Author Topic: Chase Reconsideration (Read 2416945 times)

avromie7 · « **Reply #8000 on:** May 31, 2015, 02:08:57 PM »

Quote from: cclover613 on May 31, 2015, 02:07:23 PM

so what can i do to improve my chances of getting approved? because they already told me that someone went over my application and it seems like they wont budge even the nice people

HUCA can do wonders don't give up

cclover613 · « **Reply #8001 on:** May 31, 2015, 02:10:35 PM »

what should i tell them? i already told them i love this card bec i fly with southwest all the time and i love what the card befits 2 point s per a dollar

avromie7 · « **Reply #8002 on:** May 31, 2015, 02:11:33 PM »

Quote from: cclover613 on May 31, 2015, 02:10:35 PM

what should i tell them? i already told them i love this card bec i fly with southwest all the time and i love what the card befits 2 point s per a dollar

Say the same thing again

cclover613 · « **Reply #8003 on:** May 31, 2015, 02:28:52 PM »

I already did and they told me someone already looked at my application and they wont be able to approve me what should I do for my chase freedom card its pending and I really want to get approved?

avromie7 · « **Reply #8004 on:** May 31, 2015, 02:49:40 PM »

Quote from: cclover613 on May 31, 2015, 02:28:52 PM

I already did and they told me someone already looked at my application and they wont be able to approve me what should I do for my chase freedom card its pending and I really want to get approved?

Tell them just that I know it's annoying and you feel hopeless but there is still hope

PETERP · « **Reply #8005 on:** May 31, 2015, 02:56:37 PM »

Quote from: avromie7 on May 31, 2015, 02:49:40 PM

Tell them just that I know it's annoying and you feel hopeless but there is still hope

Ask them isn't there any thing YOU can do to help me to make this happen . If you get lucky and someone likes feeling empowered , you will be surprised how many times I was denied 4-5 times ,and then approved .

If the person sounds like a real grouch, apologize and tell them someone is at your door , and HUCA.

srap · « **Reply #8006 on:** May 31, 2015, 09:01:54 PM »

Quote from: PETERP on May 31, 2015, 02:56:37 PM

Ask them isn't there any thing YOU can do to help me to make this happen . If you get lucky and someone likes feeling empowered , you will be surprised how many times I was denied 4-5 times ,and then approved .

If the person sounds like a real grouch, apologize and tell them someone is at your door , and HUCA.

You're speaking my language now. GREAT wording!

clear thinker · « **Reply #8007 on:** June 01, 2015, 10:15:28 AM »

Quote from: cclover613 on May 31, 2015, 02:28:52 PM

I already did and they told me someone already looked at my application and they wont be able to approve me what should I do for my chase freedom card its pending and I really want to get approved?

Let the Freedom go (hopefully/probably) will be approved, then call in for recon on the southwest in 2/3 weeks.

davidd75 · « **Reply #8008 on:** June 01, 2015, 01:19:50 PM »

I did a 3bm: United explorer, consumer southwest premier and plus cards. United approved, one of the southwest cards was denied.
I wanted to know if anybody recently has been approved for both consumer southwest cards at the same time? if so what did you tell them on recon? with different airlines easy to come up with reasons but what have people told chase regarding needing two types of southwest cards(looking for more than just dividing expenses etc..) ; are there any real differences between the two consumer cards?

Marco Polo · « **Reply #8009 on:** June 01, 2015, 01:24:01 PM »

Quote from: davidd75 on June 01, 2015, 01:19:50 PM

I did a 3bm: United explorer, consumer southwest premier and plus cards. United approved, one of the southwest cards was denied.
I wanted to know if anybody recently has been approved for both consumer southwest cards at the same time? if so what did you tell them on recon? with different airlines easy to come up with reasons but what have people told chase regarding needing two types of southwest cards(looking for more than just dividing expenses etc..) ; are there any real differences between the two consumer cards?

Check the benefits of each card and talk about the differences.

cclover613 · « **Reply #8010 on:** June 01, 2015, 01:57:46 PM »

So I just got off the phone with chase for my freedom card and they are now telling me to fax in my ID and some bill that tells them I live in this address so does this mean I was approved?

Marco Polo · « **Reply #8011 on:** June 01, 2015, 01:59:18 PM »

Quote from: cclover613 on June 01, 2015, 01:57:46 PM

So I just got off the phone with chase for my freedom card and they are now telling me to fax in my ID and some bill that tells them I live in this address so does this mean I was approved?

No, just want additional verification. It is a positive sign though.

clear thinker · « **Reply #8012 on:** June 01, 2015, 02:08:25 PM »

Quote from: cclover613 on June 01, 2015, 01:57:46 PM

So I just got off the phone with chase for my freedom card and they are now telling me to fax in my ID and some bill that tells them I live in this address so does this mean I was approved?

Quote from: Marco Polo on June 01, 2015, 01:59:18 PM

No, just want additional verification. It is a positive sign though.

+1
The fraud department will handle your app now, they are usually easier with approving

davidd75 · « **Reply #8013 on:** June 01, 2015, 03:45:41 PM »

Quote from: Marco Polo on June 01, 2015, 01:24:01 PM

Check the benefits of each card and talk about the differences.

yes but looking for arguments that have worked for others and if there has been success with these two cards recently

Marco Polo · « **Reply #8014 on:** June 01, 2015, 03:46:42 PM »

Quote from: davidd75 on June 01, 2015, 03:45:41 PM

yes but looking for arguments that have worked for others and if there has been success with these two cards recently

The differences between the cards have worked for others.

davidd75 · « **Reply #8015 on:** June 01, 2015, 04:28:15 PM »

Quote from: Marco Polo on June 01, 2015, 03:46:42 PM

The differences between the cards have worked for others.

Like what?

the premier card has practically every single advantage over plus card(annual bonus higher, no foreign transaction fees etcc.)

why would one want the plus card as well?

PETERP · « **Reply #8016 on:** June 01, 2015, 07:08:55 PM »

Quote from: davidd75 on June 01, 2015, 04:28:15 PM

Like what?

the premier card has practically every single advantage over plus card(annual bonus higher, no foreign transaction fees etcc.)

why would one want the plus card as well?

It offers sooo much less ?

. Think positive .

shoobi · « **Reply #8017 on:** June 01, 2015, 07:18:01 PM »

Hey so this is one of my first posts, just looking for some feedback...
I recently applied for the Ink Plus and Cash literally 2 hours before the big sign-up bonuses ended... Got approved for Ink Cash for $8500, denied for Plus, first letter in the mail said because too many pulls on credit. 1st time recon said denied because business is too new (3 months), same for 2nd recon. I got inspired by the SM success stories and fired off an SM today.
Question is- I offered to split my Ink Cash credit line into 2 to get the Plus, they said they can't, same reason, biz is too new. I wrote the same proposal in the SM.
SO Question really is: 1. What is the minimum credit line on Ink Plus? Ink Cash? 2. Can they also pull some credit line from my personal cards? 3. Is reason they can't split credit line because biz is too new, a valid reason? anyone have any experience with this?

Thanks guys

TimT · « **Reply #8018 on:** June 01, 2015, 07:26:40 PM »

Quote from: shoobi on June 01, 2015, 07:18:01 PM

Hey so this is one of my first posts, just looking for some feedback...
I recently applied for the Ink Plus and Cash literally 2 hours before the big sign-up bonuses ended... Got approved for Ink Cash for $8500, denied for Plus, first letter in the mail said because too many pulls on credit. 1st time recon said denied because business is too new (3 months), same for 2nd recon. I got inspired by the SM success stories and fired off an SM today.
Question is- I offered to split my Ink Cash credit line into 2 to get the Plus, they said they can't, same reason, biz is too new. I wrote the same proposal in the SM.
SO Question really is: 1. What is the minimum credit line on Ink Plus? Ink Cash? 2. Can they also pull some credit line from my personal cards? 3. Is reason they can't split credit line because biz is too new, a valid reason? anyone have any experience with this?

Thanks guys

don't wanna give it to you because the biz is too new & they approved you already for a biz card.

shoobi · « **Reply #8019 on:** June 01, 2015, 07:30:04 PM »

So why can't they split the card they approved me for into 2 cards? No risk to them, it's the same credit line...

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Author Topic: Chase Reconsideration (Read 2416945 times)