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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2414344 times)

Offline TimT

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Re: Chase Reconsideration
« Reply #9380 on: January 20, 2016, 02:14:01 AM »
But not 5/24? Would it be wrong to say that they are phasing out 5/24 and switching to enforcing 24 month rule for bonus?
The other co-branded denials said "too many inquiries"

Offline TimT

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Re: Chase Reconsideration
« Reply #9381 on: January 20, 2016, 02:15:12 AM »
CSP instant approval? Wonderful news that 5/24 didn't stop that from going through.
Maybe 5/24 only took effect after the CSP approval.

Offline David Smith

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Re: Chase Reconsideration
« Reply #9382 on: January 20, 2016, 02:15:15 AM »
The other co-branded denials said "too many inquiries"
Standard politically correct wording for"we don't like you", no?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline TimT

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Re: Chase Reconsideration
« Reply #9383 on: January 20, 2016, 02:16:40 AM »
Standard politically correct wording for"we don't like you", no?
Who knew that biz cards could be easier to get than personal ? :)

Offline Emkay

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Re: Chase Reconsideration
« Reply #9384 on: January 20, 2016, 02:16:49 AM »
I got denied yesterday for CSP due to 5/24 and them immediately got approved for 2 co-branded

Offline LoLo

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Re: Chase Reconsideration
« Reply #9385 on: January 20, 2016, 02:17:21 AM »
CSP instant approval? Wonderful news that 5/24 didn't stop that from going through.
After ID verification.

Offline David Smith

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Re: Chase Reconsideration
« Reply #9386 on: January 20, 2016, 02:19:12 AM »
After ID verification.
And way over 5/24, no?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline LoLo

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Re: Chase Reconsideration
« Reply #9387 on: January 20, 2016, 02:20:46 AM »
And way over 5/24, no?
Nope, Prob. around 7/24. (Not  myself).

I was just approved for hyatt and ritz cards with about 10/12 new cards in past few months.

Offline Redbull3

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Re: Chase Reconsideration
« Reply #9388 on: January 20, 2016, 03:50:07 PM »
Just got off an epically long HUCA but huge success (I think). I closed an ink bold (12k cl) to open an ink plus and UMPE biz with 6k each. According to yesterday's rep I had 21 accounts in last 24 (although my count was only 18, i didn't think that would be a winning counterpoint :P). She was really nice although asked me a ton of extremely detailed business questions, but I must have had good answers, spoke about her love for wrestling, etc.

Offline yochiek93

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Re: Chase Reconsideration
« Reply #9389 on: January 20, 2016, 03:51:02 PM »
Just got off an epically long HUCA but huge success (I think). I closed an ink bold (12k cl) to open an ink plus and UMPE biz with 6k each. According to yesterday's rep I had 21 accounts in last 24 (although my count was only 18, i didn't think that would be a winning counterpoint :P). She was really nice although asked me a ton of extremely detailed business questions, but I must have had good answers, spoke about her love for wrestling, etc.
Nice

Offline TimT

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Re: Chase Reconsideration
« Reply #9390 on: January 20, 2016, 04:03:49 PM »
Just got off an epically long HUCA but huge success (I think). I closed an ink bold (12k cl) to open an ink plus and UMPE biz with 6k each. According to yesterday's rep I had 21 accounts in last 24 (although my count was only 18, i didn't think that would be a winning counterpoint :P). She was really nice although asked me a ton of extremely detailed business questions, but I must have had good answers, spoke about her love for wrestling, etc.
Now how did you find out that she loves wrestling ? Is it your favorite too or did you ask her point blank what you should discuss in order to get approved ? :)

Offline PETERP

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Re: Chase Reconsideration
« Reply #9391 on: January 20, 2016, 04:10:06 PM »
Just got off an epically long HUCA but huge success (I think). I closed an ink bold (12k cl) to open an ink plus and UMPE biz with 6k each. According to yesterday's rep I had 21 accounts in last 24 (although my count was only 18, i didn't think that would be a winning counterpoint :P). She was really nice although asked me a ton of extremely detailed business questions, but I must have had good answers, spoke about her love for wrestling, etc.

On my last IP 4th HUCA guy sounded really nice , and seemed like he wanted to help open and with hindsight I believe he emphasized " any new info " to try to guide me , and I wasn't fast enough to provide him
with it  to justify the  override.

I get the sense that If I told him I just got a $50K order or something he would have opened it 

Now waiting from answer from Private Bankers Special Consideration
request with fingers crossed

Offline TimT

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Re: Chase Reconsideration
« Reply #9392 on: January 20, 2016, 04:20:03 PM »
On my last IP 4th HUCA guy sounded really nice , and seemed like he wanted to help open and with hindsight I believe he emphasized " any new info " to try to guide me , and I wasn't fast enough to provide him
with it  to justify the  override.

I get the sense that If I told him I just got a $50K order or something he would have opened it 

Now waiting from answer from Private Bankers Special Consideration
request with fingers crossed
Sometimes even with their niceness they still come back after the new info & decline it. YMMV

Offline PETERP

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Re: Chase Reconsideration
« Reply #9393 on: January 20, 2016, 04:24:21 PM »
Sometimes even with their niceness they still come back after the new info & decline it. YMMV

True . But the " new info " sounded like a dog whistle . YMMV

Offline Redbull3

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Re: Chase Reconsideration
« Reply #9394 on: January 20, 2016, 04:43:31 PM »
Now how did you find out that she loves wrestling ? Is it your favorite too or did you ask her point blank what you should discuss in order to get approved ? :)
I told her I sell sports tickets, she asked me if I sell wrestling tickets :)

Offline a mirrer

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Re: Chase Reconsideration
« Reply #9395 on: January 21, 2016, 08:12:44 AM »
Chase rep said maximum exposure bank would give is between 60% and 65% of income. I reallocated credit (juggled some biz and personal lines), and am pushing up against that. Am I risking A/A? Should I cut lines?
when i started i got within a month $600 more than my income of 72k



Offline PETERP

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Re: Chase Reconsideration
« Reply #9396 on: January 21, 2016, 01:10:25 PM »
Congrats . I am going to do my 5th HUCA next week for INK .
a

On my last IP 4th HUCA guy sounded really nice , and seemed like he wanted to help open and with hindsight I believe he emphasized " any new info " to try to guide me , and I wasn't fast enough to provide him
with it  to justify the  override.

I get the sense that If I told him I just got a $50K order or something he would have opened it 

Now waiting from answer from Private Bankers Special Consideration
request with fingers crossed

Update . Denied again,  with the form from my Chase  Banker.
 
« Last Edit: January 21, 2016, 01:59:47 PM by PETERP »

Offline Emkay

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Re: Chase Reconsideration
« Reply #9397 on: January 21, 2016, 01:12:44 PM »
Update . Denied again,  with the form from my Chase  Banker.
They said the same reason every time?

Offline lechatchileh ariber

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Re: Chase Reconsideration
« Reply #9398 on: January 21, 2016, 01:22:23 PM »
I just called Chase business recon to get my Ink plus(or is it bold?)  approved. He transferred credit from my ink cash and said that though he's made the actions it has to first go past a final review.
After how long should I call to get the final answer?
Update.
I waited it out and they came through BH. Although the cl on both cards are at the minimum cl.(cl on the plus was 24k)
I don't sin, I give myself opportunities to repent.

Offline PETERP

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Re: Chase Reconsideration
« Reply #9399 on: January 21, 2016, 01:36:55 PM »
They said the same reason every time?

Slight variation . First letter said roughly

Not enough time since last account opened
Too many credit accounts opened recently
Too many reviews of credit
Insufficient bus revenue

I will get the letter from the Bankers request in the mail .
IMO too many cards across all platforms.