Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2417346 times)

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22692
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #8020 on: June 01, 2015, 07:35:22 PM »
So why can't they split the card they approved me for into 2 cards? No risk to them, it's the same credit line...
Chase biz recon could be tough. It's not always about the credit line. They wanna see a lot more history.

Offline shoobi

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2013
  • Posts: 640
  • Total likes: 5
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #8021 on: June 01, 2015, 07:41:11 PM »
Chase biz recon could be tough. It's not always about the credit line. They wanna see a lot more history.

Yeah, I am learning this from experience. A few days later, I applied for Amex Biz Gold targeted to me for 75K, and SPG biz, a 2BM, was approved INSTANTLY online, no problems. for all those who thinks AMex is "exclusive" it's BS, chase is waaaaaaaaay tougher in my experience.

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22692
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #8022 on: June 01, 2015, 07:42:55 PM »
Yeah, I am learning this from experience. A few days later, I applied for Amex Biz Gold targeted to me for 75K, and SPG biz, a 2BM, was approved INSTANTLY online, no problems. for all those who thinks AMex is "exclusive" it's BS, chase is waaaaaaaaay tougher in my experience.
That's how it is for everyone

Offline yaakovl

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Dec 2013
  • Posts: 560
  • Total likes: 44
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Chase Reconsideration
« Reply #8023 on: June 01, 2015, 08:05:23 PM »
That's how it is for everyone
+1

Offline maxie m

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 1369
  • Total likes: 21
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ny
Re: Chase Reconsideration
« Reply #8024 on: June 01, 2015, 08:25:05 PM »
Hey so this is one of my first posts, just looking for some feedback...
I recently applied for the Ink Plus and Cash literally 2 hours before the big sign-up bonuses ended... Got approved for Ink Cash for $8500, denied for Plus, first letter in the mail said because too many pulls on credit. 1st time recon said denied because business is too new (3 months), same for 2nd recon. I got inspired by the SM success stories and fired off an SM today.
Question is- I offered to split my Ink Cash credit line into 2 to get the Plus, they said they can't, same reason, biz is too new. I wrote the same proposal in the SM.
SO Question really is: 1. What is the minimum credit line on Ink Plus? Ink Cash? 2. Can they also pull some credit line from my personal cards? 3. Is reason they can't split credit line because biz is too new, a valid reason? anyone have any experience with this?

Thanks guys
IP is a visa signature it requires a min 5k line
Dumb people learn from their own mistakes,smart people,from the mistakes of others

Offline kayef

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2010
  • Posts: 1117
  • Total likes: 33
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #8025 on: June 01, 2015, 08:39:20 PM »
I just did a 3bm(Chase) and got approved for 1 out of 3. I called up recon and gave my social (couldn't find app id) all he saw was the one that was approved. He didn't see any other application at all. HUCA?

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22692
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #8026 on: June 01, 2015, 08:40:52 PM »
I just did a 3bm(Chase) and got approved for 1 out of 3. I called up recon and gave my social (couldn't find app id) all he saw was the one that was approved. He didn't see any other application at all. HUCA?
Did you do all 3 together ? All personal ?

Offline kayef

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2010
  • Posts: 1117
  • Total likes: 33
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #8027 on: June 01, 2015, 08:41:37 PM »
Did you do all 3 together ? All personal ?
yes

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5779
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #8028 on: June 01, 2015, 08:43:06 PM »

I just did a 3bm(Chase) and got approved for 1 out of 3. I called up recon and gave my social (couldn't find app id) all he saw was the one that was approved. He didn't see any other application at all. HUCA?
Call the number in the wiki to check app status. If they don't mention all 3 apps then they didn't go through.
Life is as good as you make it...

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22692
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #8029 on: June 01, 2015, 08:44:33 PM »
yes
Their system must've assumed mistaken duplicates. Check the automated number. if you applied today you could still try again & it'll still be 1 pull.

Offline kayef

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2010
  • Posts: 1117
  • Total likes: 33
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #8030 on: June 01, 2015, 08:46:02 PM »
Call the number in the wiki to check app status. If they don't mention all 3 apps then they didn't go through.
I called got 1 pending message and that was all?! So when I called recon they saw only approved one and app status only has one pending. When I applied it looked like all went through.

Offline clear thinker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2014
  • Posts: 2596
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #8031 on: June 01, 2015, 08:47:29 PM »
I called got 1 pending message and that was all?! So when I called recon they saw only approved one and app status only has one pending. When I applied it looked like all went through.
Something went wrong reapply still today

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5779
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #8032 on: June 01, 2015, 08:47:33 PM »

I called got 1 pending message and that was all?! So when I called recon they saw only approved one and app status only has one pending. When I applied it looked like all went through.
You called app status, before you called recon, or after ?
Life is as good as you make it...

Offline clear thinker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2014
  • Posts: 2596
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #8033 on: June 01, 2015, 08:55:24 PM »
You called app status, before you called recon, or after ?
Why does it make a difference?

Offline kayef

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2010
  • Posts: 1117
  • Total likes: 33
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #8034 on: June 01, 2015, 09:03:08 PM »
You called app status, before you called recon, or after ?
After. I just called recon again. Same thing, they only saw the approved app. I'm going to try again. We'll see what happens.

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22692
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #8035 on: June 01, 2015, 09:07:21 PM »
After. I just called recon again. Same thing, they only saw the approved app. I'm going to try again. We'll see what happens.
Good luck. Which was approved & what else are you trying for ?

Offline avromie7

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2014
  • Posts: 8304
  • Total likes: 2747
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: Lakewood
Re: Chase Reconsideration
« Reply #8036 on: June 01, 2015, 09:20:03 PM »
After. I just called recon again. Same thing, they only saw the approved app. I'm going to try again. We'll see what happens.
Just reapply today so all pulls roll up together at the end of the day
I wonder what people who type "u" instead of "you" do with all their free time.

Offline kayef

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2010
  • Posts: 1117
  • Total likes: 33
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #8037 on: June 01, 2015, 09:42:12 PM »
Good luck. Which was approved & what else are you trying for ?
Approved for ba. Also tried for United and sapphire preferred.

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22692
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #8038 on: June 01, 2015, 09:49:48 PM »
Approved for ba. Also tried for United and sapphire preferred.
Keep posted. Good luck on the sapphire

Offline kayef

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2010
  • Posts: 1117
  • Total likes: 33
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #8039 on: June 01, 2015, 10:39:39 PM »
Just reapply today so all pulls roll up together at the end of the day
Does it go by 11:59 et?