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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1506945 times)

Online TimT

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Re: Chase Reconsideration
« Reply #7755 on: April 30, 2015, 11:27:01 AM »
Doesn't voluntarily reducing credit on cards negatively impact my score? If I were to close a card wouldn't I just transfer the existing line of credit to another card?
It affects the credit score because your CL goes down. But if you open new cards you get the CL back up.

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7756 on: April 30, 2015, 11:32:31 AM »
Doesn't voluntarily reducing credit on cards negatively impact my score? If I were to close a card wouldn't I just transfer the existing line of credit to another card?
It affects the credit score because your CL goes down. But if you open new cards you get the CL back up.
It also depends how much credit you have overall and how much your utilization will change by removing credit.
Quaerite et Invenietis.

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7757 on: April 30, 2015, 12:59:30 PM »
It affects the credit score because your CL goes down. But if you open new cards you get the CL back up.
-0.5 cmmiw it does affect a bit the average age of your cards open.
Eta that gets effected by applying for a new card, in other words you anyways want to open that card.

Online TimT

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Re: Chase Reconsideration
« Reply #7758 on: April 30, 2015, 01:05:23 PM »
-0.5 cmmiw it does affect a bit the average age of your cards open.
Eta that gets effected by applying for a new card, in other words you anyways want to open that card.
I'm not referring to old cards. Those you wanna keep open. I was referring more about churning. (Closing a recent one to open a new one)

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7759 on: April 30, 2015, 01:06:31 PM »
I'm not referring to old cards. Those you wanna keep open. I was referring more about churning. (Closing a recent one to open a new one)
I stand corrected.

Offline PETERP

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Re: Chase Reconsideration
« Reply #7760 on: April 30, 2015, 03:01:17 PM »
I've done the other way for a reallocation, do you remember if they called it something special?

No . Just said we will grab $5K from Biz card to open new personal card . They can be creative when they WANT to .

Offline Mocha

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Re: Chase Reconsideration
« Reply #7761 on: May 04, 2015, 03:08:17 PM »
Wow chase is really upping the difficulty level

Offline yitrap

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Re: Chase Reconsideration
« Reply #7762 on: May 04, 2015, 03:09:30 PM »

Wow chase is really upping the difficulty level
Biz or consumer?

Offline Mocha

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Re: Chase Reconsideration
« Reply #7763 on: May 04, 2015, 03:18:23 PM »
Biz or consumer?
Consumer. Used to be a cake walk.

Online TimT

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Re: Chase Reconsideration
« Reply #7764 on: May 04, 2015, 03:22:07 PM »
Consumer. Used to be a cake walk.
What are they saying ?

Offline Mocha

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Re: Chase Reconsideration
« Reply #7765 on: May 04, 2015, 03:25:16 PM »
What are they saying ?
too many open closes in a year etc.
no credit moving..nada

Last app was beginning of Jan.

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7766 on: May 04, 2015, 03:26:10 PM »
too many open closes in a year etc.
no credit moving..nada

Last app was beginning of Jan.
It is easier when you first start out, but once you get more involved and you already have had their products, it will be harder.
Quaerite et Invenietis.

Offline Mocha

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Re: Chase Reconsideration
« Reply #7767 on: May 04, 2015, 03:32:53 PM »
It is easier when you first start out, but once you get more involved and you already have had their products, it will be harder.
Im not new. Ive done many churns already, but this new difficult-ness is more than before. Cant even get 1 squeezed through after 2 HUCA.

Offline ShlockDoc

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Re: Chase Reconsideration
« Reply #7768 on: May 04, 2015, 03:36:06 PM »
On hold now for the Ink which I applied for in-branch.  Wow, a lot of questions!


Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7769 on: May 04, 2015, 03:37:18 PM »
Im not new. Ive done many churns already, but this new difficult-ness is more than before. Cant even get 1 squeezed through after 2 HUCA.
Exactly what i am saying. The more you do with the them, the harder it will get.
Quaerite et Invenietis.