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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2401138 times)

Offline Yitzshpitz

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Re: Chase Reconsideration
« Reply #7000 on: December 28, 2014, 06:40:12 PM »
Sounds more like it. Although some reps manage to do it.

Yup. I got 3 within 30 days just by HUCA A LOT. I guess it depends which rep you get.

Offline BBPAPA

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Re: Chase Reconsideration
« Reply #7001 on: December 28, 2014, 06:42:50 PM »
Is the advantage of the extension that they won't do another pull, they'll just approve the initial application?

ETA: Just read through and this appears to be correct. What a great discovery. Will wait a couple of weeks and then ask them to resend the letter.
why do you need a new letter?
why not just call 30 days after with ssn, and just ask to know why you weren't approved? say you never got the letter and if they the 2 in 30 day rule just say its been over 30?

Offline zh cohen

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Re: Chase Reconsideration
« Reply #7002 on: December 28, 2014, 06:59:38 PM »
why do you need a new letter?
why not just call 30 days after with ssn, and just ask to know why you weren't approved? say you never got the letter and if they the 2 in 30 day rule just say its been over 30?

After 30 days from the last reconsideration the application is deleted from the system and they can't reconsider.

Offline rng

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Re: Chase Reconsideration
« Reply #7003 on: December 29, 2014, 12:10:55 AM »
I applied for 2 cards the other day via 2 bm.
The ritz Carlton and United, the ritz I got accepted thank gd.
I called recon about United the guy told me I'm too new to chase and don't have a long enough history and why am I applying for so much credit so quickly I gave him good answers about building credit and wanting to have a good relationship with chase etc and he said he can't approve the United cuz I have already 3 cards approved with chase since August.
Anything else I can say to try to get the United approved?? Thanks in advance for any tips here!

Offline TimT

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Re: Chase Reconsideration
« Reply #7004 on: December 29, 2014, 12:13:04 AM »
I applied for 2 cards the other day via 2 bm.
The ritz Carlton and United, the ritz I got accepted thank gd.
I called recon about United the guy told me I'm too new to chase and don't have a long enough history and why am I applying for so much credit so quickly I gave him good answers about building credit and wanting to have a good relationship with chase etc and he said he can't approve the United cuz I have already 3 cards approved with chase since August.
Anything else I can say to try to get the United approved?? Thanks in advance for any tips here!
How new is your credit history ?

Offline rng

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Re: Chase Reconsideration
« Reply #7005 on: December 29, 2014, 12:16:59 AM »
With chase August I was additional on a few accounts since 2012

Offline avromie7

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Re: Chase Reconsideration
« Reply #7006 on: December 29, 2014, 07:18:17 PM »
HUCA'd a few times for SP after approval for freedom 4500 CL every time the response is that i don't have enough credit on file first card is from february

ETA now they are telling me that they see it was already looked at a few times is it worth more HUCAs
« Last Edit: December 29, 2014, 07:22:33 PM by avromie7 »
I wonder what people who type "u" instead of "you" do with all their free time.

Offline eAge

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Re: Chase Reconsideration
« Reply #7007 on: December 29, 2014, 07:29:41 PM »

HUCA'd a few times for SP after approval for freedom 4500 CL every time the response is that i don't have enough credit on file first card is from february

ETA now they are telling me that they see it was already looked at a few times is it worth more HUCAs
Sure

Offline avromie7

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Re: Chase Reconsideration
« Reply #7008 on: December 29, 2014, 07:31:10 PM »
Sure
How likely is it to get approved and what do i say when they ask if I have any additional info that I didn't give the last rep
I wonder what people who type "u" instead of "you" do with all their free time.

Offline eAge

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Re: Chase Reconsideration
« Reply #7009 on: December 29, 2014, 07:32:45 PM »

How likely is it to get approved and what do i say when they ask if I have any additional info that I didn't give the last rep
Offer to move CL from another card

Offline avromie7

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Re: Chase Reconsideration
« Reply #7010 on: December 29, 2014, 07:33:28 PM »
Offer to move CL from another card
Didn't work the SP needs 5k min CL
I wonder what people who type "u" instead of "you" do with all their free time.

Offline eAge

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Re: Chase Reconsideration
« Reply #7011 on: December 29, 2014, 07:36:44 PM »

Didn't work the SP needs 5k min CL
Don't stop HUCAing, try different times of the day, or try writing up a nice SM, it worked for me in the past when everything else didn't.

Offline duddys

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Re: Chase Reconsideration
« Reply #7012 on: December 29, 2014, 07:56:39 PM »
Didn't work the SP needs 5k min CL
I got a 2k CL on my Hyatt which is also a visa signature

Offline avromie7

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Re: Chase Reconsideration
« Reply #7013 on: December 29, 2014, 07:59:47 PM »
I got a 2k CL on my Hyatt which is also a visa signature
SP is 5k and the last rep said they couldn't even if they moved the entire 4500 over being that it's the highest CL I have they can't add anything to it
I wonder what people who type "u" instead of "you" do with all their free time.

Offline eli.f

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Re: Chase Reconsideration
« Reply #7014 on: December 29, 2014, 10:14:18 PM »
I got a 2k CL on my Hyatt which is also a visa signature
Maybe you got the non-signature version?

Offline a mirrer

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Re: Chase Reconsideration
« Reply #7015 on: December 30, 2014, 10:55:05 AM »
not sure if this is the right thread but i had interesting story with chase applied for my first ever cc with chase on Dec 9(had a barclays us airways for a couple of weeks) was an au since 2010 applied for sp got a letter to call fraud I'm guessing because i applied from Israel called on the 19th got approved with a $14400 cl on reported 72k annual income got an offer from united for 50k on mpe so applied on the 25th got sent to fraud called on the 29th got approved $20k cl couple of hours later noticed that i have an offer of waived fee on mp club so applied and got instant approval $21600 cl

Offline TimT

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Re: Chase Reconsideration
« Reply #7016 on: December 30, 2014, 10:56:51 AM »
not sure if this is the right thread but i had interesting story with chase applied for my first ever cc with chase on Dec 9(had a barclays us airways for a couple of weeks) was an au since 2010 applied for sp got a letter to call fraud I'm guessing because i applied from Israel called on the 19th got approved with a $14400 cl on reported 72k annual income got an offer from united for 50k on mpe so applied on the 25th got sent to fraud called on the 29th got approved $20k cl couple of hours later noticed that i have an offer of waived fee on mp club so applied and got instant approval $21600 cl
I'm assuming more than 1 pull, correct ?

Offline a mirrer

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Re: Chase Reconsideration
« Reply #7017 on: December 30, 2014, 11:05:52 AM »
I'm assuming more than 1 pull, correct ?
don't know yet will know in about two weeks because i need to order by snail mail because my history is too new so will update

Offline rng

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Re: Chase Reconsideration
« Reply #7018 on: December 30, 2014, 11:06:13 AM »
i already applied for the chase ritz carlton card today 1 bm can i do some more apps today with same pull?

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7019 on: December 30, 2014, 11:06:57 AM »
i already applied for the chase ritz carlton card today 1 bm can i do some more apps today with same pull?
Chase personal cards you can.
Quaerite et Invenietis.