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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2414430 times)

Offline keepsmiling123

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Re: Chase Reconsideration
« Reply #9820 on: February 25, 2016, 06:12:53 PM »
So no recon on declines until next week?

I called still works, DoC had wrong info it seems. But they are closing at 5PM I was told.

Offline doctorofcredit

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Re: Chase Reconsideration
« Reply #9821 on: February 25, 2016, 08:26:57 PM »
I called still works, DoC had wrong info it seems. But they are closing at 5PM I was told.

They are open & closed depending on the phone systems being available apparently. Calling in the morning seems to work better.
Like my posts? Check out my blog Doctor of Credit.

Offline yuguy

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Re: Chase Reconsideration
« Reply #9822 on: February 26, 2016, 03:23:23 PM »
Called for my IP APP, got a really friendly rep and after lots of questions, repartee, and hold she finally said, "I've put in for a final review. With the amount of credit you have with us I can't give you a decision at this moment. You should get a letter in the mail within 1-2 weeks."

Code for denial, or underwriting team?

Offline Zalc

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Re: Chase Reconsideration
« Reply #9823 on: February 27, 2016, 08:54:09 PM »
Called for my IP APP, got a really friendly rep and after lots of questions, repartee, and hold she finally said, "I've put in for a final review. With the amount of credit you have with us I can't give you a decision at this moment. You should get a letter in the mail within 1-2 weeks."

Code for denial, or underwriting team?
I'm trying to figure out how much credit they are willing to give most people.

Can you share the % of Chase credit you already have, relative to the amount of income you wrote in the app?

Offline peace123

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Re: Chase Reconsideration
« Reply #9824 on: February 27, 2016, 09:27:20 PM »
wife keeps getting IP 60K offer with  no fee first year in mail for the past 3 months and still getting it.

Doesn't say pre approved or anything though.

She had this 2 yrs ago and changed to IC.

Wonder if go ahead or not risk hard pull

Offline DMYD

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Re: Chase Reconsideration
« Reply #9825 on: February 27, 2016, 11:09:48 PM »
wife keeps getting IP 60K offer with  no fee first year in mail for the past 3 months and still getting it.

Doesn't say pre approved or anything though.

She had this 2 yrs ago and changed to IC.

Wonder if go ahead or not risk hard pull
Good credit not to many pulls lately, why not go for it?

Offline TimT

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Re: Chase Reconsideration
« Reply #9826 on: February 27, 2016, 11:14:50 PM »
why not go for it?
+1. Is there a reason why you think she won't be approved?

Offline yuguy

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Re: Chase Reconsideration
« Reply #9827 on: February 28, 2016, 12:03:35 AM »
I'm trying to figure out how much credit they are willing to give most people.

Can you share the % of Chase credit you already have, relative to the amount of income you wrote in the app?

Sure--it's about 45% of my total income listed.

Offline Zalc

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Re: Chase Reconsideration
« Reply #9828 on: February 28, 2016, 12:46:12 AM »
Sure--it's about 45% of my total income listed.
Thanks. Interesting, they gave me around %50. I recently took my credit limits down by %30, hope to make the approval instant...

Offline Zalc

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Re: Chase Reconsideration
« Reply #9829 on: February 28, 2016, 12:47:28 AM »
Does chase ever give Ink cards for sole proprietor businesses with $0 reported past income from the business?

Offline peace123

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Re: Chase Reconsideration
« Reply #9830 on: February 28, 2016, 12:53:41 AM »
Good credit not to many pulls lately, why not go for it?
last time i  tried it last year, got denied cos the so called ebay, amazon biz is hobbies actually and not actual biz according to the rep. lol. I gave RECON calls few times without success.

my wife hasn't applied for any cards in last 12 months cos we have been thinking of applying for mortgage loan. It didn't work our few months ago and we took a break from the mortgage loan thing. Wonder if she should just go ahead to restart applying for cards

Offline Baruch

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Re: Chase Reconsideration
« Reply #9831 on: February 28, 2016, 03:03:44 PM »
The phone application system, has a new message when applying for only 1 card. That you will be notified in 30 days of the decision.

Offline mord1

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Re: Chase Reconsideration
« Reply #9832 on: February 29, 2016, 12:03:01 AM »
will citi business app, hurt my chances of getting an ink or SW cards, at this point with all the new rules?

Offline TimT

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Re: Chase Reconsideration
« Reply #9833 on: February 29, 2016, 12:08:09 AM »
will citi business app, hurt my chances of getting an ink or SW cards, at this point with all the new rules?
Chase might decide you've applied for too many cards recently. Depends what else you got. YMMV

Offline mord1

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Re: Chase Reconsideration
« Reply #9834 on: February 29, 2016, 12:13:02 AM »
Chase might decide you've applied for too many cards recently. Depends what else you got. YMMV
that's what I was afraid you would say, no other chase apps within 30. My af just came for personal AA, so I wanted to get the biz now, but still working on ink and then wanted to apply for sw- this is tough. I can have aa personal and biz correct? would you apply for biz and then fight chase? I just reduced my chase CL by 10k
« Last Edit: February 29, 2016, 01:13:28 AM by mord1 »

Offline D93

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Re: Chase Reconsideration
« Reply #9835 on: February 29, 2016, 12:48:24 AM »
I can have aa personal and biz correct?

Correct

Offline mord1

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Re: Chase Reconsideration
« Reply #9836 on: February 29, 2016, 01:13:02 AM »
Correct
thanks, thoughts on the other issue, apply for aa biz to keep free bag and cancel aa personal and take the risk of harder to get ink and SW? or not worth the risk?

Offline D93

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Re: Chase Reconsideration
« Reply #9837 on: February 29, 2016, 02:00:44 AM »
thanks, thoughts on the other issue, apply for aa biz to keep free bag and cancel aa personal and take the risk of harder to get ink and SW? or not worth the risk?

In which state do you live?

Offline mord1

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Re: Chase Reconsideration
« Reply #9838 on: February 29, 2016, 09:55:53 AM »
In which state do you live?
IL,  citi and chase both show up on transunion credit report

Offline D93

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Re: Chase Reconsideration
« Reply #9839 on: February 29, 2016, 10:17:22 AM »
IL,  citi and chase both show up on transunion credit report

The cards or the inquires?