Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2400420 times)

Offline duddys

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Re: Chase Reconsideration
« Reply #6980 on: December 26, 2014, 02:08:05 PM »
I've been approved after the message said "2 weeks".

Offline Ephraimh

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Re: Chase Reconsideration
« Reply #6981 on: December 26, 2014, 02:08:09 PM »

3 days ago eli f. changed them to both be declined anyone know why and whether or not that's true
Wonder why tapatalk gave me the old wiki a few minutes ago... In any case, I don't think anything has changed

Offline Ephraimh

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Re: Chase Reconsideration
« Reply #6982 on: December 26, 2014, 02:09:26 PM »

I've been approved after the message said "2 weeks".
+1
The wiki should be changed back

Offline LifesGood

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Re: Chase Reconsideration
« Reply #6983 on: December 26, 2014, 03:58:41 PM »
appalled for the BA & united explorer, BA got intently approved, and the united got declined.

after calling Recon they say since i have to many card.
and the bank is saying basically wont approve me bec its to expensive, i guess not worth it for them

been banking with with chase for 2-3 yrs and opened my first cards 6 months ago.
any advise

Offline TimT

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Re: Chase Reconsideration
« Reply #6984 on: December 26, 2014, 04:01:19 PM »
appalled for the BA & united explorer, BA got intently approved, and the united got declined.

after calling Recon they say since i have to many card.
and the bank is saying basically wont approve me bec its to expensive, i guess not worth it for them

been banking with with chase for 2-3 yrs and opened my first cards 6 months ago.
any advise
How many chase cards do you have open ?
BTW you should fire whoever typed your post.

Offline LifesGood

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Re: Chase Reconsideration
« Reply #6985 on: December 26, 2014, 04:14:08 PM »
Two SW and freedom
I know very unclear had no time to clean it up

Offline MC

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Re: Chase Reconsideration
« Reply #6986 on: December 26, 2014, 04:20:05 PM »
Two SW and freedom
That's not a lot...

Offline TimT

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Re: Chase Reconsideration
« Reply #6987 on: December 26, 2014, 04:22:56 PM »

Offline LifesGood

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Re: Chase Reconsideration
« Reply #6988 on: December 26, 2014, 04:31:25 PM »
I called twice. Sounds like they thing am churning.  Which I'm not. I offered to move some CL over he said its about the CL its that it costs the bank $500 to open a new card with 50k bonus

Offline ShlockDoc

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Re: Chase Reconsideration
« Reply #6989 on: December 26, 2014, 05:11:47 PM »
Just got three this past week.

Did a 2BM and one app by phone with a minute of each other. 2BM accepted, phone app rejected for 30 day rule. HUCAd recon four times and tried everything in my arsenal and couldn't get past the 2 in 30 day rule. The recon guy really wanted to help me but said he simply has no way around the rule.

Offline eli.f

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Re: Chase Reconsideration
« Reply #6990 on: December 27, 2014, 01:10:37 PM »
3 days ago eli f. changed them to both be declined anyone know why and whether or not that's true
Woops. My bad.
Thanks (D93) for fixing.

Offline Yitzshpitz

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Re: Chase Reconsideration
« Reply #6991 on: December 27, 2014, 07:26:33 PM »
Did a 2BM and one app by phone with a minute of each other. 2BM accepted, phone app rejected for 30 day rule. HUCAd recon four times and tried everything in my arsenal and couldn't get past the 2 in 30 day rule. The recon guy really wanted to help me but said he simply has no way around the rule.

Firstly, maybe a diff rep can get past that rule. Secondly, you can get a recon and then you get extended 30 days for that credit score report  they pulled so you can then wait till after the 30 days from the first card and still get the 2nd card later.

Offline clear thinker

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Re: Chase Reconsideration
« Reply #6992 on: December 28, 2014, 11:21:09 AM »
Did a 2BM and one app by phone with a minute of each other. 2BM accepted, phone app rejected for 30 day rule. HUCAd recon four times and tried everything in my arsenal and couldn't get past the 2 in 30 day rule. The recon guy really wanted to help me but said he simply has no way around the rule.

Firstly, maybe a diff rep can get past that rule. Secondly, you can get a recon and then you get extended 30 days for that credit score report  they pulled so you can then wait till after the 30 days from the first card and still get the 2nd card later.
+1
http://forums.dansdeals.com/index.php?topic=8398.msg1005879.msg#1005879

Online etech0

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Re: Chase Reconsideration
« Reply #6993 on: December 28, 2014, 11:30:17 AM »
Workflowy. You won't know what you're missing until you try it.

Offline clear thinker

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Re: Chase Reconsideration
« Reply #6994 on: December 28, 2014, 11:36:54 AM »
Are you more likely to be approved 30 days after the first approval?
Absolutely they just can't (at least that's what they claim) issue you 2 cards within 30 days.
A rep even offered me to approve a app if I would close a cc I just got approved so that it wouldn't be 2 cards in 30 days

Offline clear thinker

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Re: Chase Reconsideration
« Reply #6995 on: December 28, 2014, 11:38:08 AM »
Are you more likely to be approved 30 days after the first approval?

Absolutely they just can't (at least that's what they claim) issue you 2 cards within 30 days.
A rep even offered me to approve a app if I would close a cc I just got approved so that it wouldn't be 2 cards in 30 days
Ps it has to be 30 days from first card issued date which is usually 2-3 days after approval

Offline TimT

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Re: Chase Reconsideration
« Reply #6996 on: December 28, 2014, 11:38:45 AM »
Absolutely they just can't (at least that's what they claim) issue you 2 cards within 30 days.
A rep even offered me to approve a app if I would close a cc I just got approved so that it wouldn't be 2 cards in 30 days
Now they're saying they can't do 2 in 30 days ?

Offline clear thinker

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Re: Chase Reconsideration
« Reply #6997 on: December 28, 2014, 11:39:58 AM »
Now they're saying they can't do 2 in 30 days ?
Sorry meant to say more then 2 cards in 30 days

Offline TimT

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Re: Chase Reconsideration
« Reply #6998 on: December 28, 2014, 11:42:22 AM »
Sorry meant to say more then 2 cards in 30 days
Sounds more like it. Although some reps manage to do it.

Offline ShlockDoc

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Re: Chase Reconsideration
« Reply #6999 on: December 28, 2014, 12:03:18 PM »
+1
http://forums.dansdeals.com/index.php?topic=8398.msg1005879.msg#1005879

Is the advantage of the extension that they won't do another pull, they'll just approve the initial application?

ETA: Just read through and this appears to be correct. What a great discovery. Will wait a couple of weeks and then ask them to resend the letter.
« Last Edit: December 28, 2014, 12:08:59 PM by ShlockDoc »