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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1450117 times)

Offline yoshapman

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Re: Chase Reconsideration
« Reply #7725 on: April 27, 2015, 09:00:31 PM »
Does it make sense that Chase's system would not let me have my 2nd business card reconsidered even though the agent was willing to do it if I closed out a consumer card. She went through like 15 questions with me about the business then asked if Id be willing to close out a consumer card, I said yes, she took another couple minutes, then said the system still rejected it since I've had too many recent applications with Chase. I've only had 2 consumer and 1 business card in the last year+.

Offline PETERP

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Re: Chase Reconsideration
« Reply #7726 on: April 27, 2015, 09:09:42 PM »
Does it make sense that Chase's system would not let me have my 2nd business card reconsidered even though the agent was willing to do it if I closed out a consumer card. She went through like 15 questions with me about the business then asked if Id be willing to close out a consumer card, I said yes, she took another couple minutes, then said the system still rejected it since I've had too many recent applications with Chase. I've only had 2 consumer and 1 business card in the last year+.

No. HUCA .

Offline yoshapman

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Re: Chase Reconsideration
« Reply #7727 on: April 27, 2015, 09:15:51 PM »
2nd person said same thing. Im about 28 days out from the application date and have now tried 6 or 7 times total.

Offline PETERP

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Re: Chase Reconsideration
« Reply #7728 on: April 27, 2015, 09:18:19 PM »
2nd person said same thing. Im about 28 days out from the application date and have now tried 6 or 7 times total.

Unless the system has changed  in last 2 months , THEY are the system. Don't mention past conversations .

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7729 on: April 27, 2015, 09:18:54 PM »
2nd person said same thing. Im about 28 days out from the application date and have now tried 6 or 7 times total.
Every recon should extend it.
Quaerite et Invenietis.

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7730 on: April 27, 2015, 09:19:12 PM »
2nd person said same thing. Im about 28 days out from the application date and have now tried 6 or 7 times total.
So just have them send u a new denial letter which will give you another 30 days and let it for 2/3 weeks then try again.

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7731 on: April 27, 2015, 09:20:15 PM »
meaning to say if you have a 5k business credit line you won't be able to transfer credit to open another business card?
-1 once the card is open u can transfer out most of the credit.

Offline Tzvi s

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Re: Chase Reconsideration
« Reply #7732 on: April 28, 2015, 12:32:58 AM »
-1 once the card is open u can transfer out most of the credit.
I applied for United business rep told me business too new to give more credit (have ink with same business name) can't transfer credit as need 5k for new app and ink only had 5k offered to close down ink and open United which I did (don't worry I have access to another ink)

Offline keepsmiling123

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Re: Chase Reconsideration
« Reply #7733 on: April 29, 2015, 11:09:06 AM »
Tried applying for Hyatt card and was told I cant be approved bc I've already received 7 chase cards in calendar yr (3 are business) so they don't want to offer me any more lined of credit or new cards bc of # of inquiries. I HUCA'd 3 times and kept getting same response and even when I tried explaining the benefits of why I use each card it didn't seem to help. They said since those cards and my Amex are fairly new and have high lines of credit they wont reconsider.
I volunteered to transfer lines of credit but still nada. Any advice as to how to get approved?

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7734 on: April 29, 2015, 11:10:29 AM »
Tried applying for Hyatt card and was told I cant be approved bc I've already received 7 chase cards in calendar yr (3 are business) so they don't want to offer me any more lined of credit or new cards bc of # of inquiries. I HUCA'd 3 times and kept getting same response and even when I tried explaining the benefits of why I use each card it didn't seem to help. They said since those cards and my Amex are fairly new and have high lines of credit they wont reconsider.
I volunteered to transfer lines of credit but still nada. Any advice as to how to get approved?
Maybe offer to completely close a card or two.
Quaerite et Invenietis.

Offline @Yehuda

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Re: Chase Reconsideration
« Reply #7735 on: April 29, 2015, 11:11:01 AM »
Tried applying for Hyatt card and was told I cant be approved bc I've already received 7 chase cards in calendar yr (3 are business) so they don't want to offer me any more lined of credit or new cards bc of # of inquiries. I HUCA'd 3 times and kept getting same response and even when I tried explaining the benefits of why I use each card it didn't seem to help. They said since those cards and my Amex are fairly new and have high lines of credit they wont reconsider.
I volunteered to transfer lines of credit but still nada. Any advice as to how to get approved?
IME, you've hit the brick wall. Sometimes it happens and other times it doesn't. They say if you call back 15 more times, you might just find a rep that doesn't care. I believe the new advice going around is to close cards and lower CL on all cards before applying so that you can hope for instant approvals instead of having to deal with recon.

Offline benjie1305

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Re: Chase Reconsideration
« Reply #7736 on: April 29, 2015, 11:11:29 AM »
Tried applying for Hyatt card and was told I cant be approved bc I've already received 7 chase cards in calendar yr (3 are business) so they don't want to offer me any more lined of credit or new cards bc of # of inquiries. I HUCA'd 3 times and kept getting same response and even when I tried explaining the benefits of why I use each card it didn't seem to help. They said since those cards and my Amex are fairly new and have high lines of credit they wont reconsider.
I volunteered to transfer lines of credit but still nada. Any advice as to how to get approved?

Do you need to have all 7 cards open? Maybe close a few.
Work hard, Play harder!

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7737 on: April 29, 2015, 11:16:08 AM »
Tried applying for Hyatt card and was told I cant be approved bc I've already received 7 chase cards in calendar yr (3 are business) so they don't want to offer me any more lined of credit or new cards bc of # of inquiries. I HUCA'd 3 times and kept getting same response and even when I tried explaining the benefits of why I use each card it didn't seem to help. They said since those cards and my Amex are fairly new and have high lines of credit they wont reconsider.
I volunteered to transfer lines of credit but still nada. Any advice as to how to get approved?
Ime wait 2/3 weeks it might just do wonders!

Offline keepsmiling123

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Re: Chase Reconsideration
« Reply #7738 on: April 29, 2015, 11:16:24 AM »
Do you need to have all 7 cards open? Maybe close a few.

I offered to close one but still didn't help

Offline keepsmiling123

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Re: Chase Reconsideration
« Reply #7739 on: April 29, 2015, 11:17:17 AM »
Ime wait 2/3 weeks it might just do wonders!

has this been proven to help?