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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2414899 times)

Offline Jm1248

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Re: Chase Reconsideration
« Reply #8420 on: June 25, 2015, 09:43:45 PM »
I don't know, I'm just confused why it is taking so long. I know that after 30 days after application, recon is not possible.
I don't think it can hurt to try and recon. Call before it hits 30 days

Offline jk2

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Re: Chase Reconsideration
« Reply #8421 on: June 26, 2015, 04:10:48 PM »
Well, wife called and was answering questions (DOB, SSN, income, employment, how long is employed, what kind of job, etc) for 15 minutes, like it was a business card application. CSR took 2 short breaks "to review application", then asked why she had 9 apps in 6 months, etc, then took another break, and finally told that she rerouted application for review with her notes to senior analyst who will call her in 2 weeks. This is first time we ever seen. It seems because of new Chase policy to issue new cards, this CSR didn't have enough power (or guts) to approve application. Did anybody see this recently?

Offline Dave A

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Re: Chase Reconsideration
« Reply #8422 on: June 29, 2015, 12:46:21 AM »
Well, wife called and was answering questions (DOB, SSN, income, employment, how long is employed, what kind of job, etc) for 15 minutes, like it was a business card application. CSR took 2 short breaks "to review application", then asked why she had 9 apps in 6 months, etc, then took another break, and finally told that she rerouted application for review with her notes to senior analyst who will call her in 2 weeks. This is first time we ever seen. It seems because of new Chase policy to issue new cards, this CSR didn't have enough power (or guts) to approve application. Did anybody see this recently?

Has happened to me before and I called again and got approved (although not since new "rules"). Just HUCA.

Offline compddd

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Re: Chase Reconsideration
« Reply #8423 on: June 29, 2015, 10:18:00 AM »
Why did Chase decide to become such a pain? :(

Offline TimT

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Re: Chase Reconsideration
« Reply #8424 on: June 29, 2015, 10:41:58 AM »
Why did Chase decide to become such a pain? :(
How would you handle churners if you ran the credit cards department ?

Offline Jm1248

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Re: Chase Reconsideration
« Reply #8425 on: June 29, 2015, 11:18:01 AM »
And they're basically just following amex's lead. We all knew something like this would roll out within the year.

Offline MosheD

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Re: Chase Reconsideration
« Reply #8426 on: June 29, 2015, 02:33:14 PM »
How would you handle churners if you ran the credit cards department ?
Now thats a thread of its own...

Offline avadah

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Re: Chase Reconsideration
« Reply #8427 on: June 30, 2015, 07:20:06 AM »
I don't know why everyone is saying it's only the UR cards they're cracking down on. I'm having a very hard time for the UMPE and BA.

Offline Red

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Re: Chase Reconsideration
« Reply #8428 on: June 30, 2015, 07:36:24 AM »
I don't know why everyone is saying it's only the UR cards they're cracking down on. I'm having a very hard time for the UMPE and BA.
Got BA yesterday without any issues, They wouldn't give me the SP due to too many new accounts.

Offline TimT

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Re: Chase Reconsideration
« Reply #8429 on: June 30, 2015, 07:38:29 AM »
I don't know why everyone is saying it's only the UR cards they're cracking down on. I'm having a very hard time for the UMPE and BA.
Did they mention "5 cards in 2 years" ?

Offline avadah

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Re: Chase Reconsideration
« Reply #8430 on: June 30, 2015, 07:47:37 AM »
Too many inquiries in 2 years.

Offline Aj3042

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Re: Chase Reconsideration
« Reply #8431 on: June 30, 2015, 07:56:54 AM »
I don't know why everyone is saying it's only the UR cards they're cracking down on. I'm having a very hard time for the UMPE and BA.
Ya seems like a more general thing from you and others.

Offline MosheD

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Re: Chase Reconsideration
« Reply #8432 on: June 30, 2015, 09:37:34 AM »
Got BA yesterday without any issues, They wouldn't give me the SP due to too many new accounts.
Instant approval or recon?

Offline Jm1248

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Re: Chase Reconsideration
« Reply #8433 on: June 30, 2015, 10:57:15 AM »
Is instant approval affected by the 5 cards/too many inquiries new rules or it's just harder to recon?

Offline avadah

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Re: Chase Reconsideration
« Reply #8434 on: June 30, 2015, 01:38:43 PM »
I would imagine a recon thing.

Offline avadah

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Re: Chase Reconsideration
« Reply #8435 on: June 30, 2015, 04:17:25 PM »
Does anyone know for sure if calling recon extends the life of an application passed 30 days?

Offline TimT

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Re: Chase Reconsideration
« Reply #8436 on: June 30, 2015, 04:20:11 PM »
Does anyone know for sure if calling recon extends the life of an application passed 30 days?
Many have reported that if they got a new letter it extended it.

Offline Ydad

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Re: Chase Reconsideration
« Reply #8437 on: June 30, 2015, 05:05:18 PM »
Many have reported that if they got a new letter it extended it.
+1 did for me.

Offline Jm1248

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Re: Chase Reconsideration
« Reply #8438 on: June 30, 2015, 06:36:40 PM »

Offline avadah

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Re: Chase Reconsideration
« Reply #8439 on: June 30, 2015, 06:48:37 PM »
And me
+1 did for me.
With letter or without?  Does letter mean another hard pull?