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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1260773 times)

Offline Toasted

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Re: Chase Reconsideration
« Reply #7515 on: March 11, 2015, 10:09:47 AM »
I got approved upon recon for the RC card. Then I applied for the Hyatt and got denied. Called recon and they said that they see I've opened many accounts in the last 12 months so I have (suffer from) "application velocity." Thus, the system won't allow more than 1 card per 30 days to be approved.

Lost case or DROPR/HUCA?

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7516 on: March 11, 2015, 10:13:47 AM »
I got approved upon recon for the RC card. Then I applied for the Hyatt and got denied. Called recon and they said that they see I've opened many accounts in the last 12 months so I have (suffer from) "application velocity." Thus, the system won't allow more than 1 card per 30 days to be approved.

Lost case or DROPR/HUCA?
The 30 day rule can be worked around. You can HUCA and/or wait closer to the 30 day mark and call then.
Quaerite et Invenietis.

Offline Toasted

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Re: Chase Reconsideration
« Reply #7517 on: March 11, 2015, 10:16:34 AM »
The 30 day rule can be worked around. You can HUCA and/or wait closer to the 30 day mark and call then.

Thanks!
You mean they can approve this application with no new pull in 20-25 days from now?

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7518 on: March 11, 2015, 10:17:12 AM »
Thanks!
You mean they can approve this application with no new pull in 20-25 days from now?
Yes.
Quaerite et Invenietis.

Offline Toasted

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Re: Chase Reconsideration
« Reply #7519 on: March 11, 2015, 10:21:41 AM »
Yes.

gr8.

I think I'll hold off from huca's as not to have too many red x's near my app, and hit 'em again right after bedikas chametz.

Offline TimT

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Re: Chase Reconsideration
« Reply #7520 on: March 11, 2015, 10:28:05 AM »
gr8.

I think I'll hold off from huca's as not to have too many red x's near my app, and hit 'em again right after bedikas chametz.
They might be closed by then :)

Offline insider

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Re: Chase Reconsideration
« Reply #7521 on: March 13, 2015, 11:56:06 AM »
I called recon for united and ba. I think they figured 3BM. The first question they asked was "did you apply for 3 cards at the same time?".
Do you think it's possible to make them reconsider? If yes, can you suggest talking points?

Thank you

Offline ShlockDoc

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Re: Chase Reconsideration
« Reply #7522 on: March 13, 2015, 11:58:08 AM »
I called recon for united and ba. I think they figured 3BM. The first question they asked was "did you apply for 3 cards at the same time?".
Do you think it's possible to make them reconsider? If yes, can you suggest talking points?

Thank you

What did you say and how was it left?  You should be able to get 2 out of them fairly easily.  The third is a tough shmooze...

Offline Aj3042

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Re: Chase Reconsideration
« Reply #7523 on: March 13, 2015, 11:59:50 AM »
I called recon for united and ba. I think they figured 3BM. The first question they asked was "did you apply for 3 cards at the same time?".
Do you think it's possible to make them reconsider? If yes, can you suggest talking points?

Thank you
That you plan on using both of those airlines a lot in the near future because they fly out of your home airport and you expect to do lots of travel in the near future to do business etc.

Offline insider

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Re: Chase Reconsideration
« Reply #7524 on: March 13, 2015, 12:04:52 PM »
What did you say and how was it left?  You should be able to get 2 out of them fairly easily.  The third is a tough shmooze...
the guy said that at this point we cannot offer BA and United. I tried to explain that I have plans for travel, and that BA has good US routes. They have their "special" dept review freedom (3rd card I applied)

Offline TimT

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Re: Chase Reconsideration
« Reply #7525 on: March 13, 2015, 01:02:37 PM »
the guy said that at this point we cannot offer BA and United. I tried to explain that I have plans for travel, and that BA has good US routes. They have their "special" dept review freedom (3rd card I applied)
It's good to call with a ref# focusing on 1 card at a time.

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Re: Chase Reconsideration
« Reply #7526 on: March 13, 2015, 01:08:17 PM »
It's good to call with a ref# focusing on 1 card at a time.
I will try again. I never mentioned other cards. They asked me first

Offline TimT

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Re: Chase Reconsideration
« Reply #7527 on: March 13, 2015, 01:11:33 PM »
I will try again. I never mentioned other cards. They asked me first
What did you say right when you called ? That you applied for cards ?

Offline Aj3042

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Re: Chase Reconsideration
« Reply #7528 on: March 13, 2015, 01:12:42 PM »
the guy said that at this point we cannot offer BA and United. I tried to explain that I have plans for travel, and that BA has good US routes. They have their "special" dept review freedom (3rd card I applied)
You do realize that without knowing your past credit history (with chase and in general) there's no straight answer to these kinds of questions.

Offline mord1

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Re: Chase Reconsideration
« Reply #7529 on: March 13, 2015, 04:01:52 PM »
I sell insurance along with other things and applied for an ink card under my name and got denied , tried huced never worked. So applied under my wifes name and social and I got a letter saying they want proof of business address. what do people normally provide as proof- any ideas on how to handle this?