Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2415926 times)

Offline CS91

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 3457
  • Total likes: 45
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Chase Reconsideration
« Reply #9560 on: February 10, 2016, 09:32:19 AM »
Look upthread earlier today. The "call ASAP" language is usually a good sign.
Key word – "usually." Just called and declined. Not enough "business history." Geez they're getting strict.

Offline mdrills

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Dec 2013
  • Posts: 634
  • Total likes: 9
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: New York
  • Programs: SPG Gold, Marriott Gold, Hyatt Diamond, Hilton Diamond, SW Companion
Re: Chase Reconsideration
« Reply #9561 on: February 10, 2016, 09:44:15 AM »
Just was told that I have applied for too many cards in the past 2 years. 7 cards 3 AU. Is there anyway to still get my app pushed through? Is it worth it to HUCA or just give up?

Offline yochiek93

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2015
  • Posts: 4482
  • Total likes: 92
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #9562 on: February 10, 2016, 09:45:03 AM »
Just was told that I have applied for too many cards in the past 2 years. 7 cards 3 AU. Is there anyway to still get my app pushed through? Is it worth it to HUCA or just give up?
What card were you applying for?

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 5870
  • Total likes: 17
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Chase Reconsideration
« Reply #9563 on: February 10, 2016, 09:45:12 AM »
Just was told that I have applied for too many cards in the past 2 years. 7 cards 3 AU. Is there anyway to still get my app pushed through? Is it worth it to HUCA or just give up?

What cards?
Work hard, Play harder!

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 14412
  • Total likes: 377
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Where I ought to be
Re: Chase Reconsideration
« Reply #9564 on: February 10, 2016, 09:45:12 AM »
Just was told that I have applied for too many cards in the past 2 years. 7 cards 3 AU. Is there anyway to still get my app pushed through? Is it worth it to HUCA or just give up?
Which card? A UR card?

Offline mdrills

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Dec 2013
  • Posts: 634
  • Total likes: 9
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: New York
  • Programs: SPG Gold, Marriott Gold, Hyatt Diamond, Hilton Diamond, SW Companion
Re: Chase Reconsideration
« Reply #9565 on: February 10, 2016, 09:45:26 AM »

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 5870
  • Total likes: 17
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Chase Reconsideration
« Reply #9566 on: February 10, 2016, 09:46:01 AM »
SP

That is going to be close to impossible.
Work hard, Play harder!

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 14412
  • Total likes: 377
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Where I ought to be
Re: Chase Reconsideration
« Reply #9567 on: February 10, 2016, 09:46:05 AM »
SP
Give up and apply for a cobranded card instead

Offline emak

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2013
  • Posts: 1477
  • Total likes: 23
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Chase Reconsideration
« Reply #9568 on: February 10, 2016, 09:50:12 AM »
Did 3bm yesterday with Chase. Ritz, Hyatt, Southwest. Applied for Hyatt before SW, but SW got approved and not Hyatt. I'd prefer Hyatt and they're not letting me get all 3. Called & they don't let me switch unless I shut down the SW and apply again. Keep HUCA'ing?

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5779
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #9569 on: February 10, 2016, 10:04:17 AM »
They didn't want to do it for me, saying that liability on business cards ds are diff. them personal cards, so they can't move credit line from one to another.
Huca
Have you actually done this recently? Every rep.. Just repeats the same thing bec.. It's written in the notes already from the previous reps.. That they can't do it.
Life is as good as you make it...

Offline yochiek93

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2015
  • Posts: 4482
  • Total likes: 92
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #9570 on: February 10, 2016, 10:21:44 AM »
Have you actually done this recently? Every rep.. Just repeats the same thing bec.. It's written in the notes already from the previous reps.. That they can't do it.
Recently not but I've heard people have done it recently

Offline CS91

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 3457
  • Total likes: 45
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Chase Reconsideration
« Reply #9571 on: February 10, 2016, 10:39:42 AM »
Key word – "usually." Just called and declined. Not enough "business history." Geez they're getting strict.
Is there any reason to HUCA? It was a pretty hard no and felt like the rep noted the account.

Offline meme

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jul 2015
  • Posts: 854
  • Total likes: 88
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #9572 on: February 10, 2016, 12:49:28 PM »

Key word – "usually." Just called and declined. Not enough "business history." Geez they're getting strict.
What kind of questions did they ask? How long did you say you have your biz?

Offline CS91

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 3457
  • Total likes: 45
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Chase Reconsideration
« Reply #9573 on: February 10, 2016, 01:04:34 PM »
What kind of questions did they ask? How long did you say you have your biz?
What is your projected revenue, what does your business do, how many years have you been in business and a few others. I told them I was starting the business now but that it's not an entirely new business, but a new branch of a business that has been open for about 10 years.

Offline Redbull3

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2011
  • Posts: 3495
  • Total likes: 418
  • DansDeals.com Hat Tips 1
    • View Profile
  • Programs: Blocked By @NeriaKraus
Re: Chase Reconsideration
« Reply #9574 on: February 10, 2016, 01:12:25 PM »
Is there any reason to HUCA? It was a pretty hard no and felt like the rep noted the account.
I recently got similar tough questions and a "hard no" on HUCA1, then success (with same questions) on HUCA2. Definitely HUCA.

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5779
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #9575 on: February 10, 2016, 01:14:35 PM »
Recently not but I've heard people have done it recently
Do all reps. not see the previous notes? Why would they approve me if they clearly see written that they cant transfer credit from personal to business.
Life is as good as you make it...

Offline CS91

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 3457
  • Total likes: 45
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Chase Reconsideration
« Reply #9576 on: February 10, 2016, 01:16:10 PM »
I recently got similar tough questions and a "hard no" on HUCA1, then success (with same questions) on HUCA2. Definitely HUCA.
Is the rejection and all the answers that I gave in the notes? Also, when you called again, did you just say that you wanted to talk about it with them more and see if anything can be done or you made like you weren't aware of the decision?

Offline yochiek93

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2015
  • Posts: 4482
  • Total likes: 92
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #9577 on: February 10, 2016, 01:24:17 PM »
Do all reps. not see the previous notes? Why would they approve me if they clearly see written that they cant transfer credit from personal to business.
Ask them to lower your personal and then raise your business one that way there is no risk for them

Offline CS91

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 3457
  • Total likes: 45
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Chase Reconsideration
« Reply #9578 on: February 10, 2016, 01:26:34 PM »
Ask them to lower your personal and then raise your business one that way there is no risk for them
I asked them to do that and the rep said that they don't do that anymore.

Offline yochiek93

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2015
  • Posts: 4482
  • Total likes: 92
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #9579 on: February 10, 2016, 01:29:47 PM »
I asked them to do that and the rep said that they don't do that anymore.
Since when?