Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2399479 times)

Offline mord1

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2013
  • Posts: 901
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #7220 on: January 28, 2015, 01:29:40 AM »
Half those cards are personal, you need business cards.

HUCA

I dont have any business with chase- what do you mean " Half those cards are personal"?

I know HUCA- just curious if anyone else has been told this shpiel?

Offline AharonInIsrael

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2013
  • Posts: 1169
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Israel
Re: Chase Reconsideration
« Reply #7221 on: January 28, 2015, 03:25:37 AM »
I dont have any business with chase- what do you mean " Half those cards are personal"?

I know HUCA- just curious if anyone else has been told this shpiel?
People have received similar claims before - it's not true. DROPR.

MP meant that you should explain you want a business card with them, as all your current ones are personal (I. E. Giving you a possible explanation :) )

Offline Marco Polo

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 13126
  • Total likes: 49
  • DansDeals.com Hat Tips 104
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #7222 on: January 28, 2015, 09:54:08 AM »
I dont have any business with chase- what do you mean " Half those cards are personal"?

I know HUCA- just curious if anyone else has been told this shpiel?
People have received similar claims before - it's not true. DROPR.

MP meant that you should explain you want a business card with them, as all your current ones are personal (I. E. Giving you a possible explanation :) )
That.
Quaerite et Invenietis.

Offline mord1

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2013
  • Posts: 901
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #7223 on: January 28, 2015, 01:05:18 PM »
People have received similar claims before - it's not true. DROPR.

MP meant that you should explain you want a business card with them, as all your current ones are personal (I. E. Giving you a possible explanation :) )

I can do that- but that is not a direct response to their issue- Do you have a direct answer to what they are saying the problem is?

Offline eli.f

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2013
  • Posts: 1140
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: TLV
Re: Chase Reconsideration
« Reply #7224 on: January 28, 2015, 02:42:56 PM »
I can do that- but that is not a direct response to their issue- Do you have a direct answer to what they are saying the problem is?
You don't need to have a direct answer. Move the conversation your way.

Offline mord1

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2013
  • Posts: 901
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #7225 on: January 28, 2015, 06:04:12 PM »
You don't need to have a direct answer. Move the conversation your way.

I called back and I had said my insurance business has been open for a year and half- (which is true) and she took down all the business info... and she said- the business is too new and that I have opened to many credit cards recently. How would you deal with that? (as you can tell, I am still kind of new at this) Thanks

Offline Maxdeck123

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2013
  • Posts: 196
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Long Island
Re: Chase Reconsideration
« Reply #7226 on: January 29, 2015, 12:21:21 AM »
I 2bmed tonight for the sapphire and BA card. I was instantly approved for the sapphire and the BA is under further review. As per the wiki I was getting the message that seems to indicate a denial. I was advised to call recon but they close at 10PM and I applied at 930. Any ideas what to say to them tomorrow, why should they give me the BA?

Offline avromie7

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2014
  • Posts: 8293
  • Total likes: 2742
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: Lakewood
Re: Chase Reconsideration
« Reply #7227 on: January 29, 2015, 12:32:43 AM »
I 2bmed tonight for the sapphire and BA card. I was instantly approved for the sapphire and the BA is under further review. As per the wiki I was getting the message that seems to indicate a denial. I was advised to call recon but they close at 10PM and I applied at 930. Any ideas what to say to them tomorrow, why should they give me the BA?
Because you love British airways...
I wonder what people who type "u" instead of "you" do with all their free time.

Offline Marco Polo

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 13126
  • Total likes: 49
  • DansDeals.com Hat Tips 104
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #7228 on: January 29, 2015, 08:38:37 AM »
I 2bmed tonight for the sapphire and BA card. I was instantly approved for the sapphire and the BA is under further review. As per the wiki I was getting the message that seems to indicate a denial. I was advised to call recon but they close at 10PM and I applied at 930. Any ideas what to say to them tomorrow, why should they give me the BA?
What other cards do you have?
Quaerite et Invenietis.

Offline Maxdeck123

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2013
  • Posts: 196
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Long Island
Re: Chase Reconsideration
« Reply #7229 on: January 29, 2015, 09:36:31 AM »
What other cards do you have?
Have a discover IT and and a freedom, and last night was instantly approved for a sapphire

Offline Marco Polo

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 13126
  • Total likes: 49
  • DansDeals.com Hat Tips 104
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #7230 on: January 29, 2015, 12:16:23 PM »
Have a discover IT and and a freedom, and last night was instantly approved for a sapphire
Shouldn't be too difficult to explain that you want a card for airlines.
Quaerite et Invenietis.

Offline Maxdeck123

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2013
  • Posts: 196
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Long Island
Re: Chase Reconsideration
« Reply #7231 on: January 29, 2015, 01:08:35 PM »
Shouldn't be too difficult to explain that you want a card for airlines.
Called once today, very nice guy. Told me account was too young and there is nothing to do. Have him the shpeel, I love BA etc I love chase, he said he will see what he could do. He tried to see what he could do, I recommened moving my freedom credit to be able to open it. So he tried but bc it was so early he couldn't. What else could I do, he sounded honest, seems like even if I HUCA the rest of the day it won't help. Any advice?

Offline eli.f

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2013
  • Posts: 1140
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: TLV
Re: Chase Reconsideration
« Reply #7232 on: January 29, 2015, 01:20:42 PM »
Called once today, very nice guy. Told me account was too young and there is nothing to do. Have him the shpeel, I love BA etc I love chase, he said he will see what he could do. He tried to see what he could do, I recommened moving my freedom credit to be able to open it. So he tried but bc it was so early he couldn't. What else could I do, he sounded honest, seems like even if I HUCA the rest of the day it won't help. Any advice?
He maybe honest, but a little incompetent :)
I very often feel HUCA will be a waste of time, but almost as often, prove myself wrong.

Online TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7190
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #7233 on: January 29, 2015, 01:23:00 PM »
Called once today, very nice guy. Told me account was too young and there is nothing to do. Have him the shpeel, I love BA etc I love chase, he said he will see what he could do. He tried to see what he could do, I recommened moving my freedom credit to be able to open it. So he tried but bc it was so early he couldn't. What else could I do, he sounded honest, seems like even if I HUCA the rest of the day it won't help. Any advice?
HUCA. The "very nice guy" is the one that will approve you.

Offline Maxdeck123

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2013
  • Posts: 196
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Long Island
Re: Chase Reconsideration
« Reply #7234 on: January 29, 2015, 01:26:23 PM »
He maybe honest, but a little incompetent :)
I very often feel HUCA will be a waste of time, but almost as often, prove myself wrong.
HUCA. The "very nice guy" is the one that will approve you.
I hear that, but how do I argue that my account is too young? That is the truth. Anyone have some "go to" answers?

Online TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7190
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #7235 on: January 29, 2015, 01:30:27 PM »
I hear that, but how do I argue that my account is too young? That is the truth. Anyone have some "go to" answers?
There's no magical line to tell them. Not necessarily every rep will mention the account being too young. Try talking to them BEFORE they put you on hold.

Offline eli.f

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2013
  • Posts: 1140
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: TLV
Re: Chase Reconsideration
« Reply #7236 on: January 29, 2015, 01:31:12 PM »
I hear that, but how do I argue that my account is too young? That is the truth. Anyone have some "go to" answers?
99% of the time, what they say is the truth. It's not about who's right.
Call again and try all the same excuses again.

Offline Maxdeck123

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2013
  • Posts: 196
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Long Island
Re: Chase Reconsideration
« Reply #7237 on: January 29, 2015, 01:34:39 PM »
There's no magical line to tell them. Not necessarily every rep will mention the account being too young. Try talking to them BEFORE they put you on hold.
99% of the time, what they say is the truth. It's not about who's right.
Call again and try all the same excuses again.
Ok I will let you know what happens thanks. Also, don't they have a record of how many times I've called?

Offline eli.f

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2013
  • Posts: 1140
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: TLV
Re: Chase Reconsideration
« Reply #7238 on: January 29, 2015, 01:42:39 PM »
Ok I will let you know what happens thanks. Also, don't they have a record of how many times I've called?
They do, but every rep looks at it a different way.

Online TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7190
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #7239 on: January 29, 2015, 01:46:10 PM »
Also, don't they have a record of how many times I've called?
If it gets too much you could wait a few days & try again.