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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419 [Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 4, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2774702 times)

Offline D93

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Re: Chase Reconsideration
« Reply #9520 on: February 09, 2016, 02:00:56 PM »
Isn't that the while idea of AOR, applying for multiple lines of credit on the same day from different banks so that the hp from one didn't effect the other?
What am I missing?

Complete BS

Offline Venilla

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Re: Chase Reconsideration
« Reply #9521 on: February 09, 2016, 02:01:50 PM »
You are missing the fact that that isn't the case. Only reason is for keeping it all nice and organized.
And applying without the new accounts on the CR.
I like vanilla but my name is Venilla.

Offline D93

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Re: Chase Reconsideration
« Reply #9522 on: February 09, 2016, 02:03:24 PM »
And applying without the new accounts on the CR.

No need to do on same day for that. And it's irrelevant in his case because he applied for a Chase business card which doesn't show up on your CR.

Offline Emkay

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Re: Chase Reconsideration
« Reply #9523 on: February 09, 2016, 02:03:45 PM »
That Amex may not yet see the HP on my CR. No?
will see pulls not new accounts

Offline Emkay

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Re: Chase Reconsideration
« Reply #9524 on: February 09, 2016, 02:04:37 PM »

Offline Barryg

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Re: Chase Reconsideration
« Reply #9525 on: February 09, 2016, 02:05:32 PM »
If Amex and Chase pull from different bureau's (like they do in OH) then they won't see the hp. but they won't see the new account until the first statement closes.

Offline Venilla

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Re: Chase Reconsideration
« Reply #9526 on: February 09, 2016, 02:06:55 PM »
No need to do on same day for that.
I've had accounts show up on my report the day after approval.
Quote
And it's irrelevant in his case because he applied for a Chase business card which doesn't show up on your CR.
Ah.
I like vanilla but my name is Venilla.

Offline Barryg

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Re: Chase Reconsideration
« Reply #9527 on: February 09, 2016, 02:09:41 PM »
I've had accounts show up on my report the day after approval. Ah.
All 3 reports, or just the one that did the original hp?

Offline eliraps

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Re: Chase Reconsideration
« Reply #9528 on: February 09, 2016, 02:22:13 PM »
So what is the advantage of doing a multiple bm over just applying for multiple cards the same day?

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9529 on: February 09, 2016, 02:25:30 PM »
So what is the advantage of doing a multiple bm over just applying for multiple cards the same day?

Nothing. No one that understands this is doing an MBM anymore.
Work hard, Play harder!

Online TimT

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Re: Chase Reconsideration
« Reply #9530 on: February 09, 2016, 02:25:45 PM »
So what is the advantage of doing a multiple bm over just applying for multiple cards the same day?
nothing

Offline MRTHNMAN

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Re: Chase Reconsideration
« Reply #9531 on: February 09, 2016, 02:29:15 PM »
the wiki says

If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

my recording says I will be notified in writing in 30 days , anyone know what that means ?

Offline eliraps

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Re: Chase Reconsideration
« Reply #9532 on: February 09, 2016, 02:32:32 PM »
Nothing. No one that understands this is doing an MBM anymore.
Got it. Learning slowly. Thank you all.

Offline LoLo

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Re: Chase Reconsideration
« Reply #9533 on: February 09, 2016, 02:37:05 PM »
I've had accounts show up on my report the day after approval.
I've only seen that happening with Barclaycard, you had it with anyone else?

Offline unclesam

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Re: Chase Reconsideration
« Reply #9534 on: February 09, 2016, 02:52:58 PM »

my recording says I will be notified in writing in 30 days , anyone know what that means ?
pending

Offline unclesam

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Re: Chase Reconsideration
« Reply #9535 on: February 09, 2016, 03:03:30 PM »

Offline yankelsheester

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Re: Chase Reconsideration
« Reply #9536 on: February 09, 2016, 03:29:15 PM »
Called the number in the wiki, lending dept. regarding a chase BIZ IP
They're telling me my app is being handed by the verification team, if so is there anything i can do to rush the process or in this case just wait ?

Offline sag95

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Re: Chase Reconsideration
« Reply #9537 on: February 09, 2016, 03:40:09 PM »
the wiki says

If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

my recording says I will be notified in writing in 30 days , anyone know what that means ?
I believe it means pending,I had that once. Also I called yesterday and it said "This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision". I then called recon and he verified my info and I was approved.

Offline D93

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Re: Chase Reconsideration
« Reply #9538 on: February 09, 2016, 03:55:40 PM »
I've had accounts show up on my report the day after approval.

Which bank?

Offline eliraps

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Re: Chase Reconsideration
« Reply #9539 on: February 09, 2016, 04:13:07 PM »
Can't hurt to try.
Go for it.
OK, applied for United biz and got:

Thank you for applying. Your application requires further review before making a decision.

Here's what you can expect:

Our goal is to notify you in writing within 10 days; however, in some circumstances it may take up to 30 days.

So now best just to wait it out. Right?