Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1258819 times)

Offline killamatic12

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2013
  • Posts: 163
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New York City
Re: Chase Reconsideration
« Reply #7320 on: February 09, 2015, 05:27:33 PM »
Did a 2bm for the 1st time for an ink and United card. Got instantly approved for the United but declined for the ink. I called in and answered a bunch of questions. Didn't get approved b/c I said I make around 20k and plan to make around 5-10k for the business. I offered to transfer a CL from another card but that didn't help. I'm going to HUCA and hope it gets approved. Any other things I should say?

Offline Marco Polo

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 13608
  • Total likes: 9
  • DansDeals.com Hat Tips 104
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #7321 on: February 09, 2015, 05:29:05 PM »
Did a 2bm for the 1st time for an ink and United card. Got instantly approved for the United but declined for the ink. I called in and answered a bunch of questions. Didn't get approved b/c I said I make around 20k and plan to make around 5-10k for the business. I offered to transfer a CL from another card but that didn't help. I'm going to HUCA and hope it gets approved. Any other things I should say?
Nothing in regards to what to say, just a heads up that you will likely get two pulls for mixing apps.
Quaerite et Invenietis.

Offline killamatic12

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2013
  • Posts: 163
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New York City
Re: Chase Reconsideration
« Reply #7322 on: February 09, 2015, 05:34:30 PM »
Nothing in regards to what to say, just a heads up that you will likely get two pulls for mixing apps.
explain please

Offline TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 17754
  • Total likes: 838
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Chase Reconsideration
« Reply #7323 on: February 09, 2015, 05:37:12 PM »
explain please
Chase biz recon could be tough. Low income amount doesn't help.

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 6144
  • Total likes: 11
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Chase Reconsideration
« Reply #7324 on: February 09, 2015, 05:48:59 PM »

explain please

Biz cards and personal cards are treated separately. Same day doesn't make a difference in regards to the pulls. There will most likely be a pull for the personal card and another pull for your biz card.
Work hard, Play harder!

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 6144
  • Total likes: 11
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Chase Reconsideration
« Reply #7325 on: February 09, 2015, 05:50:00 PM »

Chase biz recon could be tough. Low income amount doesn't help.

Agreed. I know of cases where the income was what got someone declined with 50k income and that on a personal. When they called and changed it to 80k they then got approved.
Work hard, Play harder!

Offline raphy781

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2013
  • Posts: 1583
  • Total likes: 1
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Chase Reconsideration
« Reply #7326 on: February 09, 2015, 06:07:32 PM »
Nothing in regards to what to say, just a heads up that you will likely get two pulls for mixing apps.
He already applied so he already got the pull. May as well try to get the approval.

Offline killamatic12

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2013
  • Posts: 163
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New York City
Re: Chase Reconsideration
« Reply #7327 on: February 09, 2015, 06:18:39 PM »
The rep told me they are more afraid that I spend the money and not pay EVEN if I transfer credit from a different card! Btw I wish I knew it would be 2 pulls. I have a friend that works in chase and I'm sure he could get me approved

Offline TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 17754
  • Total likes: 838
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Chase Reconsideration
« Reply #7328 on: February 09, 2015, 06:22:16 PM »
The rep told me they are more afraid that I spend the money and not pay EVEN if I transfer credit from a different card! Btw I wish I knew it would be 2 pulls. I have a friend that works in chase and I'm sure he could get me approved
He could get you approved or stick in a good word for you ? What does he do ?

Offline killamatic12

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2013
  • Posts: 163
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New York City
Re: Chase Reconsideration
« Reply #7329 on: February 09, 2015, 06:23:40 PM »
He could get you approved or stick in a good word for you ? What does he do ?
he has a desk at a chase bank lol just started so I don't know

Offline itsyehuda

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2013
  • Posts: 1693
  • Total likes: 6
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn. NY
Re: Chase Reconsideration
« Reply #7330 on: February 09, 2015, 06:32:57 PM »
Uchh... I'm in that dreaded "too many recent card accounts" stage with Chase. Trying to get my Ritz card through. They aren't willing to consider closing anything or moving anything.

Now that the offer is dead this recon becomes so much more important.
I remember when a coke was a nickel, and you could buy VRs in OD.

Offline Marco Polo

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 13608
  • Total likes: 9
  • DansDeals.com Hat Tips 104
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #7331 on: February 09, 2015, 10:30:06 PM »
Uchh... I'm in that dreaded "too many recent card accounts" stage with Chase. Trying to get my Ritz card through. They aren't willing to consider closing anything or moving anything.

Now that the offer is dead this recon becomes so much more important.
How long ago did you apply?

Maybe wait a week and try again.
Quaerite et Invenietis.

Offline yitzyul

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2011
  • Posts: 2192
  • Total likes: 34
  • DansDeals.com Hat Tips 47
    • View Profile
  • Location: Monsey
Re: Chase Reconsideration
« Reply #7332 on: February 10, 2015, 12:49:40 AM »
(Might not be the right category to post)

Currently have chase:
Freedom
Sapphire
British
United

I want to cancel the united cause of the AF that they won't waive, any recommendations what to do
Should I just have them transfer the credit line to an existing account such as sapphire or is there away to get another card such as Us Airways with out a pull having them just move the credit line?

Offline TimT

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 17754
  • Total likes: 838
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Chase Reconsideration
« Reply #7333 on: February 10, 2015, 12:52:51 AM »
(Might not be the right category to post)

Currently have chase:
Freedom
Sapphire
British
United

I want to cancel the united cause of the AF that they won't waive, any recommendations what to do
Should I just have them transfer the credit line to an existing account such as sapphire or is there away to get another card such as Us Airways with out a pull having them just move the credit line?
The US Airways is from Barclays.

Offline DMYD

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2013
  • Posts: 2979
  • Total likes: 0
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Chase Reconsideration
« Reply #7334 on: February 10, 2015, 02:34:32 AM »
(Might not be the right category to post)

Currently have chase:
Freedom
Sapphire
British
United

I want to cancel the united cause of the AF that they won't waive, any recommendations what to do
Should I just have them transfer the credit line to an existing account such as sapphire or is there away to get another card such as Us Airways with out a pull having them just move the credit line?
To get a new card a pull will always happen, but it will just be easier to get approved by moving over some credit, but as Tim T says US Airways won't won't work, but the Southwest Airlines card is from Chase.