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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2415186 times)

Offline TimT

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Re: Chase Reconsideration
« Reply #8120 on: June 08, 2015, 08:01:43 PM »
Thank you. What do you suggest I do to get approved?
You could HUCA. But business recon could be tough. They wanna see business history & the numbers.

Offline LoLo

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Re: Chase Reconsideration
« Reply #8121 on: June 09, 2015, 12:19:59 PM »
How much time after app do I have to recon? Is there a cutoff time when they close the file?

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #8122 on: June 09, 2015, 12:22:33 PM »
How much time after app do I have to recon? Is there a cutoff time when they close the file?
You have 30 days, but every recon extends 30 more days i believe.
Quaerite et Invenietis.

Offline yitrap

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Re: Chase Reconsideration
« Reply #8123 on: June 09, 2015, 12:29:18 PM »
You have 30 days, but every recon extends 30 more days i believe.
IIRC it's only been reported with a new letter.

Offline TimT

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Re: Chase Reconsideration
« Reply #8124 on: June 09, 2015, 12:30:27 PM »
When I recon'd, the 2nd letter they sent referenced the 1st. Does that mean it didn't extend it ?

Offline yitrap

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Re: Chase Reconsideration
« Reply #8125 on: June 09, 2015, 12:40:18 PM »
When I recon'd, the 2nd letter they sent referenced the 1st. Does that mean it didn't extend it ?
I think the process was to say you never received the letter and then they send you one with a new date.
As stated here...
Not necessarily. Only if they send you a new letter.
You tell them you never got it and have them resend it. New 30 day cycle.

Offline TimT

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Re: Chase Reconsideration
« Reply #8126 on: June 09, 2015, 12:43:47 PM »
That's exactly what I did.

Offline yitrap

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Re: Chase Reconsideration
« Reply #8127 on: June 09, 2015, 12:47:25 PM »
That's exactly what I did.
From my understanding you need to have a new date on the top to extend if you do I'd imagine that means that it was extended.

Offline TimT

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Re: Chase Reconsideration
« Reply #8128 on: June 09, 2015, 12:55:45 PM »
Ok, thanks. I'll check later if there's a new date as well. But it definitely mentioned the first date.

Offline LoLo

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Re: Chase Reconsideration
« Reply #8129 on: June 09, 2015, 01:05:16 PM »
Thanks

Offline TimT

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Re: Chase Reconsideration
« Reply #8130 on: June 09, 2015, 10:49:00 PM »
I'll check later if there's a new date as well. But it definitely mentioned the first date.
So the top of the letter is dated end of May but the letter starts off "This is a copy of correspondence previously sent on April 26 2015."
Anyone know if it extended it ?

Offline yuguy

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Re: Chase Reconsideration
« Reply #8131 on: June 09, 2015, 11:01:05 PM »
Applied for the CSP about 2 weeks ago. Denied and whenever I call the CSR says they can't even reconsider bc reason for denial (too many cards opened in two years) doesn't even allow them to reconsider the application.

I've called about 6 times now and it's the same thing--any suggestions on getting through that frontline CSR?

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #8132 on: June 09, 2015, 11:04:01 PM »
Try calling at odd hours. Those reps may be more willing.
Quaerite et Invenietis.

Offline elya

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Re: Chase Reconsideration
« Reply #8133 on: June 09, 2015, 11:04:55 PM »
So I did a 3bm and got approved for all 3 sp, Ritz, ba! Took about 4 or 5 calls to recon.

Offline TimT

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Re: Chase Reconsideration
« Reply #8134 on: June 09, 2015, 11:07:25 PM »
So I did a 3bm and got approved for all 3 sp, Ritz, ba! Took about 4 or 5 calls to recon.
congrats. Are these your first chase cards & how old is your credit history ?

Offline yuguy

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Re: Chase Reconsideration
« Reply #8135 on: June 09, 2015, 11:10:02 PM »
Try calling at odd hours. Those reps may be more willing.


I'll do that thanks!

Offline elya

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Re: Chase Reconsideration
« Reply #8136 on: June 09, 2015, 11:10:56 PM »
congrats. Are these your first chase cards & how old is your credit history ?
Sp was a churn, downgraded to freedom a couple weeks ago, and then ported the credit. About 5 yr credit history.
Although only a year history with chase.
« Last Edit: June 09, 2015, 11:45:52 PM by elya »

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #8137 on: June 09, 2015, 11:13:51 PM »
Sp was a churn, downgraded to freedom a couple weeks ago, and then ported the credit. About 5 yr credit history.
How long did you have the SP open before downgrading?
Quaerite et Invenietis.

Offline TimT

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Re: Chase Reconsideration
« Reply #8138 on: June 09, 2015, 11:14:08 PM »
Sp was a churn, downgraded to freedom a couple weeks ago, and then ported the credit. About 5 yr credit history.
Nice. So 3 in 30 days is still possible. #cluelessreps

Offline elya

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Re: Chase Reconsideration
« Reply #8139 on: June 09, 2015, 11:15:30 PM »
Nice. So 3 in 30 days is still possible. #cluelessreps
Yup, though it took a few calls. I think this rep didn't read all the notes....