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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1700710 times)

Offline philbenjoe

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Re: Chase Reconsideration
« Reply #7700 on: April 15, 2015, 11:38:48 AM »
Are you sure? Does that mean it's still going to be one pull?
"Why fit in when you were born to stand out?" Dr Seuss

Offline TimT

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Re: Chase Reconsideration
« Reply #7701 on: April 15, 2015, 11:40:29 AM »
everytime you call for reconsideration it stays open for an extra 30 days.
Source ?

Offline D93

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Re: Chase Reconsideration
« Reply #7702 on: April 15, 2015, 11:43:11 AM »
everytime you call for reconsideration it stays open for an extra 30 days. so call in 2 weeks and then try a month later.
Not necessarily. Only if they send you a new letter.

Offline D93

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Re: Chase Reconsideration
« Reply #7703 on: April 15, 2015, 11:44:01 AM »
Are you sure? Does that mean it's still going to be one pull?
Yes, they look at the original report that was pulled when you originally applied.

Offline philbenjoe

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Re: Chase Reconsideration
« Reply #7704 on: April 15, 2015, 11:58:48 AM »
Thanks. Didn't know that. That gives me hope.
"Why fit in when you were born to stand out?" Dr Seuss

Offline Chief Rabbi of New York

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Re: Chase Reconsideration
« Reply #7705 on: April 15, 2015, 12:22:18 PM »
Not necessarily. Only if they send you a new letter.

if you ask them to relook into you they keep it open for another 30 days.
rep told me that.
Show Some Respect for Me, I am The Chief Rabbi of New York :)

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7706 on: April 15, 2015, 02:07:10 PM »
if you ask them to relook into you they keep it open for another 30 days.
rep told me that.
DROPR

Only if they send you a new letter.


Offline benjie1305

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Re: Chase Reconsideration
« Reply #7707 on: April 15, 2015, 02:31:50 PM »
DROPR

You tell them you never got it and have them resend it. New 30 day cycle.
Work hard, Play harder!

Offline sl11213

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Re: Chase Reconsideration
« Reply #7708 on: April 15, 2015, 02:46:01 PM »
I want to close down a chase card and move the credit line to another chase card, and they transferred me to credit lending and told me that they would need to do a soft pull on my credit before consolidating the credit (i huca'd and got the same response).
Has this happened to anyone? Is there a problem with a soft pull with chase, if I am planning on churn the very same card (sapphire, which I have done many times) next week?
Thanks!

Offline D93

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Re: Chase Reconsideration
« Reply #7709 on: April 15, 2015, 02:50:47 PM »
I want to close down a chase card and move the credit line to another chase card, and they transferred me to credit lending and told me that they would need to do a soft pull on my credit before consolidating the credit (i huca'd and got the same response).
Has this happened to anyone? Is there a problem with a soft pull with chase, if I am planning on churn the very same card (sapphire, which I have done many times) next week?
Thanks!
A soft pull isn't anything to care about.

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7710 on: April 15, 2015, 03:08:49 PM »
You tell them you never got it and have them resend it. New 30 day cycle.
Hence

Only if they send you a new letter.


Offline emak

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Re: Chase Reconsideration
« Reply #7711 on: April 17, 2015, 05:08:00 PM »
So of my 3bm, they're only approving 2. I huca'ed to no avail. They did offer to switch one card they approved to the one they declined, which i want more. Is that bad for my credit if i were to open a cc and close it right away? They're not shifting credit, just closing one and opening another.

Offline rileywiles23

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Chase Reconsideration
« Reply #7712 on: April 17, 2015, 05:11:34 PM »
So of my 3bm, they're only approving 2. I huca'ed to no avail. They did offer to switch one card they approved to the one they declined, which i want more. Is that bad for my credit if i were to open a cc and close it right away? They're not shifting credit, just closing one and opening another.
They are shifting credit. Your essentially moving all the credit from one card, and putting it onto another card. It's all good.
Life is as good as you make it...

Offline Barryg

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Re: Chase Reconsideration
« Reply #7713 on: April 18, 2015, 11:51:50 PM »
So of my 3bm, they're only approving 2. I huca'ed to no avail. They did offer to switch one card they approved to the one they declined, which i want more. Is that bad for my credit if i were to open a cc and close it right away? They're not shifting credit, just closing one and opening another.
If you accept the switch you are forever giving up on going 3 for 3... I've suggested multiple times around here what you need to do.
1) Spend $ on the two cards. (the more the better, of course)
2) Let statement close with $ owed.
3) Pay it back, all of it.
4) CA (make sure this step is done with under 30 days from 3bm - if it's going to take more than 30 then you need to call recon and get an official denial to extend)
Worked for me, so one point for this works... Did anyone try and it didn't work?

Offline Tzvi s

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Re: Chase Reconsideration
« Reply #7714 on: April 23, 2015, 07:42:27 PM »
I applied for an ink card got declined called chase twice and they said I applied for too many cards (13) in the past 6 months asked to shift credit from my my ink card and said can't do it for the same reason should I offer them to close my ink to open the new one?

Offline DMYD

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Re: Chase Reconsideration
« Reply #7715 on: April 23, 2015, 07:51:52 PM »
I applied for an ink card got declined called chase twice and they said I applied for too many cards (13) in the past 6 months asked to shift credit from my my ink card and said can't do it for the same reason should I offer them to close my ink to open the new one?
Why not which ever works

Offline Tzvi s

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Re: Chase Reconsideration
« Reply #7716 on: April 24, 2015, 03:30:10 AM »
Anybody ever heard that minimum on a  united business card (or any other chase business card)is 5k?

Offline a mirrer

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Re: Chase Reconsideration
« Reply #7717 on: April 24, 2015, 03:38:21 AM »
Anybody ever heard that minimum on a  united business card (or any other chase business card)is 5k?
yes all visa signature cards need officially 5k to start out with

Offline Tzvi s

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Re: Chase Reconsideration
« Reply #7718 on: April 24, 2015, 04:34:56 AM »
yes all visa signature cards need officially 5k to start out with
meaning to say if you have a 5k business credit line you won't be able to transfer credit to open another business card?

Offline rileywiles23

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Re: Chase Reconsideration
« Reply #7719 on: April 24, 2015, 09:14:34 AM »

meaning to say if you have a 5k business credit line you won't be able to transfer credit to open another business card?
If the card is a signature, then no.
Life is as good as you make it...