Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1245602 times)

Offline mdrills

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Re: Chase Reconsideration
« Reply #7485 on: March 04, 2015, 04:19:34 PM »

Yes Yes. Alot of people (including myself) have had success getting apps approved (especially Ink apps) by just letting them play themselves out for a week and not calling recon and having them quiz you for 30 minutes.
Just to say my experience. I applied for the Ink card last week and I decided to wait to see what would happen with the app (screwed up the 1st app i did many months ago) when I called this morning I was told that they had approved me. Not sure I would have gotten the same response had I called right away and dealt with a rep.

Offline D93

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Re: Chase Reconsideration
« Reply #7486 on: March 04, 2015, 04:27:54 PM »
Just to say my experience. I applied for the Ink card last week and I decided to wait to see what would happen with the app (screwed up the 1st app i did many months ago) when I called this morning I was told that they had approved me. Not sure I would have gotten the same response had I called right away and dealt with a rep.
Congrats ;D!
I'm happy my theory worked for you!!

Offline Barryg

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Re: Chase Reconsideration
« Reply #7487 on: March 08, 2015, 12:29:38 AM »
I can confirm recent data point of 3rd personal on day 31 not sure if that helps you. I heard this allows you to get a new card from Chase perspective, and is still 1 pull from a bureau perspective. YMMV obviously.
Same here... Not exactly day 31, but I called close to day 30 and got official recon rejection and a few days after 30 called and got approved...

Offline mofreed

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Re: Chase Reconsideration
« Reply #7488 on: March 08, 2015, 09:57:12 AM »
help! i applied for freedom and rep said hes deciding to decline me because of limited history i called another rep and he said that he agrees with the first rep, what should i do? should i even bother applying for BA or UA?

Offline tjak

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Re: Chase Reconsideration
« Reply #7489 on: March 08, 2015, 10:00:08 AM »

help! i applied for freedom and rep said hes deciding to decline me because of limited history i called another rep and he said that he agrees with the first rep, what should i do? should i even bother applying for BA or UA?
How long is your history?

Offline mofreed

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Re: Chase Reconsideration
« Reply #7490 on: March 08, 2015, 10:06:53 AM »
3yrs au, 5 mnths personal and 2 mnths personal

Offline tjak

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Re: Chase Reconsideration
« Reply #7491 on: March 08, 2015, 10:11:10 AM »

3yrs au, 5 mnths personal and 2 mnths personal
Chase doesn't look at the au so to them you only have 5 month. If I where u I would try huca for the freedom and skip the other 2.

Offline mdrills

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Re: Chase Reconsideration
« Reply #7492 on: March 08, 2015, 10:12:58 AM »
Freedom shouldn't be so difficult they'll give u 500 CL if ur really new

Offline mofreed

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Re: Chase Reconsideration
« Reply #7493 on: March 08, 2015, 10:23:54 AM »
even though theyve already told me ive been denied and ill get a letteR in 5 days i can still do HUCA?

Offline Tom Brady

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Re: Chase Reconsideration
« Reply #7494 on: March 08, 2015, 10:24:25 AM »
even though theyve already told me ive been denied and ill get a letteR in 5 days i can still do HUCA?
Yes.

Offline mofreed

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Re: Chase Reconsideration
« Reply #7495 on: March 08, 2015, 10:24:45 AM »
THX!

Offline zw

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Re: Chase Reconsideration
« Reply #7496 on: March 08, 2015, 01:05:15 PM »
Is it getting much harder to get approved for chase cards or is it just me??

Offline TimT

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Re: Chase Reconsideration
« Reply #7497 on: March 08, 2015, 01:07:34 PM »
Is it getting much harder to get approved for chase cards or is it just me??
Its been getting tougher for awhile already. You can't get any approvals or just the 3rd one ?

Offline mofreed

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Re: Chase Reconsideration
« Reply #7498 on: March 08, 2015, 02:12:16 PM »
i already hucad 6 times for a freedom and spoke to the same rep twice i think because its sunday. they are getting annoyed  at me. problem is limited credit history. should i bother calling again tomorrow? and should i try applying for spg and blue cash?

Offline D93

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Re: Chase Reconsideration
« Reply #7499 on: March 08, 2015, 02:14:31 PM »
i already hucad 6 times for a freedom and spoke to the same rep twice i think because its sunday. they are getting annoyed  at me. problem is limited credit history. should i bother calling again tomorrow? and should i try applying for spg and blue cash?
Amex SPG is much easier to get approved for than Chase. Applying for SPG AND Blue Cash may result in a 5 day hold because they are both Credit Cards (as supposed to charge cards)