Author Topic: Chase Reconsideration (Read 2410586 times)

D93 · « **Reply #9520 on:** February 09, 2016, 02:00:56 PM »

Quote from: eliraps on February 09, 2016, 02:00:07 PM

Isn't that the while idea of AOR, applying for multiple lines of credit on the same day from different banks so that the hp from one didn't effect the other?
What am I missing?

Complete BS

Venilla · « **Reply #9521 on:** February 09, 2016, 02:01:50 PM »

Quote from: benjie1305 on February 09, 2016, 02:00:45 PM

You are missing the fact that that isn't the case. Only reason is for keeping it all nice and organized.

And applying without the new accounts on the CR.

D93 · « **Reply #9522 on:** February 09, 2016, 02:03:24 PM »

Quote from: Venilla on February 09, 2016, 02:01:50 PM

And applying without the new accounts on the CR.

No need to do on same day for that. And it's irrelevant in his case because he applied for a Chase business card which doesn't show up on your CR.

Emkay · « **Reply #9523 on:** February 09, 2016, 02:03:45 PM »

Quote from: eliraps on February 09, 2016, 01:09:36 PM

That Amex may not yet see the HP on my CR. No?

will see pulls not new accounts

Emkay · « **Reply #9524 on:** February 09, 2016, 02:04:37 PM »

Quote from: yochiek93 on February 09, 2016, 12:03:41 AM

And

its in the wiki

Barryg · « **Reply #9525 on:** February 09, 2016, 02:05:32 PM »

If Amex and Chase pull from different bureau's (like they do in OH) then they won't see the hp. but they won't see the new account until the first statement closes.

Venilla · « **Reply #9526 on:** February 09, 2016, 02:06:55 PM »

Quote from: D93 on February 09, 2016, 02:03:24 PM

No need to do on same day for that.

I've had accounts show up on my report the day after approval.

Quote

And it's irrelevant in his case because he applied for a Chase business card which doesn't show up on your CR.

Ah.

Barryg · « **Reply #9527 on:** February 09, 2016, 02:09:41 PM »

Quote from: Venilla on February 09, 2016, 02:06:55 PM

I've had accounts show up on my report the day after approval. Ah.

All 3 reports, or just the one that did the original hp?

eliraps · « **Reply #9528 on:** February 09, 2016, 02:22:13 PM »

So what is the advantage of doing a multiple bm over just applying for multiple cards the same day?

benjie1305 · « **Reply #9529 on:** February 09, 2016, 02:25:30 PM »

Quote from: eliraps on February 09, 2016, 02:22:13 PM

So what is the advantage of doing a multiple bm over just applying for multiple cards the same day?

Nothing. No one that understands this is doing an MBM anymore.

TimT · « **Reply #9530 on:** February 09, 2016, 02:25:45 PM »

Quote from: eliraps on February 09, 2016, 02:22:13 PM

So what is the advantage of doing a multiple bm over just applying for multiple cards the same day?

nothing

MRTHNMAN · « **Reply #9531 on:** February 09, 2016, 02:29:15 PM »

the wiki says

If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

my recording says I will be notified in writing in 30 days , anyone know what that means ?

eliraps · « **Reply #9532 on:** February 09, 2016, 02:32:32 PM »

Quote from: benjie1305 on February 09, 2016, 02:25:30 PM

Nothing. No one that understands this is doing an MBM anymore.

Got it. Learning slowly. Thank you all.

LoLo · « **Reply #9533 on:** February 09, 2016, 02:37:05 PM »

Quote from: Venilla on February 09, 2016, 02:06:55 PM

I've had accounts show up on my report the day after approval.

I've only seen that happening with Barclaycard, you had it with anyone else?

unclesam · « **Reply #9534 on:** February 09, 2016, 02:52:58 PM »

Quote from: MRTHNMAN on February 09, 2016, 02:29:15 PM

my recording says I will be notified in writing in 30 days , anyone know what that means ?

pending

unclesam · « **Reply #9535 on:** February 09, 2016, 03:03:30 PM »

Quote from: rileywiles23 on February 03, 2016, 06:52:24 PM

OK will do

Any update?

yankelsheester · « **Reply #9536 on:** February 09, 2016, 03:29:15 PM »

Called the number in the wiki, lending dept. regarding a chase BIZ IP
They're telling me my app is being handed by the verification team, if so is there anything i can do to rush the process or in this case just wait ?

sag95 · « **Reply #9537 on:** February 09, 2016, 03:40:09 PM »

Quote from: MRTHNMAN on February 09, 2016, 02:29:15 PM

the wiki says

If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

my recording says I will be notified in writing in 30 days , anyone know what that means ?

I believe it means pending,I had that once. Also I called yesterday and it said "This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision". I then called recon and he verified my info and I was approved.

D93 · « **Reply #9538 on:** February 09, 2016, 03:55:40 PM »

Quote from: Venilla on February 09, 2016, 02:06:55 PM

I've had accounts show up on my report the day after approval.

Which bank?

eliraps · « **Reply #9539 on:** February 09, 2016, 04:13:07 PM »

Quote from: D93 on February 09, 2016, 01:01:32 PM

Can't hurt to try.

Quote from: TimT on February 09, 2016, 01:03:30 PM

Go for it.

OK, applied for United biz and got:

Thank you for applying. Your application requires further review before making a decision.

Here's what you can expect:

Our goal is to notify you in writing within 10 days; however, in some circumstances it may take up to 30 days.

So now best just to wait it out. Right?

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Author Topic: Chase Reconsideration (Read 2410586 times)