 7am-10pm EST M-F; 8am-10pm EST Sat. and 9am-9pm Sun.)
800-453-9719 (business credit analyst, 8am-10pm EST M-F)

http://travelsort.com/blog/credit-card-denied-call-these-reconsideration-phone-numbers
How does one edit the wiki? Does one need a minimum status or something?

EDIT: never mind. found it.

Offline Yaalili

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Re: Chase Reconsideration
« Reply #6331 on: October 02, 2014, 05:37:00 PM »
+1. i always call the following numbers -
888-245-0625 (personal credit analyst, 7am-10pm EST M-F; 8am-10pm EST Sat. and 9am-9pm Sun.)
800-453-9719 (business credit analyst, 8am-10pm EST M-F)

http://travelsort.com/blog/credit-card-denied-call-these-reconsideration-phone-numbers

The biz number is the same one that was in the wiki all the time, no need to add it again, and they are so tough to deal with tried 3 times the same card.

Offline eli.f

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Re: Chase Reconsideration
« Reply #6332 on: October 02, 2014, 05:41:03 PM »
The biz number is the same one that was in the wiki all the time, no need to add it again, and they are so tough to deal with tried 3 times the same card.
Thanks for pointing that out. Should of checked.
Did they say something like "We see you already called us about this card a number of times"?

Offline Yaalili

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Re: Chase Reconsideration
« Reply #6333 on: October 02, 2014, 05:45:49 PM »
Thanks for pointing that out. Should of checked.
Did they say something like "We see you already called us about this card a number of times"?

No, but they all pretty much had the same reason of not approving.

Offline eli.f

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Re: Chase Reconsideration
« Reply #6334 on: October 02, 2014, 05:51:09 PM »
No, but they all pretty much had the same reason of not approving.
Maybe with business it's different. With personal, I've been having a hard time explaining why I keep calling over and over for the same card.

Offline TimT

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Re: Chase Reconsideration
« Reply #6335 on: October 02, 2014, 05:52:05 PM »
Maybe with business it's different. With personal, I've been having a hard time explaining why I keep calling over and over for the same card.
You're gonna get the same with business.

Offline eli.f

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Re: Chase Reconsideration
« Reply #6336 on: October 02, 2014, 05:53:10 PM »
You're gonna get the same with business.
Any advice on the matter?

Offline itsyehuda

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Re: Chase Reconsideration
« Reply #6337 on: October 02, 2014, 09:38:22 PM »

Any advice on the matter?

Have a thick skin.

Be persistent.

Call at different times.
I remember when a coke was a nickel, and you could buy VRs in OD.

Offline eli.f

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Re: Chase Reconsideration
« Reply #6338 on: October 03, 2014, 05:12:40 AM »
I know the minimum CL for CSP is 5k. Does the non preferred also have that minimum?

EDIT: According to this, there are quit a number of people with a very low limit on their CSP. Is it reliable?
« Last Edit: October 03, 2014, 05:31:58 AM by eli.f »

Offline D93

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Re: Chase Reconsideration
« Reply #6339 on: October 03, 2014, 05:41:43 AM »
I know the minimum CL for CSP is 5k. Does the non preferred also have that minimum?

EDIT: According to this, there are quit a number of people with a very low limit on their CSP. Is it reliable?
you only need 5k cl to get the card opened, once it's open you can shift the cl to a different card and your SP CL will be lower than 5k