Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1619475 times)

Online TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 19800
  • Total likes: 3107
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #7520 on: March 11, 2015, 10:28:05 AM »
gr8.

I think I'll hold off from huca's as not to have too many red x's near my app, and hit 'em again right after bedikas chametz.
They might be closed by then :)

Offline insider

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2014
  • Posts: 152
  • Total likes: 1
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn, NY
  • Programs: Ink Bold
Re: Chase Reconsideration
« Reply #7521 on: March 13, 2015, 11:56:06 AM »
I called recon for united and ba. I think they figured 3BM. The first question they asked was "did you apply for 3 cards at the same time?".
Do you think it's possible to make them reconsider? If yes, can you suggest talking points?

Thank you

Offline ShlockDoc

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2012
  • Posts: 2337
  • Total likes: 53
  • DansDeals.com Hat Tips 34
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #7522 on: March 13, 2015, 11:58:08 AM »
I called recon for united and ba. I think they figured 3BM. The first question they asked was "did you apply for 3 cards at the same time?".
Do you think it's possible to make them reconsider? If yes, can you suggest talking points?

Thank you

What did you say and how was it left?  You should be able to get 2 out of them fairly easily.  The third is a tough shmooze...

Offline Aj3042

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2013
  • Posts: 1391
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: The Oval Office
  • Programs: Presidential Limo Gold, Secret Service Detail Platinum, Air Force One Diamond, White House Free Days, Red Telephone Priority Service.
Re: Chase Reconsideration
« Reply #7523 on: March 13, 2015, 11:59:50 AM »
I called recon for united and ba. I think they figured 3BM. The first question they asked was "did you apply for 3 cards at the same time?".
Do you think it's possible to make them reconsider? If yes, can you suggest talking points?

Thank you
That you plan on using both of those airlines a lot in the near future because they fly out of your home airport and you expect to do lots of travel in the near future to do business etc.

Offline insider

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2014
  • Posts: 152
  • Total likes: 1
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn, NY
  • Programs: Ink Bold
Re: Chase Reconsideration
« Reply #7524 on: March 13, 2015, 12:04:52 PM »
What did you say and how was it left?  You should be able to get 2 out of them fairly easily.  The third is a tough shmooze...
the guy said that at this point we cannot offer BA and United. I tried to explain that I have plans for travel, and that BA has good US routes. They have their "special" dept review freedom (3rd card I applied)

Online TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 19800
  • Total likes: 3107
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #7525 on: March 13, 2015, 01:02:37 PM »
the guy said that at this point we cannot offer BA and United. I tried to explain that I have plans for travel, and that BA has good US routes. They have their "special" dept review freedom (3rd card I applied)
It's good to call with a ref# focusing on 1 card at a time.

Offline insider

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2014
  • Posts: 152
  • Total likes: 1
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn, NY
  • Programs: Ink Bold
Re: Chase Reconsideration
« Reply #7526 on: March 13, 2015, 01:08:17 PM »
It's good to call with a ref# focusing on 1 card at a time.
I will try again. I never mentioned other cards. They asked me first

Online TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 19800
  • Total likes: 3107
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #7527 on: March 13, 2015, 01:11:33 PM »
I will try again. I never mentioned other cards. They asked me first
What did you say right when you called ? That you applied for cards ?

Offline Aj3042

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2013
  • Posts: 1391
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: The Oval Office
  • Programs: Presidential Limo Gold, Secret Service Detail Platinum, Air Force One Diamond, White House Free Days, Red Telephone Priority Service.
Re: Chase Reconsideration
« Reply #7528 on: March 13, 2015, 01:12:42 PM »
the guy said that at this point we cannot offer BA and United. I tried to explain that I have plans for travel, and that BA has good US routes. They have their "special" dept review freedom (3rd card I applied)
You do realize that without knowing your past credit history (with chase and in general) there's no straight answer to these kinds of questions.

Offline mord1

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2013
  • Posts: 896
  • Total likes: 8
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #7529 on: March 13, 2015, 04:01:52 PM »
I sell insurance along with other things and applied for an ink card under my name and got denied , tried huced never worked. So applied under my wifes name and social and I got a letter saying they want proof of business address. what do people normally provide as proof- any ideas on how to handle this?

Offline sl11213

  • DansDeals Copper Elite
  • *
  • Join Date: May 2013
  • Posts: 17
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: brooklyn
Re: Chase Reconsideration
« Reply #7530 on: March 13, 2015, 04:22:55 PM »
I have, baruch hashem, been churning cards for years.
1) Chase is getting much more difficult.
2) I just applied for ba and united, and it asked me to call (first time, usually just approved or pending) and after calling they said they are recommending an approval, but some info needs to be verified, and there is no phone number to that department.
Any have that happen to them?
Does that mean just wait and I will be approved?
Thanks

Offline DMYD

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2013
  • Posts: 2979
  • Total likes: 0
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Chase Reconsideration
« Reply #7531 on: March 13, 2015, 04:28:33 PM »
I sell insurance along with other things and applied for an ink card under my name and got denied , tried huced never worked. So applied under my wifes name and social and I got a letter saying they want proof of business address. what do people normally provide as proof- any ideas on how to handle this?
Is it different them your home address?

Offline mord1

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Feb 2013
  • Posts: 896
  • Total likes: 8
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #7532 on: March 13, 2015, 05:47:18 PM »
Is it different them your home address?
Ya, it is my real business address, but I do not have anything that shows that address or with that name

Online TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 19800
  • Total likes: 3107
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #7533 on: March 13, 2015, 05:54:58 PM »
Ya, it is my real business address, but I do not have anything that shows that address or with that name
No tax documents ?

Offline clear thinker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2014
  • Posts: 2791
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #7534 on: March 15, 2015, 11:34:29 AM »
I have, baruch hashem, been churning cards for years.
1) Chase is getting much more difficult.
2) I just applied for ba and united, and it asked me to call (first time, usually just approved or pending) and after calling they said they are recommending an approval, but some info needs to be verified, and there is no phone number to that department.
Any have that happen to them?
Does that mean just wait and I will be approved?
Thanks
It happened to a few people lately including me (read upthread) just wait it out. Although iirc someone did manage to huca with this situation.

Offline DMYD

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2013
  • Posts: 2979
  • Total likes: 0
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Chase Reconsideration
« Reply #7535 on: March 15, 2015, 11:47:58 AM »
Ya, it is my real business address, but I do not have anything that shows that address or with that name
Call to change address to your house

Offline exasahi

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2013
  • Posts: 102
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Israel/US
Re: Chase Reconsideration
« Reply #7536 on: March 15, 2015, 12:51:24 PM »
Business too new. Each time. Any suggestions how to get around this snag?

Offline clear thinker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2014
  • Posts: 2791
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #7537 on: March 15, 2015, 12:53:33 PM »
Business too new. Each time. Any suggestions how to get around this snag?
Make it older....??

Offline exasahi

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2013
  • Posts: 102
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Israel/US
Re: Chase Reconsideration
« Reply #7538 on: March 15, 2015, 01:01:26 PM »
But they gave on file that I wrote one year

Offline exasahi

  • Dansdeals Gold Elite
  • ***
  • Join Date: Nov 2013
  • Posts: 102
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Israel/US
Re: Chase Reconsideration
« Reply #7539 on: March 15, 2015, 01:02:04 PM »
They have" on file that I wrote one year