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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1645508 times)

Offline benjie1305

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Re: Chase Reconsideration
« Reply #7340 on: February 10, 2015, 02:56:50 PM »
What amount is a good amount? How do I justify that explanation?
Is there any way they can validate what I'm saying or that I'm lying?

I dont know that answer but knowing how many ppl apply and get biz cards without actually running a business I would assume that its not that difficult to sell it to them and that they are lax on checking it. (Cant guarantee though)
Work hard, Play harder!

Offline mickeyg

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Re: Chase Reconsideration
« Reply #7341 on: February 10, 2015, 03:29:53 PM »
I dont know that answer but knowing how many ppl apply and get biz cards without actually running a business I would assume that its not that difficult to sell it to them and that they are lax on checking it. (Cant guarantee though)
I got it...thanks!
I have nothing witty to write here....

Offline avromie7

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Re: Chase Reconsideration
« Reply #7342 on: February 10, 2015, 03:46:02 PM »
I got it...thanks!
But they can check your account to see if you  are really selling anything
I wonder what people who type "u" instead of "you" do with all their free time.

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7343 on: February 10, 2015, 04:32:56 PM »
I got it...thanks!
If it's less then a year old (so they can't ask for tax return) then I don't think they would ask for validation.

Offline Mordyk

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Re: Chase Reconsideration
« Reply #7344 on: February 10, 2015, 04:43:00 PM »
recon asked me why i pay sometimes large amounts and leave a small balance, and sometimes leave a larger balance. i explained that i need it for my financial profile, some months i need larger expenses to prove.  didnt make much sense but worked
#TYH

Offline benjie1305

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Re: Chase Reconsideration
« Reply #7345 on: February 10, 2015, 04:43:52 PM »
recon asked me why i pay sometimes large amounts and leave a small balance, and sometimes leave a larger balance. i explained that i need it for my financial profile, some months i need larger expenses to prove.  didnt make much sense but worked

They asked that? Lol. None of their business! :)
Work hard, Play harder!

Offline Mordyk

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Re: Chase Reconsideration
« Reply #7346 on: February 10, 2015, 04:50:00 PM »
They asked that? Lol. None of their business! :)
just to prepare people that cant be creative and they would get stuck on such a question :P
#TYH

Offline Round2

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Re: Chase Reconsideration
« Reply #7347 on: February 12, 2015, 10:11:49 PM »
did anyone have success recently with SM recon?

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7348 on: February 12, 2015, 11:37:01 PM »
I just did recon on a UA card which is 28 days old after 2 mins on hold the rep comes back and says there is nothing he can do now because they're in middle of the reviewing process! & they'll reach out to me within 48 hours.
Anybody does this make sense?

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7349 on: February 12, 2015, 11:37:47 PM »
I just did recon on a UA card which is 28 days old after 2 mins on hold the rep comes back and says there is nothing he can do now because they're in middle of the reviewing process! & they'll reach out to me within 48 hours.
Anybody does this make sense?
HUCA.
Quaerite et Invenietis.

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7350 on: February 13, 2015, 10:21:44 AM »
I just did recon on a UA card which is 28 days old after 2 mins on hold the rep comes back and says there is nothing he can do now because they're in middle of the reviewing process! & they'll reach out to me within 48 hours.
Anybody does this make sense?

HUCA.
Another rep just saud the same thing, that the review is being handled by a different department of the lending services which isn't customer facing!
Interesting??
Should I fear AA????

Offline jameswacht

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Re: Chase Reconsideration
« Reply #7351 on: February 13, 2015, 01:22:20 PM »
I am having extremely hard time with recon for untied biz

Offline Boruch999

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Re: Chase Reconsideration
« Reply #7352 on: February 14, 2015, 05:02:30 PM »
My EX FICO just popped above 750 for first time in a while.  I'm thinking of going for SP and Ink, despite lots of pulls and new accounts.  Is recon open weekends?

Offline nobiggy

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Re: Chase Reconsideration
« Reply #7353 on: February 14, 2015, 05:26:18 PM »
My EX FICO just popped above 750 for first time in a while.  I'm thinking of going for SP and Ink, despite lots of pulls and new accounts.  Is recon open weekends?
For personal yes. For buiz no.
That's going to be 2 pulls.

Offline Barryg

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Re: Chase Reconsideration
« Reply #7354 on: February 15, 2015, 04:10:10 AM »
Recently applied to 3bm with Chase... Got accepted automatically for 1st card, 2nd through recon, and after accepted I applied and got denied for SP... Was planning to call after first statement closed for the first two cards...
In OH Chase usually pulls from TU (which they did) but I also see a pull from EX.

Is it possible that recon for 2nd card caused the ex pull?

Offline D93

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Re: Chase Reconsideration
« Reply #7355 on: February 15, 2015, 04:42:32 AM »
Recently applied to 3bm with Chase... Got accepted automatically for 1st card, 2nd through recon, and after accepted I applied and got denied for SP... Was planning to call after first statement closed for the first two cards...
In OH Chase usually pulls from TU (which they did) but I also see a pull from EX.

Is it possible that recon for 2nd card caused the ex pull?

Yes, and it's also possible that Chase originally pulled TU and EX

Offline Barryg

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Re: Chase Reconsideration
« Reply #7356 on: February 15, 2015, 04:55:08 AM »
Yes, and it's also possible that Chase originally pulled TU and EX
Guess I have to lay low with EX until after Pesach...

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7357 on: February 15, 2015, 07:36:19 AM »
For personal yes. For buiz no.
That's going to be 2 pulls.
-0.5 they merged the 2 departments. u can now do both recons by both departments.

Offline Boruch999

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Re: Chase Reconsideration
« Reply #7358 on: February 15, 2015, 07:40:13 AM »
-0.5 they merged the 2 departments. u can now do both recons by both departments.

To bad it wasn't - the other half :-\

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7359 on: February 15, 2015, 07:42:58 AM »
To bad it wasn't - the other half :-\
Lol, that's reportedly YMMV but in my experience it was always 2.