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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2414630 times)

Offline mord1

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Re: Chase Reconsideration
« Reply #9840 on: February 29, 2016, 10:30:49 AM »
The cards or the inquires?
definitely chase inquiry and cards, and definitely citi cards, not sure about citi inquiries.

Offline mord1

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Re: Chase Reconsideration
« Reply #9841 on: February 29, 2016, 11:26:13 AM »
I just reconed a previous denied ink app and the rep gave me a whole lecture about how they don't use credit score, reducing credit limits has nothing to do with the reason for denial, moving credit doesn't help. They want a better understanding of why I have applied for a bunch of cards within the last 2 years, why those cards don't suffice now, why I need more credit, the rep even said: "to keep expenses separate is not a reason," they want to discuss how  I am using the cards etc...

Offline unclesam

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Re: Chase Reconsideration
« Reply #9842 on: February 29, 2016, 11:34:50 AM »
thanks, thoughts on the other issue, apply for aa biz to keep free bag and cancel aa personal and take the risk of harder to get ink and SW? or not worth the risk?
I think the Citi biz card won't show on report anyone?

Offline CS91

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Re: Chase Reconsideration
« Reply #9843 on: February 29, 2016, 11:40:02 AM »
I think the Citi biz card won't show on report anyone?
It won't. Business cards don't show up on credit reports.

Offline yochiek93

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Re: Chase Reconsideration
« Reply #9844 on: February 29, 2016, 11:48:56 AM »
I just reconed a previous denied ink app and the rep gave me a whole lecture about how they don't use credit score, reducing credit limits has nothing to do with the reason for denial, moving credit doesn't help. They want a better understanding of why I have applied for a bunch of cards within the last 2 years, why those cards don't suffice now, why I need more credit, the rep even said: "to keep expenses separate is not a reason," they want to discuss how  I am using the cards etc...
Huca

Offline mord1

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Re: Chase Reconsideration
« Reply #9845 on: February 29, 2016, 11:49:06 AM »
It won't. Business cards don't show up on credit reports.
what about the pull? wont chase see, that I applied for some citi card

Offline yochiek93

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Re: Chase Reconsideration
« Reply #9846 on: February 29, 2016, 11:50:19 AM »
what about the pull? wont chase see, that I applied for some citi card
Yes
They will see a pull but that doesn't mean anything

Offline mord1

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Re: Chase Reconsideration
« Reply #9847 on: February 29, 2016, 11:51:25 AM »
Huca
thanks, this app went to level 2 for approval and then they denied it, I have huced a few times,  since I reduced my personal CL by 10k from 60 or so, I was think of just wasting a pull and trying again, I also need SW cads for CP, thoughts?

Offline mord1

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Re: Chase Reconsideration
« Reply #9848 on: February 29, 2016, 11:53:01 AM »
Yes
They will see a pull but that doesn't mean anything
this rep, I just spoke to, gave me a whole lecture that I have applied for multiple card within the last year and that he wants a better understanding of why I need so much credit and how am I using it....  Is this part of the new rules or just a tough guy

Offline yochiek93

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Re: Chase Reconsideration
« Reply #9849 on: February 29, 2016, 11:53:39 AM »
this rep, I just spoke to, gave me a whole lecture that I have applied for multiple card within the last year and that he wants a better understanding of why I need so much credit and how am I using it....  Is this part of the new rules or just a tough guy
Just a tough guy so it seems

Offline mord1

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Re: Chase Reconsideration
« Reply #9850 on: February 29, 2016, 11:55:50 AM »
Just a tough guy so it seems
ok, so you think I could apply for citi biz and then just huca this current app?

Offline D93

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Re: Chase Reconsideration
« Reply #9851 on: February 29, 2016, 12:26:49 PM »
Business cards don't show up on credit reports.

-0.5

Capital One business cards show up on your report.

Offline CS91

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Re: Chase Reconsideration
« Reply #9852 on: February 29, 2016, 01:51:29 PM »
-0.5

Capital One business cards show up on your report.
Should be more like -0.1. Crapital One cards don't account for 50% of the cards that people around here apply for.  :P

Offline Barryg

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Re: Chase Reconsideration
« Reply #9853 on: February 29, 2016, 01:54:45 PM »
Should be more like -0.1. Crapital One cards don't account for 50% of the cards that people around here apply for.  :P
Once you're getting that technical, it's way less than .1

Offline CS91

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Re: Chase Reconsideration
« Reply #9854 on: February 29, 2016, 01:58:09 PM »
Once you're getting that technical, it's way less than .1
I rounded up. Didn't want to make D93 feel THAT bad.

Offline D93

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Re: Chase Reconsideration
« Reply #9855 on: February 29, 2016, 01:59:57 PM »
I rounded up. Didn't want to make D93 feel THAT bad.

LOL :)

Offline SLMYRCB

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Re: Chase Reconsideration
« Reply #9856 on: February 29, 2016, 05:45:01 PM »
So if my Ink Cash is pending approval, what is the consensus now?
Do I call and try to get it through or wait it out as I've seen mentioned up-thread?

Offline CS91

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Re: Chase Reconsideration
« Reply #9857 on: February 29, 2016, 05:46:21 PM »
So if my Ink Cash is pending approval, what is the consensus now?
Do I call and try to get it through or wait it out as I've seen mentioned up-thread?
Can you explain your business?

Offline SLMYRCB

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Re: Chase Reconsideration
« Reply #9858 on: February 29, 2016, 05:48:20 PM »
Can you explain your business?
Very well. All of them

Offline CS91

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Re: Chase Reconsideration
« Reply #9859 on: February 29, 2016, 05:57:56 PM »
Very well. All of them
People will disagree with me but I would call. I called when my app went pending because I was able to explain the business. Happened to be that the first rep was a total shmuck so he declined me but once I called back and explained everything to a rational rep, he resubmitted it for approval.