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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2415965 times)

Online avromie7

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Re: Chase Reconsideration
« Reply #8080 on: June 02, 2015, 08:53:46 PM »
You referring to the saved memos ? Lets hope
Yes unless they cant even open your account info in which case it wont clear anything
I wonder what people who type "u" instead of "you" do with all their free time.

Offline PETERP

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Re: Chase Reconsideration
« Reply #8081 on: June 03, 2015, 04:32:13 AM »


Quote from: PETERP on Yesterday at 03:01:07 PM

Did you use the UPS method ?
Quote from: AJK on May 22, 2015, 06:47:07 AM
The next person who mentions the UPS method should be taken out back and shot mercilessly.

Didn't realize there was a way of " mercifully taking someone out back and shooting them " ?

Offline zow

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Re: Chase Reconsideration
« Reply #8082 on: June 03, 2015, 05:57:49 AM »

Quote from: PETERP on Yesterday at 03:01:07 PM

Did you use the UPS method ?
Quote from: AJK on May 22, 2015, 06:47:07 AM
The next person who mentions the UPS method should be taken out back and shot MERCIFULLY .

Didn't realize there was a way of " mercifully taking someone out back and shooting them " ?
FTFAJK (with ALLCAPS) as I'm on tapatalk

Offline PETERP

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Re: Chase Reconsideration
« Reply #8083 on: June 03, 2015, 09:40:53 AM »
FTFAJK (with ALLCAPS) as I'm on tapatalk

You did good Charlie Brown in spite of the Caps   :)

Offline yuguy

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Re: Chase Reconsideration
« Reply #8084 on: June 03, 2015, 12:47:34 PM »
In case anyone was planning on calling tonight, their system is updating so they can only answer general questions.

I submitted UMPE and BA tonight, both pending. Do we think the "system updating" is preventing any automatic online approvals, as well? (Not that it makes any difference -- still need to call tomorrow.)

I asked them that and they said it shouldn't effect the current/incoming applications.

Offline a mirrer

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Re: Chase Reconsideration
« Reply #8085 on: June 03, 2015, 02:52:20 PM »
Quote from: PETERP on Yesterday at 03:01:07 PM

Did you use the UPS method ?
Quote from: AJK on May 22, 2015, 06:47:07 AM
The next person who mentions the UPS method should be taken out back and shot mercilessly.

Didn't realize there was a way of " mercifully taking someone out back and shooting them " ?
repost ;D
Is it really that bad that we can't just shoot them mercifully?

Offline zow

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Re: Chase Reconsideration
« Reply #8086 on: June 03, 2015, 04:43:07 PM »
Am on the phone with Chase to approve my two apps from last night.
Thought I would provide this as a data point. Hope it's useful.
My current Chase "portfolio" (with CL's)

Personal:
CSP 10k
Freedom 5k
Southwest 5k
Marriott 5k
IHG 5k

Business:
InkPlus#1 15k
InkPlus#2 15k

I applied last night for the UMPE and BA cards. They are going to approve both, but required me to move around my existing credit. Apparently the UMPE requires 5k CL and the BA requires 2500 (or maybe 2000).  Unfortunately, they can only move around the personal to approve personal cards. So, I reduced the CSP from 10k to 5k and the Freedom from 5k to 2500. 

Not the ideal situation to have lower CL on my CSP, but I didn't want to part with my Marriott and IHG cards, even though I use them infrequently.

I guess I'll just need to apply for some more business cards to take advantage of the $30k CL and move it around a bit.

Offline yakrot

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Re: Chase Reconsideration
« Reply #8087 on: June 03, 2015, 04:55:23 PM »
Am on the phone with Chase to approve my two apps from last night.
Thought I would provide this as a data point. Hope it's useful.
My current Chase "portfolio" (with CL's)

Personal:
CSP 10k
Freedom 5k
Southwest 5k
Marriott 5k
IHG 5k

Business:
InkPlus#1 15k
InkPlus#2 15k

I applied last night for the UMPE and BA cards. They are going to approve both, but required me to move around my existing credit. Apparently the UMPE requires 5k CL and the BA requires 2500 (or maybe 2000).  Unfortunately, they can only move around the personal to approve personal cards. So, I reduced the CSP from 10k to 5k and the Freedom from 5k to 2500. 

Not the ideal situation to have lower CL on my CSP, but I didn't want to part with my Marriott and IHG cards, even though I use them infrequently.

I guess I'll just need to apply for some more business cards to take advantage of the $30k CL and move it around a bit.
I have had credit moved from a biz to a personal card with chase so it's all a ymmv. Congrats.

Offline zow

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Re: Chase Reconsideration
« Reply #8088 on: June 03, 2015, 05:53:17 PM »
I have had credit moved from a biz to a personal card with chase so it's all a ymmv. Congrats.
Good to know.  Thank you.

Offline shoobi

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Re: Chase Reconsideration
« Reply #8089 on: June 03, 2015, 06:58:36 PM »
anyone have opposite experience? credit moved from personal to biz?

Offline yitrap

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Re: Chase Reconsideration
« Reply #8090 on: June 03, 2015, 07:33:44 PM »
anyone have opposite experience? credit moved from personal to biz?
Yes, me. Just keep HUCA'ing you'll find someone eventually

Offline Traveller

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Re: Chase Reconsideration
« Reply #8091 on: June 03, 2015, 07:52:18 PM »
Please excuse my ignorance but what is the UPS method?

About 2-3 weeks ago I applied with a 2 b/m for the Chase INK business and Chase United business. The ink immediately said requires further review, the United didn't say anything which was pretty strange, it may have said something like "Thank you for your application you can now exit the page, but nothing else".

I called chase business recon shortly afterwards and we didn't discuss which app I'm calling about (I just gave them my social) she asked me how much the revenue of my business was the past 3 years and how much profit there was after taxes etc.
After which she told me that I've opened too many cards in the past 7-8 months which is when I got my first card and therefore she cannot approve me for this business one.

Any idea what happened with my United app and any suggestions how I can get approved for at least one of these?

Offline TimT

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Re: Chase Reconsideration
« Reply #8092 on: June 03, 2015, 08:20:51 PM »
Please excuse my ignorance but what is the UPS method?

About 2-3 weeks ago I applied with a 2 b/m for the Chase INK business and Chase United business. The ink immediately said requires further review, the United didn't say anything which was pretty strange, it may have said something like "Thank you for your application you can now exit the page, but nothing else".

I called chase business recon shortly afterwards and we didn't discuss which app I'm calling about (I just gave them my social) she asked me how much the revenue of my business was the past 3 years and how much profit there was after taxes etc.
After which she told me that I've opened too many cards in the past 7-8 months which is when I got my first card and therefore she cannot approve me for this business one.

Any idea what happened with my United app and any suggestions how I can get approved for at least one of these?
Did you try the automated number in the wiki ?

Offline shoobi

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Re: Chase Reconsideration
« Reply #8093 on: June 03, 2015, 08:21:22 PM »
Yes, me. Just keep HUCA'ing you'll find someone eventually

great thanks. will keep HUCA'ing

Offline yitrap

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Re: Chase Reconsideration
« Reply #8094 on: June 03, 2015, 08:23:24 PM »
Please excuse my ignorance but what is the UPS method?

About 2-3 weeks ago I applied with a 2 b/m for the Chase INK business and Chase United business. The ink immediately said requires further review, the United didn't say anything which was pretty strange, it may have said something like "Thank you for your application you can now exit the page, but nothing else".

I called chase business recon shortly afterwards and we didn't discuss which app I'm calling about (I just gave them my social) she asked me how much the revenue of my business was the past 3 years and how much profit there was after taxes etc.
After which she told me that I've opened too many cards in the past 7-8 months which is when I got my first card and therefore she cannot approve me for this business one.

Any idea what happened with my United app and any suggestions how I can get approved for at least one of these?
Did you do it in the same browser?

Offline Traveller

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Re: Chase Reconsideration
« Reply #8095 on: June 03, 2015, 10:06:22 PM »
Did you do it in the same browser?

2 different incognito tabs on chrome (which I've done successfully in the past).

What is the UPS method?


Offline zow

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Re: Chase Reconsideration
« Reply #8096 on: June 03, 2015, 11:12:31 PM »

2 different incognito tabs on chrome (which I've done successfully in the past).

What is the UPS method?

AJK, are you going to take care of this poster out back, or does it fall to some other enforcer?

Offline Gohabs

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Re: Chase Reconsideration
« Reply #8097 on: June 03, 2015, 11:20:53 PM »
great thanks. will keep HUCA'ing
Any luck?
I applied for biz ink and biz united last week, got the ink but no luck with the United.
Reps refused to move consumer line to biz....

Offline raccah

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Re: Chase Reconsideration
« Reply #8098 on: June 04, 2015, 12:29:22 AM »
Hello Guys,

Wow, I got creamed :-( I tried to get a CSP and an Ink Plus, and they denied both, for too many inquiries, this was my first denial in my history. EXP has 20 pulls, some dups from other folks, but mostly from Citi and others.

Yeah, I hammered the AA Citi cards hard, every month. I guess I went a bit too far on them. Has anyone else done the same and been denied?

Am I now in purgatory till EXP cools down? The man said that they would not reconsider and he said I got two hard pulls, one for each card (I guess because one was biz and one was personal)?

Is there any other ideas? Or is it just a bad day and I need to wait till my EXP cleans up....

Offline Freddie

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Re: Chase Reconsideration
« Reply #8099 on: June 04, 2015, 12:33:53 AM »
Hello Guys,

Wow, I got creamed :-( I tried to get a CSP and an Ink Plus, and they denied both, for too many inquiries, this was my first denial in my history. EXP has 20 pulls, some dups from other folks, but mostly from Citi and others.

Yeah, I hammered the AA Citi cards hard, every month. I guess I went a bit too far on them. Has anyone else done the same and been denied?

Am I now in purgatory till EXP cools down? The man said that they would not reconsider and he said I got two hard pulls, one for each card (I guess because one was biz and one was personal)?

Is there any other ideas? Or is it just a bad day and I need to wait till my EXP cleans up....

Ummm, which Citi AA card were you "hammering" lately? I thought those days were long gone. PMs welcome.