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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1619661 times)

Offline rots5

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Re: Chase Reconsideration
« Reply #7380 on: February 19, 2015, 10:42:34 AM »
Wow, you must have a lot of credit cards!
here since 2011 :) i learned the hard way lol #wheresMMERMS
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Offline maxswanson

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Re: Chase Reconsideration
« Reply #7381 on: February 19, 2015, 02:05:49 PM »
hard time with chase reconsideration line. AAed 15 months ago. Two months ago got United with 30k limit and meet the spending requirement to get the bonus. Yesterday I applied hyatt and ink plus, both pending. Call personal reconsideration, get approved with 30k again. Call business twice, both turn me down. And second know the first decision. The reason is too many credit cards. 17 total, 10 in last year. Today call again and spending 15 minutes grilling time, still not working with the same reason. Should I continue?

Offline duvz

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Re: Chase Reconsideration
« Reply #7382 on: February 20, 2015, 10:16:18 AM »
Has anyone successfully HUCA'd for their spouse? With all my wife's info should I have no problem 'being her'?

Offline dealfinder85

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Re: Chase Reconsideration
« Reply #7383 on: February 20, 2015, 10:17:50 AM »
Has anyone successfully HUCA'd for their spouse? With all my wife's info should I have no problem 'being her'?
ppl have said just say you are her name
theyll (probably) know you are a guy but apparently they dont check gender
i have called my wife, conferenced her in, fed her the answers in front of them, and then she hangs up and i take over
they ask what other ccs do you have and i tell her what to answer, she answers, and they say good. kind of funny actually

Offline benjie1305

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Re: Chase Reconsideration
« Reply #7384 on: February 20, 2015, 10:19:58 AM »
Has anyone successfully HUCA'd for their spouse? With all my wife's info should I have no problem 'being her'?

Your spouse can say that she authorizes you to continue on her behalf. Then its all you.
Work hard, Play harder!

Offline duvz

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Re: Chase Reconsideration
« Reply #7385 on: February 20, 2015, 10:20:18 AM »
ppl have said just say you are her name
theyll (probably) know you are a guy but apparently they dont check gender
i have called my wife, conferenced her in, fed her the answers in front of them, and then she hangs up and i take over
they ask what other ccs do you have and i tell her what to answer, she answers, and they say good. kind of funny actually
Ok thx, I've done it before for things just wasn't sure if it was diff for Chase cc's. Lol yeah that is kinda funny and prob painstaking.

Offline dealfinder85

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Re: Chase Reconsideration
« Reply #7386 on: February 20, 2015, 10:25:30 AM »
Ok thx, I've done it before for things just wasn't sure if it was diff for Chase cc's. Lol yeah that is kinda funny and prob painstaking.
rep:"mrs dealfinder, what was the amount of your last CC payment"
me:"mrs dealfinder, wasnt it $xx.xx?"
mrs:"$xx.xx"
rep:thank you
(all in a conference call together)

Offline etech0

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Re: Chase Reconsideration
« Reply #7387 on: February 20, 2015, 10:26:10 AM »
rep:"mrs dealfinder, what was the amount of your last CC payment"
me:"mrs dealfinder, wasnt it $xx.xx?"
mrs:"$xx.xx"
rep:thank you
(all in a conference call together)
:D
Workflowy. You won't know what you're missing until you try it.

Offline TimT

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Re: Chase Reconsideration
« Reply #7388 on: February 20, 2015, 10:27:51 AM »
Hey, that's a nice legal/ethical/fun way to do it.

Offline duvz

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Re: Chase Reconsideration
« Reply #7389 on: February 20, 2015, 10:32:15 AM »
Hey, that's a nice legal/ethical/fun way to do it.
+1. Was waiting for someone to bring this up B-)

Offline ShlockDoc

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Re: Chase Reconsideration
« Reply #7390 on: February 20, 2015, 10:35:20 AM »
Hey, that's a nice legal/ethical/fun way to do it.

We sometimes call recon or CS on date night.  It's one of the few times during business hours that we are together without other things vying for our attention...

Offline duvz

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Re: Chase Reconsideration
« Reply #7391 on: February 20, 2015, 10:57:14 AM »
one for you and one for your wife

one for groceries and one for gas

one for trips and hotels and one for daily living
Tried this actually and recon rep said they'd have to close the 1st one (Premier) if we wanted to go ahead with the "upgraded" one (Select). He seemed to realize that I wanted the benefits of both and didn't allow it. I said no thx. Any other recommendations for next HUCA?

Offline rots5

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Re: Chase Reconsideration
« Reply #7392 on: February 20, 2015, 12:08:18 PM »
Tried this actually and recon rep said they'd have to close the 1st one (Premier) if we wanted to go ahead with the "upgraded" one (Select). He seemed to realize that I wanted the benefits of both and didn't allow it. I said no thx. Any other recommendations for next HUCA?
HUCA
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Offline noturbizniss

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Re: Chase Reconsideration
« Reply #7393 on: February 20, 2015, 12:11:00 PM »
Tried this actually and recon rep said they'd have to close the 1st one (Premier) if we wanted to go ahead with the "upgraded" one (Select). He seemed to realize that I wanted the benefits of both and didn't allow it. I said no thx. Any other recommendations for next HUCA?
was this for a third chase card?
READ THE DARN WIKI!!!!

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Offline duvz

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Re: Chase Reconsideration
« Reply #7394 on: February 20, 2015, 12:12:16 PM »
was this for a third chase card?
The SW Premier was the 3rd on her account, this would be the 4th. Why you ask? There's a limit?

Offline noturbizniss

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Re: Chase Reconsideration
« Reply #7395 on: February 20, 2015, 12:13:20 PM »
The SW Premier was the 3rd on her account, this would be the 4th. Why you ask? There's a limit?
I meant third app on same day or within 30? They seem to be cracking down on the 2 in 30 rule.
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Offline duvz

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Re: Chase Reconsideration
« Reply #7396 on: February 20, 2015, 12:16:45 PM »
I meant third app on same day or within 30? They seem to be cracking down on the 2 in 30 rule.
Oh, no, I did a 2bm for these cards about 3 weeks ago. Got the Chase United card back in October for her.

Offline Hatastah

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Re: Chase Reconsideration
« Reply #7397 on: February 20, 2015, 01:27:55 PM »
Applied for the Chase United Explorer Business, got rejected due to not enought business credit history (first business card opened in October), and too many recent credit requests (7 new CCs in the past 12 months). I HUCAed 3 times already, no luck. Any use continuing?

Offline duvz

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Re: Chase Reconsideration
« Reply #7398 on: February 20, 2015, 01:42:29 PM »
I called the 1st recon line this time (1st one in wiki). Is it normal for them to say "give us up to 2 weeks to give you an answer?" The rep was definitely new and threw in that I could call back in 24-48 hours to possibly get an answer, she said they "like to under promise and over deliver." This is the 1st time I did not receive a yes or no when calling recon that's why I'm asking here if it's normal response... or what it means exactly.

Offline yuguy

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Re: Chase Reconsideration
« Reply #7399 on: February 20, 2015, 04:34:03 PM »
Hope this is the right place for this...

Applied for two cards Jan. 21 got approved. 3rd card was declined. FINALLY successful HUCA today. So the question is: Is the date of opening backdated to the original date of the app submit date, OR to today when they approved and opened?