Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2414770 times)

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22692
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #8140 on: June 09, 2015, 11:15:36 PM »

I'll do that thanks!
It's bs that "it won't even allow them"

Offline elya

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 2396
  • Total likes: 96
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #8141 on: June 09, 2015, 11:23:32 PM »
How long did you have the SP open before downgrading?
A year. Downgraded just before af kicked in.

Offline avadah

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2012
  • Posts: 2532
  • Total likes: 38
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Jerusalem
Re: Chase Reconsideration
« Reply #8142 on: June 10, 2015, 01:45:30 AM »
Is Chase support on twitter open 24 hrs?

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22692
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #8143 on: June 10, 2015, 01:47:51 AM »
Is Chase support on twitter open 24 hrs?
IINM till 11PM ET

Offline yuguy

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2014
  • Posts: 748
  • Total likes: 7
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: Manhattan
Re: Chase Reconsideration
« Reply #8144 on: June 10, 2015, 09:27:00 AM »
It's bs that "it won't even allow them"

That's what I figured--gonna have to HUCA

Offline avadah

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2012
  • Posts: 2532
  • Total likes: 38
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Jerusalem
Re: Chase Reconsideration
« Reply #8145 on: June 10, 2015, 02:58:12 PM »
Has anyone had success doing recon through twitter?
ETA: They say they cant do anything about it and need to call recon.
« Last Edit: June 10, 2015, 05:20:33 PM by avadah »

Offline Geshmak25

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2014
  • Posts: 3431
  • Total likes: 127
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Chase Reconsideration
« Reply #8146 on: June 10, 2015, 11:40:04 PM »
When they see that you recently closed the same card, how do you explain why you are opening it again?

Anybody?
PUTPAC = PITA

Offline Jm1248

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2419
  • Total likes: 15
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
Re: Chase Reconsideration
« Reply #8147 on: June 10, 2015, 11:44:26 PM »
Anybody?
Depending on the card you can say you're going overseas and realized youre gona need a card with no foreign transaction fees. Or a car with rental insurance for an upcoming vacation. Any specific card?

Offline Geshmak25

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2014
  • Posts: 3431
  • Total likes: 127
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Chase Reconsideration
« Reply #8148 on: June 10, 2015, 11:46:55 PM »
Depending on the card you can say you're going overseas and realized youre gona need a card with no foreign transaction fees. Or a car with rental insurance for an upcoming vacation. Any specific card?

CSP ;)
PUTPAC = PITA

Offline Jm1248

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2419
  • Total likes: 15
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
Re: Chase Reconsideration
« Reply #8149 on: June 11, 2015, 12:39:55 AM »
CSP ;)
lol.guess either of those might work. good luck

Offline Geshmak25

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2014
  • Posts: 3431
  • Total likes: 127
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Chase Reconsideration
« Reply #8150 on: June 11, 2015, 08:07:16 AM »
lol.guess either of those might work. good luck

Thanks. First recon ever for me, got approved on a HUCA.
PUTPAC = PITA

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22692
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #8151 on: June 11, 2015, 08:10:50 AM »
Thanks. First recon ever for me, got approved on a HUCA.
Did they question you as to why you're opening the same card you closed ?

Offline Geshmak25

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2014
  • Posts: 3431
  • Total likes: 127
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Chase Reconsideration
« Reply #8152 on: June 11, 2015, 08:57:11 AM »
Did they question you as to why you're opening the same card you closed ?

No but they asked about a previous app a month ago for which i was declined and didnt recon. Told them planning a trip, want the card for insurance...
PUTPAC = PITA

Offline yuguy

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2014
  • Posts: 748
  • Total likes: 7
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: Manhattan
Re: Chase Reconsideration
« Reply #8153 on: June 11, 2015, 09:03:41 AM »
That's what I figured--gonna have to HUCA

A (long) summation of what happened in my case: http://www.doctorofcredit.com/chase-credit-card-churning-the-new-reality/

UMPE was auto approved and when I asked when they approved that and not the CSP, they said it's different with co-branded cards (as stated in the article)...

Offline Jm1248

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2419
  • Total likes: 15
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
Re: Chase Reconsideration
« Reply #8154 on: June 11, 2015, 09:52:23 AM »
Thanks. First recon ever for me, got approved on a HUCA.
Happy to help. Congrats :)

Offline eliraps

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Oct 2010
  • Posts: 891
  • Total likes: 16
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: ORD
Re: Chase Reconsideration
« Reply #8155 on: June 11, 2015, 04:51:42 PM »
Try calling at odd hours. Those reps may be more willing.

Which hours do you refer to as odd?
Anyone had any luck getting over the "too many accounts in the last 2 years" thing? Specifically with the CSP card?

Offline Marco Polo

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 13126
  • Total likes: 49
  • DansDeals.com Hat Tips 104
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #8156 on: June 11, 2015, 04:52:26 PM »
Which hours do you refer to as odd?
Anyone had any luck getting over the "too many accounts in the last 2 years" thing?
Early morning or late night.
Quaerite et Invenietis.

Offline avadah

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2012
  • Posts: 2532
  • Total likes: 38
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Jerusalem
Re: Chase Reconsideration
« Reply #8157 on: June 11, 2015, 04:57:17 PM »
Anyone had any luck getting over the "too many accounts in the last 2 years" thing?
That and no more than 2 cards in 30 days are the hardest part.

Offline eliraps

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Oct 2010
  • Posts: 891
  • Total likes: 16
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: ORD
Re: Chase Reconsideration
« Reply #8158 on: June 11, 2015, 04:58:33 PM »
If I don't succeed, is there a way to change a BA card to a SP card. I need my points to be able to transfer to airlines...

Offline Marco Polo

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 13126
  • Total likes: 49
  • DansDeals.com Hat Tips 104
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #8159 on: June 11, 2015, 05:01:54 PM »
If I don't succeed, is there a way to change a BA card to a SP card. I need my points to be able to transfer to airlines...
I do not believe BA can convert to SP.
Quaerite et Invenietis.