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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1247520 times)

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7455 on: March 02, 2015, 02:15:36 PM »
By calling recon and telling them it's a sole proprietorship, hence you don't have a tax ID.
Doesn't mean one can't prove they are running a business.
Quaerite et Invenietis.

Offline 123ablack

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Re: Chase Reconsideration
« Reply #7456 on: March 02, 2015, 05:19:00 PM »
Doesn't mean one can't prove they are running a business.

Exactly the situation!

Offline Emkay

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Re: Chase Reconsideration
« Reply #7457 on: March 02, 2015, 05:26:59 PM »
Doesn't mean one can't prove they are running a business.
They usually request government info,  What can you give them?

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7458 on: March 02, 2015, 09:45:19 PM »
They usually request government info,  What can you give them?
If you are a sole proprietor, you can send your regular tax info. Though you can probably show them invoices etc.
Quaerite et Invenietis.

Offline an613

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Re: Chase Reconsideration
« Reply #7459 on: March 02, 2015, 09:58:39 PM »

Anyone ever get past the excuse of 2 cards in 30 days without obviously waiting for the 30 days to pass?

Does business count for that? I just got 1 biz and two consumer within a week no problem

Offline @Yehuda

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Re: Chase Reconsideration
« Reply #7460 on: March 02, 2015, 10:03:34 PM »
Does business count for that? I just got 1 biz and two consumer within a week no problem
Yes, but I didn't mean has anyone had success getting more than 2 cards in 30 days. There are plenty of data points for that. I meant that once a rep tells you you can only have 2 within 30 days, every rep after that tells you the same thing. Was wondering if anyone has faced that "recon issue" and gotten past it.

Offline Tom Brady

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Re: Chase Reconsideration
« Reply #7461 on: March 02, 2015, 10:22:26 PM »
Does Chase recon ask questions about your income like Barclays does?

Online TimT

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Re: Chase Reconsideration
« Reply #7462 on: March 02, 2015, 10:23:21 PM »
Does Chase recon ask questions about your income like Barclays does?
IME they asked income questions. YMMV

Offline Tom Brady

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Re: Chase Reconsideration
« Reply #7463 on: March 02, 2015, 10:25:42 PM »
IME they asked income questions.
Aha so do you know how they take it if most of your income is household income, and if you're under 21?

Online TimT

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Re: Chase Reconsideration
« Reply #7464 on: March 02, 2015, 10:41:39 PM »
Aha so do you know how they take it if most of your income is household income, and if you're under 21?
Not sure. Which card are you trying for ? (Rep told me she'll approve my application but I must send in my tax info. It's still on my to-do list ;) )

Offline Tom Brady

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Re: Chase Reconsideration
« Reply #7465 on: March 02, 2015, 10:46:41 PM »
Not sure. Which card are you trying for ? (Rep told me she'll approve my application but I must send in my tax info. It's still on my to-do list ;) )
I plan on applying for the BA and perhaps also the UE. I'm just debating how much income to put on the app because the more income I put, the more explaining I might need to do and I don't plan on lying.

Offline Tom Brady

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Re: Chase Reconsideration
« Reply #7466 on: March 02, 2015, 10:48:38 PM »
Not sure. Which card are you trying for ? (Rep told me she'll approve my application but I must send in my tax info. It's still on my to-do list ;) )
Good luck with getting your card btw, I wonder if chase is like Amex in this situation and even a little reported income is enough.

Online TimT

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Re: Chase Reconsideration
« Reply #7467 on: March 02, 2015, 10:49:46 PM »
I plan on applying for the BA and perhaps also the UE. I'm just debating how much income to put on the app because the more income I put, the more explaining I might need to do and I don't plan on lying.
Do you have any cards with chase ?

Online TimT

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Re: Chase Reconsideration
« Reply #7468 on: March 02, 2015, 10:51:42 PM »
Good luck with getting your card btw
This was months ago. She approved it right away.

Offline Tom Brady

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Re: Chase Reconsideration
« Reply #7469 on: March 02, 2015, 10:58:03 PM »
Do you have any cards with chase ?
I've had the Freedom with a $3,000 limit for 3.5 months. I would assume with my good credit that I could get instantly approved for one more card with them like the BA card. For more than one though I'll probably have to go through recon.