Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1619657 times)

Offline Boruch999

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Re: Chase Reconsideration
« Reply #7360 on: February 17, 2015, 08:27:49 AM »
My EX FICO just popped above 750 for first time in a while.  I'm thinking of going for SP and Ink, despite lots of pulls and new accounts.  Is recon open weekends?

Two declines. 1 HUCA for the SP,  guy says I have too many new accounts.  10 in past year. Any one eventually successful in a similar situation?

Offline TimT

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Re: Chase Reconsideration
« Reply #7361 on: February 17, 2015, 08:30:30 AM »
Two declines. 1 HUCA for the SP,  guy says I have too many new accounts.  10 in past year. Any one eventually successful in a similar situation?
Sure, HUCA
10 chase cards or total cards ?

Offline Boruch999

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Re: Chase Reconsideration
« Reply #7362 on: February 17, 2015, 08:33:41 AM »
10 total.  2 from Chase are carrying 3k balances on 0% APR.

Offline TimT

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Re: Chase Reconsideration
« Reply #7363 on: February 17, 2015, 08:38:47 AM »
10 total.  2 from Chase are carrying 3k balances on 0% APR.
That's not a lot. Definitely HUCA

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7364 on: February 17, 2015, 08:47:18 AM »
Another rep just saud the same thing, that the review is being handled by a different department of the lending services which isn't customer facing!
Interesting??
Should I fear AA????
BUMP

Offline YosefG

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Re: Chase Reconsideration
« Reply #7365 on: February 18, 2015, 02:03:36 PM »
Hi my friend applied for a INK and SP, doesnt have any mileage earning cards but has 5-6 several no annual fee non earning cards with 15-20k in credit limit each. hes just getting into mileage collection, his score is 780 around. got pending on both applications, what exactly should he say in chase recon thanks

Offline noturbizniss

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Re: Chase Reconsideration
« Reply #7366 on: February 18, 2015, 02:04:23 PM »
Hi my friend applied for a INK and SP, doesnt have any mileage earning cards but has 5-6 several no annual fee non earning cards with 15-20k in credit limit each. hes just getting into mileage collection, his score is 780 around. got pending on both applications, what exactly should he say in chase recon thanks
For starters is he aware that he just did 2 cards is is resulting in 2 pulls?
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7367 on: February 18, 2015, 02:05:00 PM »
Hi my friend applied for a INK and SP, doesnt have any mileage earning cards but has 5-6 several no annual fee non earning cards with 15-20k in credit limit each. hes just getting into mileage collection, his score is 780 around. got pending on both applications, what exactly should he say in chase recon thanks
Call up recon.
Quaerite et Invenietis.

Offline Emkay

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Re: Chase Reconsideration
« Reply #7368 on: February 18, 2015, 02:13:43 PM »

Lol, I was approved for 18 new cards just last week  :D
#12BM
And have it die in a week?
I'd rather not.

My point is that it's doable.
Is it still doable?

Offline Barryg

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Re: Chase Reconsideration
« Reply #7369 on: February 18, 2015, 03:02:04 PM »
Is it still doable?
Ain Mayviim Rayah M'Dan...
Don't see any reason not to try though...

Offline Barryg

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Re: Chase Reconsideration
« Reply #7370 on: February 18, 2015, 03:02:32 PM »
One at a time, of course...

Offline duvz

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Re: Chase Reconsideration
« Reply #7371 on: February 18, 2015, 04:22:57 PM »
A few weeks ago my wife applied for the 2 Chase Southwest cards (Premiere and Plus) using 2bm. Both got pending status right away. Premiere got approved a week or two later but not the Plus. When I HUCA with recon how should I approach needing both Southwest cards? Should I say that I plan on flying with them a lot in the upcoming year or something like that?

Offline rots5

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Re: Chase Reconsideration
« Reply #7372 on: February 18, 2015, 04:57:25 PM »
A few weeks ago my wife applied for the 2 Chase Southwest cards (Premiere and Plus) using 2bm. Both got pending status right away. Premiere got approved a week or two later but not the Plus. When I HUCA with recon how should I approach needing both Southwest cards? Should I say that I plan on flying with them a lot in the upcoming year or something like that?
one for you and one for your wife

one for groceries and one for gas

one for trips and hotels and one for daily living
If you have any questions please search and then ask. PM me for detailed help.

Offline etech0

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Re: Chase Reconsideration
« Reply #7373 on: February 18, 2015, 05:54:34 PM »
one for you and one for your wife

one for groceries and one for gas

one for trips and hotels and one for daily living
Wow, you must have a lot of credit cards!
Workflowy. You won't know what you're missing until you try it.

Offline TimT

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Re: Chase Reconsideration
« Reply #7374 on: February 18, 2015, 05:56:18 PM »
Wow, you must have a lot of credit cards!
Don't we all ?

Offline Malachi

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Re: Chase Reconsideration
« Reply #7375 on: February 18, 2015, 06:42:23 PM »
Did a 2bm with chase was approved for 1, was declined for the second. Called recon twice was shot down due to opening 9 chase cards in a year. Offering to reallocate credit was a non starter as well.
Denny Crane

Offline dirah

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Re: Chase Reconsideration
« Reply #7376 on: February 18, 2015, 08:12:49 PM »
I just did 2 biz and 1 personal.
1 biz instant approved.
1 personal approved after reconsideration and reallocation.
However, biz recon (1-800-453-9719) is giving me a very rough time on the second biz, rep after rep.
At this point, is it worth just applying for another personal and focussing on recon with that?
Or would that be just as hard, if not harder, if there would be 4 applications in the system?

Offline Barryg

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Re: Chase Reconsideration
« Reply #7377 on: February 18, 2015, 11:11:45 PM »
Did a 2bm with chase was approved for 1, was declined for the second. Called recon twice was shot down due to opening 9 chase cards in a year. Offering to reallocate credit was a non starter as well.
In 3 weeks, will it still be 9 cards in a year, how about within 90 days... I'd give up on HUCA for now, but call back in a few weeks, (app stays open for 30 days, then each recon will extend another 30...)

Offline Boruch999

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Re: Chase Reconsideration
« Reply #7378 on: February 19, 2015, 07:34:59 AM »
Recon reps see previous recons, IME.  Doesn't that put a cap on HUCAs?

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7379 on: February 19, 2015, 10:36:35 AM »
Recon reps see previous recons, IME.  Doesn't that put a cap on HUCAs?
Some reps don't care about that and some do, hence Huca...