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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419 [Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.


« Last edited by Dani on July 30, 2024, 06:14:19 PM »

Author Topic: Chase Reconsideration  (Read 2653134 times)

Offline zale

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Re: Chase Reconsideration
« Reply #80 on: September 05, 2011, 02:47:46 PM »
Lots of international stores only take Visa.

Hmm... I already have the Sapphire Visa. Is there any benefits to the MP Visa over the Sapphire Visa?

Offline Yellow

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Re: Chase Reconsideration
« Reply #81 on: September 05, 2011, 04:09:18 PM »
In the past with chase I have just played dumb when they asked why I needed so many cards so quickly. I said "oooooh yah I just need the miles to go in for an old friends wedding who lives in australia... I had no clue that its so bad to open all these cards. whooooops." That worked at least twice and they opened the cards for me

Offline Cbs

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Re: Chase Reconsideration
« Reply #82 on: September 06, 2011, 10:53:32 PM »
about a month ago i got denied for the chase freedom card. i called to recon but they said i dint have enough credit history, then i called again now (a month later) and they said even though i had a CC for 8 months (its the first one i did) its still not enough and i pay t all on time etc...they also said if i try reapplying and i get denied then its not good for my credit history.
can anyone advise me, what would be a good second CC to apply for when i only had a CC (Cap one journey) for a little under a year? i looked all over DDF but there are so many cards going on here - idk where to start!
thanx

Offline elikay

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Re: Chase Reconsideration
« Reply #83 on: September 06, 2011, 11:00:03 PM »
about a month ago i got denied for the chase freedom card. i called to recon but they said i dint have enough credit history, then i called again now (a month later) and they said even though i had a CC for 8 months (its the first one i did) its still not enough and i pay t all on time etc...they also said if i try reapplying and i get denied then its not good for my credit history.
can anyone advise me, what would be a good second CC to apply for when i only had a CC (Cap one journey) for a little under a year? i looked all over DDF but there are so many cards going on here - idk where to start!
thanx
Whats the other CC you have?

Offline Cbs

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Re: Chase Reconsideration
« Reply #84 on: September 06, 2011, 11:08:59 PM »
can anyone advise me, what would be a good second CC to apply for when i only had a CC (Cap one journey) for a little under a year?

Offline Dan

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Re: Chase Reconsideration
« Reply #85 on: September 06, 2011, 11:27:18 PM »
Which Chase Recon dept did you call?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Cbs

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Re: Chase Reconsideration
« Reply #86 on: September 06, 2011, 11:33:17 PM »
i called this number twice, Chase: 888-270-2127 (Application reconsideration) its from http://www.dansdeals.com/forums/index.php?topic=8028.0

and there is another number on the letter i got: 800-888-4213 (i didnt call it) and it says its Trans Union but it says as well that "the reporting agency did not make the credit decision and is unable to provide you with the specific reason of our decision"

Offline Dan

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Re: Chase Reconsideration
« Reply #87 on: September 06, 2011, 11:35:56 PM »
The other numbers aren't posted there for my health...though others seem to think as you do as well ;)
http://www.dansdeals.com/forums/index.php?topic=8028.msg119656#msg119656
http://www.dansdeals.com/archives/16036/comment-page-1#comment-90161
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Cbs

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Re: Chase Reconsideration
« Reply #88 on: September 06, 2011, 11:51:03 PM »
i see.....but is there another card you suggest me to try? if they keep on saying i should wait a few more months before reapplying.

Offline Chaikel

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Re: Chase Reconsideration
« Reply #89 on: September 07, 2011, 02:35:47 AM »
Lots of international stores only take Visa.
In Italy I found almost every place that took CC accepted Amex. In London, almost no one. Even official attractions. I asked one of the attendants "Don't you think it's time establishments in London join the 21st century and start accepting Amex? Why is England still a third world country? It's great here in the 21st century, we have internet and all sorts of cool things"
Create professional looking itineraries.
Check out eliteitinerary.com

Offline Dan

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Re: Chase Reconsideration
« Reply #90 on: September 07, 2011, 02:55:26 AM »
Family Dollar/Dollar Tree/Deals only take Visa here.  They won't take MC.
(Hint: AMEX does work if you just slide it and don't ask.  MC actually won't work though)
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Nitantnel

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Re: Chase Reconsideration
« Reply #91 on: September 14, 2011, 09:15:14 PM »
In Italy I found almost every place that took CC accepted Amex. In London, almost no one. Even official attractions. I asked one of the attendants "Don't you think it's time establishments in London join the 21st century and start accepting Amex? Why is England still a third world country? It's great here in the 21st century, we have internet and all sorts of cool things"

Not one vendor in DMV will accept amex.

Offline Nitantnel

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Re: Chase Reconsideration
« Reply #92 on: September 14, 2011, 09:21:54 PM »
After getting a Sapphire and Hyatt approved (Via getting rid of my Freedom and BA, and raising my CL to 11.000 on the way), I reached a wall with my continental App.

Does anyone know if Chase keeps a record of every phone call? After my first continental rejection (where they thanked me only for being on hold...) I called again and was told by the rep: "YOU JUST CALLED T-O-D-A-Y-!!! Yes, she said it in capital.

I tried to explain to her that I have a huge salary, I always pay on time, I am only asking for one more CC than I had earlier as I have another 3000 dollar to my CL, but with no success. I am afraid to call again as they might... I don't know.

Whatta you think???

Offline sky121

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Re: Chase Reconsideration
« Reply #93 on: September 14, 2011, 09:24:41 PM »
Try calling a different department.
"Not all who wander are lost"

Offline Nitantnel

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Re: Chase Reconsideration
« Reply #94 on: September 14, 2011, 09:26:16 PM »
Which?

And they will not have access to the earlier phone log

Offline elikay

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Re: Chase Reconsideration
« Reply #95 on: September 14, 2011, 09:36:10 PM »
After getting a Sapphire and Hyatt approved (Via getting rid of my Freedom and BA, and raising my CL to 11.000 on the way), I reached a wall with my continental App.

Does anyone know if Chase keeps a record of every phone call? After my first continental rejection (where they thanked me only for being on hold...) I called again and was told by the rep: "YOU JUST CALLED T-O-D-A-Y-!!! Yes, she said it in capital.

I tried to explain to her that I have a huge salary, I always pay on time, I am only asking for one more CC than I had earlier as I have another 3000 dollar to my CL, but with no success. I am afraid to call again as they might... I don't know.

Whatta you think???
Personally when they tell me no, I don't push it. I just politely thank them, rinse and repeat.

Offline Nitantnel

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Re: Chase Reconsideration
« Reply #96 on: September 14, 2011, 09:41:32 PM »
Personally when they tell me no, I don't push it. I just politely thank them, rinse and repeat.
[/b]

 :)

Offline elikay

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Re: Chase Reconsideration
« Reply #97 on: September 14, 2011, 09:55:20 PM »
Quote from: Wikipedia
Lather, rinse, repeat is a phrase that is a common part of the instructions on shampoo bottles. It is sometimes also used as a humorous way of saying that a certain set of instructions should be repeated until an explicit or implicit goal is reached
link

Offline Nitantnel

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Re: Chase Reconsideration
« Reply #98 on: September 14, 2011, 09:57:59 PM »
I was enjoying not laughing

Offline elikay

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Re: Chase Reconsideration
« Reply #99 on: September 14, 2011, 10:04:38 PM »
you lost me there