Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2414260 times)

Offline keepsmiling123

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Re: Chase Reconsideration
« Reply #9780 on: February 24, 2016, 05:18:53 PM »
IHG = $500
Hyatt = $5k

2nd recon call and still denied b/c too many lines of credit within a 24 month period... I offered to shift credit and still nada but he did say IHG needs a 2k line of credit and Hyatt 5K when I offered to consolidate. I'll call recon again later

Recon call #3 proved successful but the rep said I needed 5K for IHG card! She was reluctant to approve but caved when I said I wasn't seeking any new credit and just wanted to consolidate to get the card.
Didn't mention the Hyatt app bc didn't think Id get lucky twice with her for approval. When I call recon again for Hyatt card can I have them take 3k from the new IHG card?

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9781 on: February 24, 2016, 05:20:09 PM »
Recon call #3 proved successful but the rep said I needed 5K for IHG card! She was reluctant to approve but caved when I said I wasn't seeking any new credit and just wanted to consolidate to get the card.
Didn't mention the Hyatt app bc didn't think Id get lucky twice with her for approval. When I call recon again for Hyatt card can I have them take 3k from the new IHG card?

Yes.
Work hard, Play harder!

Offline keepsmiling123

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Re: Chase Reconsideration
« Reply #9782 on: February 24, 2016, 05:34:13 PM »
Does United need to have 5k on it? Would consolidate btwn ihg and United if possible

Offline regular

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Re: Chase Reconsideration
« Reply #9783 on: February 24, 2016, 09:43:00 PM »
why is chase recon closed now? they supposed to be open till 10 est!


also is the wiki really accurate about finding out if app was declined or pending?

Offline yochiek93

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Re: Chase Reconsideration
« Reply #9784 on: February 24, 2016, 09:49:17 PM »
why is chase recon closed now? they supposed to be open till 10 est!


also is the wiki really accurate about finding out if app was declined or pending?
From yesterday
Just called to get the status of my Ink app that I got them to submit for second review like 2 weeks ago. The rep that I spoke to told me that while lending services is normally open until 10pm EST, today and tomorrow they are closing early at 5pm.

Oh, and still not update on my app. Still pending.  >:(

Offline Shneur

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Re: Chase Reconsideration
« Reply #9785 on: February 24, 2016, 09:51:41 PM »
Chase's new policy of no more then 5 cards in 24 months, does it apply to only UR cards? All Chase cards? Any 5 CC?
Thx

Offline regular

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Re: Chase Reconsideration
« Reply #9786 on: February 24, 2016, 09:54:29 PM »
From yesterday
thanx. any idea why that is?

Offline Shneur

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Re: Chase Reconsideration
« Reply #9787 on: February 24, 2016, 09:58:30 PM »
As of now UR personal cards but there are rumors that it will apply to all soon
Thanks

Offline yochiek93

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Re: Chase Reconsideration
« Reply #9788 on: February 24, 2016, 10:01:34 PM »
As of now UR personal cards but there are rumors that it will apply to all soon

Thanks
Just so you're clear any 5 CCs and you won't get approved for a personal UR card

Offline yochiek93

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Re: Chase Reconsideration
« Reply #9789 on: February 24, 2016, 10:05:59 PM »
thanx. any idea why that is?
System upgrade

Offline Shneur

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Re: Chase Reconsideration
« Reply #9790 on: February 24, 2016, 10:12:56 PM »
Just so you're clear any 5 CCs and you won't get approved for a personal UR card
Meaning, if I have any 5 CC (even non-chase cards) that I got in the past 24 months I can only get approved for business cards?

Offline yochiek93

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Re: Chase Reconsideration
« Reply #9791 on: February 24, 2016, 10:14:18 PM »
Meaning, if I have any 5 CC (even non-chase cards) that I got in the past 24 months I can only get approved for business cards?
For UR only business
co-branded both

Offline TimT

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Re: Chase Reconsideration
« Reply #9792 on: February 24, 2016, 10:15:11 PM »
Meaning, if I have any 5 CC (even non-chase cards) that I got in the past 24 months I can only get approved for business cards?
Even au's

Offline D93

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Re: Chase Reconsideration
« Reply #9793 on: February 25, 2016, 12:40:47 AM »
Does United need to have 5k on it?

To initially open the card, yes.

Offline mord1

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Re: Chase Reconsideration
« Reply #9794 on: February 25, 2016, 01:05:03 AM »
when would it be effective? meaning, if I do it today will the credit be gone tomorrow and then (hopefully auto approval and better chance of approval)
bump

Offline Zalc

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Re: Chase Reconsideration
« Reply #9795 on: February 25, 2016, 02:48:39 AM »
bump
Removing credit is instant, but idk how recon will view it if they already made a "you have to much credit" conclusion...

Offline Take it easy

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Re: Chase Reconsideration
« Reply #9796 on: February 25, 2016, 03:25:43 AM »
how do i check status of a recon application filed by a banker?

Offline keepsmiling123

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Re: Chase Reconsideration
« Reply #9797 on: February 25, 2016, 05:52:14 AM »
why is chase recon closed now? they supposed to be open till 10 est!


also is the wiki really accurate about finding out if app was declined or pending?

Acc to DoC all lending services are closed for system upgrades for next 3 days and won't reopen til the 28th.

Offline TimT

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Re: Chase Reconsideration
« Reply #9798 on: February 25, 2016, 07:35:29 AM »
Acc to DoC all lending services are closed for system upgrades for next 3 days and won't reopen til the 28th.
Hmmm

Offline chevron

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Re: Chase Reconsideration
« Reply #9799 on: February 25, 2016, 11:06:05 AM »
Even au's

Can you remove the AU and it will count?