Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2417114 times)

Offline SPLP

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Re: Chase Reconsideration
« Reply #8060 on: June 02, 2015, 12:18:49 PM »
I will try the late hours idea...Main issue is they right away throw at me the # of credit inquiries and the # of CC's opened over the past year. Those two combined seem to be a major showstopper for them

How many cards you have  had cards open  in 24 months ? and how many inquires ?

I had 36 cards in 2 years and 22 pulls ( mainly because i did many citi cards that are single pulls based on citi t/c )

same day I got rejected from CHASE  got 3 cards  from AMEX one caard from BARCLAY one from CITI ---  All 5 cards auto apprvd

life goes on

Offline asks

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Re: Chase Reconsideration
« Reply #8061 on: June 02, 2015, 12:19:26 PM »
Had chase tell me they approved the UMPE biz and then "upper managment" put the kibosh on the app. I have one CSP and relatively new (7 month) history with chase. Should i even bother. I called the minute the app was in. Spent half an hour on the phone with them then and it got denied anyway. I'm officially done with them. Exasperated.
They've definitely gotten super-aggressive over the past several weeks

Offline SPLP

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Re: Chase Reconsideration
« Reply #8062 on: June 02, 2015, 12:21:51 PM »
Had chase tell me they approved the UMPE biz and then "upper managment" put the kibosh on the app. I have one CSP and relatively new (7 month) history with chase. Should i even bother. I called the minute the app was in. Spent half an hour on the phone with them then and it got denied anyway. I'm officially done with them. Exasperated.

Do not give up on Chase -- maybe you can not get the card this time -but as u build a history u will get the cards you want - plus biz cards are more difficult to get

Offline SPLP

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Re: Chase Reconsideration
« Reply #8063 on: June 02, 2015, 12:29:57 PM »
Had chase tell me they approved the UMPE biz and then "upper managment" put the kibosh on the app. I have one CSP and relatively new (7 month) history with chase. Should i even bother. I called the minute the app was in. Spent half an hour on the phone with them then and it got denied anyway. I'm officially done with them. Exasperated.

I forgot to tell you-- once I did 2 cards with chase -- first card not apprvd - recalled got it apprvd with 10k line -- called on 2nd card - nasty S.O.B. -- said could not approve 2nd card and in fact the first card that was apprvd is now not apprvd -- asked to speak to supervisor - he told me he was and that is why he cncld the first card  --I said good bye -- recalled a day latter and the 2 cards were apprvd -yes things have changed but do not give up in the short term or long term ==ALL U NEED IS ONE REP TO SAY YES

Offline hvaces42

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Re: Chase Reconsideration
« Reply #8064 on: June 02, 2015, 12:44:17 PM »
I forgot to tell you-- once I did 2 cards with chase -- first card not apprvd - recalled got it apprvd with 10k line -- called on 2nd card - nasty S.O.B. -- said could not approve 2nd card and in fact the first card that was apprvd is now not apprvd -- asked to speak to supervisor - he told me he was and that is why he cncld the first card  --I said good bye -- recalled a day latter and the 2 cards were apprvd -yes things have changed but do not give up in the short term or long term ==ALL U NEED IS ONE REP TO SAY YES
They said yes, then they said no. Just frustrated because they're constantly sending offers. I get 3 a week.
Fair warning - Any PMs sent in response to forum posts are fair game for ridicule in public.

Offline PPLA

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Re: Chase Reconsideration
« Reply #8065 on: June 02, 2015, 01:06:12 PM »
Just applied for my first cards through 2BM after 2-3 years of being an AU on 2 diff chase cards and have savings with them. Chase Freedom $200 & United 50k offer.
The wiki # said one is pending and another basically denied.
I called in today twice in regards to each card separately. Told me i was denied since no credit history etc. I asked do you see that I am an AU, they said no. They said call equifax, equifax couldnt find any account in my name either. What should i do?

Offline db23

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Re: Chase Reconsideration
« Reply #8066 on: June 02, 2015, 01:20:49 PM »
Having trouble w chase they don’t want to accept me for more cards based of that I am to aggressive in applying for so many cards and problem w my salary to credit line ratio- if that makes sense
Signed up for chase freedom a while ago and got denied asked review two times denied again both times
Bec if this I’m scared to apt for anymore chase cards

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #8067 on: June 02, 2015, 01:22:02 PM »
Having trouble w chase they don’t want to accept me for more cards based of that I am to aggressive in applying for so many cards and problem w my salary to credit line ratio- if that makes sense
Signed up for chase freedom a while ago and got denied asked review two times denied again both times
Bec if this I’m scared to apt for anymore chase cards
How many cards in the past 6/12 months?
Quaerite et Invenietis.

Offline db23

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Re: Chase Reconsideration
« Reply #8068 on: June 02, 2015, 01:29:35 PM »
well this was a while back but currently on the capital one facko -5 inq and 9 new accounts

Offline SPLP

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Re: Chase Reconsideration
« Reply #8069 on: June 02, 2015, 01:48:27 PM »
well this was a while back but currently on the capital one facko -5 inq and 9 new accounts

not a one size fits all--CHASE evaluates everyone differently --have a friend who did 24 puls 2 years got Chase card with recon

Offline Ydad

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Re: Chase Reconsideration
« Reply #8070 on: June 02, 2015, 02:26:09 PM »
Darn chase business is being so difficult. 2nd HUCA and all I got is they are adding that my business is too new to my reasons for denial. Besides too many cards too much credit to income ratio bla bla bla... At least she reviewed the app so I got another month now...

Offline Freddie

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Re: Chase Reconsideration
« Reply #8071 on: June 02, 2015, 02:53:01 PM »
After hitting a wall with Chase business recon, I just had success getting a UA business ap from 3 weeks ago approved by moving 5k credit from my Ink Plus.

Nice feeling.

Offline PETERP

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Re: Chase Reconsideration
« Reply #8072 on: June 02, 2015, 03:01:07 PM »
After hitting a wall with Chase business recon, I just had success getting a UA business ap from 3 weeks ago approved by moving 5k credit from my Ink Plus.

Nice feeling.


Did you use the UPS method ?

Offline yitrap

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Re: Chase Reconsideration
« Reply #8073 on: June 02, 2015, 06:03:49 PM »

Did you use the UPS method ?
The next person who mentions the UPS method should be taken out back and shot mercilessly.

Offline kayef

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Re: Chase Reconsideration
« Reply #8074 on: June 02, 2015, 08:40:54 PM »
In case anyone was planning on calling tonight, their system is updating so they can only answer general questions.

Offline TimT

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Re: Chase Reconsideration
« Reply #8075 on: June 02, 2015, 08:42:10 PM »
In case anyone was planning on calling tonight, their system is updating so they can only answer general questions.
Hey, at least they won't deny you.

Offline kayef

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Re: Chase Reconsideration
« Reply #8076 on: June 02, 2015, 08:44:41 PM »
Hey, at least they won't deny you.

Offline zow

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Re: Chase Reconsideration
« Reply #8077 on: June 02, 2015, 08:49:32 PM »
In case anyone was planning on calling tonight, their system is updating so they can only answer general questions.
[/quote]
Hey, at least they won't deny you.

I submitted UMPE and BA tonight, both pending. Do we think the "system updating" is preventing any automatic online approvals, as well? (Not that it makes any difference -- still need to call tomorrow.)

Offline avromie7

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Re: Chase Reconsideration
« Reply #8078 on: June 02, 2015, 08:50:30 PM »
In case anyone was planning on calling tonight, their system is updating so they can only answer general questions.
Good time to clear the notes
I wonder what people who type "u" instead of "you" do with all their free time.

Offline TimT

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Re: Chase Reconsideration
« Reply #8079 on: June 02, 2015, 08:52:29 PM »
Good time to clear the notes
You referring to the saved memos ? Lets hope