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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2414204 times)

Offline yuguy

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Re: Chase Reconsideration
« Reply #9340 on: January 18, 2016, 11:46:35 AM »
Business recon closed?

Just called today and they're open.

Offline TimT

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Re: Chase Reconsideration
« Reply #9341 on: January 18, 2016, 11:48:15 AM »
Just called today and they're open.
You actually spoke to someone ? I called a few times, got the "a rep will be with you in 2 minutes" & then got disconnected.

Offline yuguy

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Re: Chase Reconsideration
« Reply #9342 on: January 18, 2016, 01:25:33 PM »
You actually spoke to someone ? I called a few times, got the "a rep will be with you in 2 minutes" & then got disconnected.

Yes, the result was the same (denied). Only tried once.

Offline lechatchileh ariber

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Re: Chase Reconsideration
« Reply #9343 on: January 18, 2016, 03:10:25 PM »
 I just called Chase business recon to get my Ink plus(or is it bold?)  approved. He transferred credit from my ink cash and said that though he's made the actions it has to first go past a final review.
After how long should I call to get the final answer?
I don't sin, I give myself opportunities to repent.

Offline mord1

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Re: Chase Reconsideration
« Reply #9344 on: January 18, 2016, 03:48:15 PM »
I am applying for SW plus via referral and premier online- which do I do first? phone or online? any nafka minah?

Offline Ephraimh

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Re: Chase Reconsideration
« Reply #9345 on: January 19, 2016, 09:27:00 AM »
FM was approved for the CSP even though he's well over 5/24 his reasoning being,
1. He's a CPC
2. Was a pre approval.
http://frequentmiler.boardingarea.com/2016/01/19/chase-private-client-and-sapphire-preferred-65k/

Offline eli1571

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Re: Chase Reconsideration
« Reply #9346 on: January 19, 2016, 09:49:50 AM »
What is a Chase private  client ?

Offline Emkay

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Offline pashakym

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Re: Chase Reconsideration
« Reply #9348 on: January 19, 2016, 04:28:49 PM »
Call up the CRA you want it removed from (in this case EX) and tell them that being as you're only an AU and have no responsibility for the account, you don't want it showing on your credit report. They should have no problem removing it. The numbers for the CRAs are in the wiki of the credit score thread.

Just called Experian and asked to remove 2 accounts that I`m AU. The representative told me I have to close those cards and remove myself as AU from those cards. Although, the guy I chatted with was not that smart ... I`ll try HUCA.

Offline CS91

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Re: Chase Reconsideration
« Reply #9349 on: January 19, 2016, 04:35:14 PM »
Just called Experian and asked to remove 2 accounts that I`m AU. The representative told me I have to close those cards and remove myself as AU from those cards. Although, the guy I chatted with was not that smart ... I`ll try HUCA.
I was told the same thing. I had better luck calling the CB directly.

Offline mord1

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Re: Chase Reconsideration
« Reply #9350 on: January 19, 2016, 05:15:19 PM »
Just applied for DW
For CSP- got: We need to review your application a little longer.We'll let you know our decision in writing as soon as we can. If we approve your application, you'll receive your card in the mail in 7-10 business days. Please don't resubmit your application. Thanks for choosing Chase Sapphire Preferred®.
For SW Premier got-
Please call us as soon as possible at U.S. 1-800-527-7419 or International 1-302-594-8200 Mon-Sat 8am-10pm ET and Sunday 10am-9pm ET to discuss your application with a Customer Support Specialist. Please reference #xxxx when you call. •You are nearly finished! As a loyal cardmember, it's important that we meet your purchasing needs.•We just have a few more questions regarding your request for credit.
We look forward to speaking with you.

Is that what people have been getting with this 5/24 rule?
Should we try for the CSP first before asking about the SW premier? we also are applying for the SW plus today- phone referral. What should our order of attack be here?

Offline David Smith

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Re: Chase Reconsideration
« Reply #9351 on: January 19, 2016, 09:10:31 PM »
Chase rep said maximum exposure bank would give is between 60% and 65% of income. I reallocated credit (juggled some biz and personal lines), and am pushing up against that. Am I risking A/A? Should I cut lines?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline TimT

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Re: Chase Reconsideration
« Reply #9352 on: January 19, 2016, 09:11:55 PM »
Chase rep said maximum exposure bank would give is between 60% and 65% of income.
Is this per card ?

Offline David Smith

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Re: Chase Reconsideration
« Reply #9353 on: January 19, 2016, 09:12:37 PM »
Is this per card ?
Total. (Biz and personal combined.) Is that completely made up? It sounds like some have more than that. This rep sounded pretty competent, although sounds can be deceiving.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline lechatchileh ariber

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Re: Chase Reconsideration
« Reply #9354 on: January 19, 2016, 09:14:22 PM »
Is this per card ?
Ime, the system gave me a little over 25% and a rep said that that's way over what the system will ever give on a card.
I don't sin, I give myself opportunities to repent.

Offline TimT

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Re: Chase Reconsideration
« Reply #9355 on: January 19, 2016, 09:15:57 PM »
Total.
The total CL they would give is 60-65% ? Then I'd better close most of my cards. :)

Offline David Smith

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Re: Chase Reconsideration
« Reply #9356 on: January 19, 2016, 09:17:19 PM »
The total CL they would give is 60-65% ? Then I'd better close most of my cards. :)
That's what I thought.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline TimT

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Re: Chase Reconsideration
« Reply #9357 on: January 19, 2016, 09:24:06 PM »
That's what I thought.
I'm not sure when or if it becomes an issue. Try searching around here for people's experiences.

Offline David Smith

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Re: Chase Reconsideration
« Reply #9358 on: January 19, 2016, 09:36:22 PM »
The total CL they would give is 60-65% ? Then I'd better close most of my cards. :)
How close (or over) 100% of income are you?
I'm not sure when or if it becomes an issue. Try searching around here for people's experiences.
I haven't heard of A/A wave for a while. Seems it calmed down a bit. Of course, that's no excuse to be stupid.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline yochiek93

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Re: Chase Reconsideration
« Reply #9359 on: January 19, 2016, 09:41:15 PM »
Ime, the system gave me a little over 25% and a rep said that that's way over what the system will ever give on a card.
Dropr