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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1259757 times)

Offline Tom Brady

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Re: Chase Reconsideration
« Reply #7470 on: March 02, 2015, 10:59:49 PM »
This was months ago. She approved it right away.
Nice! I see now that I misread your post.

Offline TimT

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Re: Chase Reconsideration
« Reply #7471 on: March 02, 2015, 11:04:36 PM »
I've had the Freedom with a $3,000 limit for 3.5 months. I would assume with my good credit that I could get instantly approved for one more card with them like the BA card. For more than one though I'll probably have to go through recon.
You have nothing to lose by applying for 2. You could get both instantly approved or they might not ask any income questions. Report back how it goes (I thought higher income is a bigger chance of approval but CMIIW)

Offline Tom Brady

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Re: Chase Reconsideration
« Reply #7472 on: March 02, 2015, 11:12:20 PM »
You have nothing to lose by applying for 2. You could get both instantly approved or they might not ask any income questions. Report back how it goes (I thought higher income is a bigger chance of approval but CMIIW)
Thanks I will. Also I agree with you that it's a better chance of approval, it's just that if you have to answer income questions to recon, then more can be harder to explain.

Offline moeg

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Re: Chase Reconsideration
« Reply #7473 on: March 03, 2015, 01:53:34 PM »
I just applied for the BA and IHG in a 2mb they were denied. I called recon and he said its because i don't have a long credit history and i have applied for credit too recently (november). I have about a year and a half history will it help to HUCA?

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7474 on: March 03, 2015, 01:55:52 PM »
I just applied for the BA and IHG in a 2mb they were denied. I called recon and he said its because i don't have a long credit history and i have applied for credit too recently (november). I have about a year and a half history will it help to HUCA?
Yes. Can't hurt you.
Quaerite et Invenietis.

Offline moeg

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Re: Chase Reconsideration
« Reply #7475 on: March 03, 2015, 02:01:26 PM »

Offline moeg

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Re: Chase Reconsideration
« Reply #7476 on: March 03, 2015, 02:43:04 PM »
after 30 min on the phone i got approved for the BA!
will call back when i have another hour to spend on the phone
thanks

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7477 on: March 03, 2015, 02:44:25 PM »
after 30 min on the phone i got approved for the BA!
will call back when i have another hour to spend on the phone
thanks
Did you apply for these cards today?
Quaerite et Invenietis.

Offline moeg

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Re: Chase Reconsideration
« Reply #7478 on: March 03, 2015, 02:56:36 PM »
Did you apply for these cards today?
no yesterday

Offline Tzfas

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Re: Chase Reconsideration
« Reply #7479 on: March 03, 2015, 10:43:13 PM »
Interesting recon: I got two business cards approved in one call, I do have a tax ID number Etc. (its a real business).
One of the last things before approval was running it through some homeland security data base, the rep on the phone said it 
is something they always do  based on the patriot act. Anyone ever hear about such a thing  before?

Offline coralsnake

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Re: Chase Reconsideration
« Reply #7480 on: March 03, 2015, 11:20:09 PM »
Interesting recon: I got two business cards approved in one call, I do have a tax ID number Etc. (its a real business).
One of the last things before approval was running it through some homeland security data base, the rep on the phone said it 
is something they always do  based on the patriot act. Anyone ever hear about such a thing  before?
Yes. It is called a Patriot Search.
"Here at DansDeals we donít do buses." -Dan

Offline Rindsy

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Re: Chase Reconsideration
« Reply #7481 on: March 04, 2015, 01:55:53 PM »
Have lots of Ink Bold and Plus cards.  Annual fees are coming up on some of them.  What's the best way to handle this?  (I'll keep one or two Plus/Bold open.)  Do I downgrade the others to Ink Cash?  If I do, are the UR points like Freedom, which can be combined with Bold/Plus/Sapphire Preferred to transfer to partners?  Or is there a smarter way to handle the Ink Bold/Plus cards that I don't need or use and don't want to pay annual fees for?  Thanks in advance for your advice/feedback!
If you're in the financing or e-commerce business, and need capital to grow, we should talk...

Offline Tom Brady

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Re: Chase Reconsideration
« Reply #7482 on: March 04, 2015, 01:59:22 PM »
Have lots of Ink Bold and Plus cards.  Annual fees are coming up on some of them.  What's the best way to handle this?  (I'll keep one or two Plus/Bold open.)  Do I downgrade the others to Ink Cash?  If I do, are the UR points like Freedom, which can be combined with Bold/Plus/Sapphire Preferred to transfer to partners?  Or is there a smarter way to handle the Ink Bold/Plus cards that I don't need or use and don't want to pay annual fees for?  Thanks in advance for your advice/feedback!
Keep all of them and spend $50,000 a year on each of them at staples.

Offline Tom Brady

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Re: Chase Reconsideration
« Reply #7483 on: March 04, 2015, 02:02:01 PM »
Keep all of them and spend $50,000 a year on each of them at staples.
If you can't do that though and you downgrade, ink cash points are just like Freedom.

Offline Redbull3

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Re: Chase Reconsideration
« Reply #7484 on: March 04, 2015, 02:12:41 PM »
Yes, but I didn't mean has anyone had success getting more than 2 cards in 30 days. There are plenty of data points for that. I meant that once a rep tells you you can only have 2 within 30 days, every rep after that tells you the same thing. Was wondering if anyone has faced that "recon issue" and gotten past it.

I can confirm recent data point of 3rd personal on day 31 not sure if that helps you. I heard this allows you to get a new card from Chase perspective, and is still 1 pull from a bureau perspective. YMMV obviously.