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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2415158 times)

Offline ralf

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Re: Chase Reconsideration
« Reply #8220 on: June 16, 2015, 01:02:51 PM »
apparently getting denied for too many apps at chase is true but RECON IS ALIVE. i did a 3bm for ink business plus, southwest and united. which may have been 2 hp's because the ink is a business card, but i'm not sure. got approved for ink and declined for others. called recon and was told i was denied because of too many applications for credit at chase. the rep put in recon app for southwest and said they need to verify my address-will send info in the mail. recon'ed separately for united and got approved.

Offline TimT

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Re: Chase Reconsideration
« Reply #8221 on: June 16, 2015, 01:06:03 PM »
apparently getting denied for too many apps at chase is true. i did a 3bm for ink business plus, southwest and united. which may have been 2 hp's because the ink is a business card, but i'm not sure. got approved for ink and declined for others. called recon and was told i was denied because of too many applications for credit at chase. the rep put in recon app for southwest and said they need to verify my address-will send info in the mail. recon'ed separately for united and got approved.
Not many get 3 instant approvals so it doesn't mean much. Biz & personal are 2 pulls with chase.

Offline ralf

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Re: Chase Reconsideration
« Reply #8222 on: June 16, 2015, 01:11:20 PM »
apparently getting denied for too many apps at chase is true but RECON IS ALIVE. i did a 3bm for ink business plus, southwest and united. which may have been 2 hp's because the ink is a business card, but i'm not sure. got approved for ink and declined for others. called recon and was told i was denied because of too many applications for credit at chase. the rep put in recon app for southwest and said they need to verify my address-will send info in the mail. recon'ed separately for united and got approved.
Not many get 3 instant approvals so it doesn't mean much. Biz & personal are 2 pulls with chase.
. thanx for the info

Offline mord1

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Re: Chase Reconsideration
« Reply #8223 on: June 16, 2015, 07:06:29 PM »
Happened once to me also. Spent forever on the phone. In the end the next dept declined it and had to huca again to get it approved.
She has recommended approval . Happened to me once and next dept followed suit and approved .
ok, thanks, I will call tomorrow- anything specific to say if they decline?

Offline avadah

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Re: Chase Reconsideration
« Reply #8224 on: June 17, 2015, 08:25:41 AM »
You need to qualify to shift credit? What does that mean?

Offline Theodorel

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Re: Chase Reconsideration
« Reply #8225 on: June 17, 2015, 08:31:34 AM »
My wife was turned down for a  chase Sapphire. recon said because she has been added on as an au for too many cards onto my account. This happens to be true. So I asked him if I remove her from the other cards can u approve her. He started asking questions about income etc..
And still wasn't able to get approved.
Has anyone had this as a reason for denial?

Offline TimT

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Re: Chase Reconsideration
« Reply #8226 on: June 17, 2015, 08:36:07 AM »
My wife was turned down for a  chase Sapphire. recon said because she has been added on as an au for too many cards onto my account. This happens to be true. So I asked him if I remove her from the other cards can u approve her. He started asking questions about income etc..
And still wasn't able to get approved.
Has anyone had this as a reason for denial?
There have been some reports lately.

Offline avromie7

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Re: Chase Reconsideration
« Reply #8227 on: June 17, 2015, 08:42:51 AM »
My wife was turned down for a  chase Sapphire. recon said because she has been added on as an au for too many cards onto my account. This happens to be true. So I asked him if I remove her from the other cards can u approve her. He started asking questions about income etc..
And still wasn't able to get approved.
Has anyone had this as a reason for denial?
Contact the CB to remove your accounts from her report
I wonder what people who type "u" instead of "you" do with all their free time.

Offline Theodorel

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Re: Chase Reconsideration
« Reply #8228 on: June 17, 2015, 08:49:18 AM »
Contact the CB to remove your accounts from her report
Which cb should I call? Do u have a phone number?

Offline TimT

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Re: Chase Reconsideration
« Reply #8229 on: June 17, 2015, 08:54:11 AM »
Which cb should I call? Do u have a phone number?
If all those au's are amex then call EX

Offline avromie7

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Re: Chase Reconsideration
« Reply #8230 on: June 17, 2015, 09:08:51 AM »
Which cb should I call? Do u have a phone number?
Call all 3 GIYF
I wonder what people who type "u" instead of "you" do with all their free time.

Offline yuguy

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Re: Chase Reconsideration
« Reply #8231 on: June 17, 2015, 09:14:24 AM »
Contact the CB to remove your accounts from her report

How likely are they willing to do that? It's one thing for the primary to remove the person as an AU, but closed accounts show for 10 years on the report.

I hope they are willing because i'm interested in doing the same thing...

Offline avromie7

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Re: Chase Reconsideration
« Reply #8232 on: June 17, 2015, 09:20:59 AM »
How likely are they willing to do that? It's one thing for the primary to remove the person as an AU, but closed accounts show for 10 years on the report.

I hope they are willing because i'm interested in doing the same thing...
AU's should not be reported on your CR there are many reports here of people who had them removed with ease
I wonder what people who type "u" instead of "you" do with all their free time.

Offline Theodorel

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Re: Chase Reconsideration
« Reply #8233 on: June 17, 2015, 10:01:02 AM »
If all those au's are amex then call EX
They are all in chase.

Offline TimT

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Re: Chase Reconsideration
« Reply #8234 on: June 17, 2015, 10:03:31 AM »

Offline Theodorel

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Offline hvaces42

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Re: Chase Reconsideration
« Reply #8236 on: June 17, 2015, 12:04:59 PM »
So Chase declined my CSP application because they couldnt grant me a $5k line and suggested that I apply for Freedom. Freedom declined because too many new lines in the last 2 years. I have 1 new cc in the last 2 years and the rest are AUs on my wife and daughters accounts and they insist that AUs count. I'm all HUCA'd out. Being the conspiracy theorist that I am I cant understand why I'm being denied other than that I'm on some sort of list. They tell me they are not FICO based lenders, so how is it that every 6 months its a different excuse not to lend. The only thing that has changed is my FICO score, for the better.
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Offline TimT

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Re: Chase Reconsideration
« Reply #8237 on: June 17, 2015, 12:06:32 PM »
So Chase declined my CSP application because they couldnt grant me a $5k line and suggested that I apply for Freedom. Freedom declined because too many new lines in the last 2 years. I have 1 new cc in the last 2 years and the rest are AUs on my wife and daughters accounts and they insist that AUs count. I'm all HUCA'd out. Being the conspiracy theorist that I am I cant understand why I'm being denied other than that I'm on some sort of list. They tell me they are not FICO based lenders, so how is it that every 6 months its a different excuse not to lend. The only thing that has changed is my FICO score, for the better.
Are all those au's from chase ?

Offline hvaces42

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Re: Chase Reconsideration
« Reply #8238 on: June 17, 2015, 12:14:41 PM »
Are all those au's from chase ?
2 AUs 1 CSP is my daughters and one UMPE is my wife's
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Offline rng

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Re: Chase Reconsideration
« Reply #8239 on: June 17, 2015, 07:55:41 PM »
I got declined today for both the freedom and the United mileage plus explorer card.

When I called Recon they said they don't know the exact reason for decline other than that its a business decision made by lending services and they cant disclose why I was declined, something to do with history of some sort with chase, they also said that they didn't pull my credit report.

My credit is squeaky clean and mind you I currently have about 30k total in credit from chase with pretty low balances on all cards(ba, sp, slate, ink plus. every bill is paid on time with them, only once they shut down one of my ink cards earlier in the year because they suspected I violated their t&c regarding my UR.

They wouldn't give me a reason for declining both cards and said I have to write and send a letter to credit correspondence.

1. has anyone ever had such a thing happen to them before?
2. what is there for me to do?
3. Does this mean I am banned from chase for life?
4. could it be that because I put on an authorized user on to my app who may have a bad history with chase that that is what has impacted this?
5. if I should be sending a letter what should I write? and what type of answer should I expect?

TIA