Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2399978 times)

Offline TimT

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Re: Chase Reconsideration
« Reply #9360 on: January 19, 2016, 09:46:26 PM »
How close (or over) 100% of income are you?
Truthfully I have no idea.

Offline mawmaw

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Re: Chase Reconsideration
« Reply #9361 on: January 19, 2016, 09:47:21 PM »
How close (or over) 100% of income are you?I haven't heard of A/A wave for a while. Seems it calmed down a bit. Of course, that's no excuse to be stupid.
maybe not as much but the A/A dep is life and kicking i know of people who got  A/A recently   

Offline David Smith

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Re: Chase Reconsideration
« Reply #9362 on: January 19, 2016, 09:47:41 PM »
Truthfully I have no idea.
But you know you're way over 65% (as are others, I think).
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline David Smith

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Re: Chase Reconsideration
« Reply #9363 on: January 19, 2016, 09:48:58 PM »
maybe not as much but the A/A dep is life and kicking i know of people who got  A/A recently   
What were the probable triggers?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline TimT

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Re: Chase Reconsideration
« Reply #9364 on: January 19, 2016, 09:49:42 PM »
But you know you're way over 65% (as are others, I think).
Of course. But I probably tread more carefully than others do.

Offline yochiek93

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Re: Chase Reconsideration
« Reply #9365 on: January 19, 2016, 09:50:49 PM »
What were the probable triggers?
See the wiki of the chase A/A thread

Offline regular

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Re: Chase Reconsideration
« Reply #9366 on: January 20, 2016, 12:52:36 AM »
A friend's wife got denied from getting a sapphire and southwest card from Chase. In the letter it said: "Few revolving accounts opened long enough to establish credit history....and not enough accounts opened long enough to establish a credit history". Which is true she didn't have any cc's In her name but she was a au for a while and her experian score is 841!  Anyone ever had something like this before? Does it make any sense?

Offline lechatchileh ariber

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Re: Chase Reconsideration
« Reply #9367 on: January 20, 2016, 01:10:28 AM »
A friend's wife got denied from getting a sapphire and southwest card from Chase. In the letter it said: "Few revolving accounts opened long enough to establish credit history....and not enough accounts opened long enough to establish a credit history". Which is true she didn't have any cc's In her name but she was a au for a while and her experian score is 841!  Anyone ever had something like this before? Does it make any sense?
If I understand correctly from my experiences, those cards have a minimum credit limit. If you haven't had established (cc) accounts with chase, they won't give you that card because they don't want to give you the line of credit which it needs. (I had a PRG for around a year and had been au on united mileage plus for a few years when I applied)
I don't sin, I give myself opportunities to repent.

Offline regular

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Re: Chase Reconsideration
« Reply #9368 on: January 20, 2016, 01:32:21 AM »
If I understand correctly from my experiences, those cards have a minimum credit limit. If you haven't had established (cc) accounts with chase, they won't give you that card because they don't want to give you the line of credit which it needs. (I had a PRG for around a year and had been au on united mileage plus for a few years when I applied)
interesting. But retarded because 841 is a phenomenal cs so why not extend that credit? Also isn't it strange to have such a high score without any cards in your own name?

Offline LoLo

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Re: Chase Reconsideration
« Reply #9369 on: January 20, 2016, 01:44:16 AM »
A friend's wife got denied from getting a sapphire and southwest card from Chase. In the letter it said: "Few revolving accounts opened long enough to establish credit history....and not enough accounts opened long enough to establish a credit history". Which is true she didn't have any cc's In her name but she was a au for a while and her experian score is 841!  Anyone ever had something like this before? Does it make any sense?
Yes, friend of mine had the same thing, Chase refused to approved any card for him before a he has a card on his own name.

Offline LoLo

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Re: Chase Reconsideration
« Reply #9370 on: January 20, 2016, 01:45:53 AM »
Applied for CSP, BA, and Hyatt cards, CSP and Hyatt approved, BA declined due to 5/24, Is this HUCA'able?

Offline TimT

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Re: Chase Reconsideration
« Reply #9371 on: January 20, 2016, 01:54:03 AM »
Applied for CSP, BA, and Hyatt cards, CSP and Hyatt approved, BA declined due to 5/24, Is this HUCA'able?
Nothing to lose. I just got the IP but denied for CSP because "I got the bonus in the last 24 months".

Offline regular

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Re: Chase Reconsideration
« Reply #9372 on: January 20, 2016, 01:56:16 AM »
Yes, friend of mine had the same thing, Chase refused to approved any card for him before a he has a card on his own name.
So it's specifically Chase? And for a amex I shud have no problem right?

Offline LoLo

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Re: Chase Reconsideration
« Reply #9373 on: January 20, 2016, 01:56:45 AM »
Nothing to lose. I just got the IP but denied for CSP because "I got the bonus in the last 24 months".
Called already, wondering if they're even able to reconsider like the CSP, or this is different?

Offline LoLo

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Re: Chase Reconsideration
« Reply #9374 on: January 20, 2016, 01:57:15 AM »
So it's specifically Chase? And for a amex I shud have no problem right?
Amex and citi have been much easier lately IME.

Offline regular

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Re: Chase Reconsideration
« Reply #9375 on: January 20, 2016, 01:58:27 AM »
Amex and citi have been much easier lately IME.
Thanx I'll pass on the info

Offline TimT

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Re: Chase Reconsideration
« Reply #9376 on: January 20, 2016, 01:59:46 AM »
Called already, wondering if they're even able to reconsider like the CSP, or this is different?
The co-branded cards weren't supposed to be affected by 5/24, but who knows.

Offline Zalc

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Re: Chase Reconsideration
« Reply #9377 on: January 20, 2016, 02:09:24 AM »
interesting. But retarded because 841 is a phenomenal cs so why not extend that credit? Also isn't it strange to have such a high score without any cards in your own name?
I have a feeling that the 841 is fako...
Also, this early on you total age of accounts is very important. Having 0 is not very reassuring for the bank, so they won't give you their premier cards (with high cl's) until you establish a history of your own, (preferably with that bank as well, but not necessarily).

Offline David Smith

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Re: Chase Reconsideration
« Reply #9378 on: January 20, 2016, 02:11:52 AM »
Nothing to lose. I just got the IP but denied for CSP because "I got the bonus in the last 24 months".
But not 5/24? Would it be wrong to say that they are phasing out 5/24 and switching to enforcing 24 month rule for bonus?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline David Smith

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Re: Chase Reconsideration
« Reply #9379 on: January 20, 2016, 02:13:04 AM »
Applied for CSP, BA, and Hyatt cards, CSP and Hyatt approved, BA declined due to 5/24, Is this HUCA'able?
CSP instant approval? Wonderful news that 5/24 didn't stop that from going through.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ