Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1471611 times)

Offline noturbizniss

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Re: Chase Reconsideration
« Reply #7395 on: February 20, 2015, 12:13:20 PM »
The SW Premier was the 3rd on her account, this would be the 4th. Why you ask? There's a limit?
I meant third app on same day or within 30? They seem to be cracking down on the 2 in 30 rule.
READ THE DARN WIKI!!!!

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Offline duvz

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Re: Chase Reconsideration
« Reply #7396 on: February 20, 2015, 12:16:45 PM »
I meant third app on same day or within 30? They seem to be cracking down on the 2 in 30 rule.
Oh, no, I did a 2bm for these cards about 3 weeks ago. Got the Chase United card back in October for her.

Offline Hatastah

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Re: Chase Reconsideration
« Reply #7397 on: February 20, 2015, 01:27:55 PM »
Applied for the Chase United Explorer Business, got rejected due to not enought business credit history (first business card opened in October), and too many recent credit requests (7 new CCs in the past 12 months). I HUCAed 3 times already, no luck. Any use continuing?

Offline duvz

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Re: Chase Reconsideration
« Reply #7398 on: February 20, 2015, 01:42:29 PM »
I called the 1st recon line this time (1st one in wiki). Is it normal for them to say "give us up to 2 weeks to give you an answer?" The rep was definitely new and threw in that I could call back in 24-48 hours to possibly get an answer, she said they "like to under promise and over deliver." This is the 1st time I did not receive a yes or no when calling recon that's why I'm asking here if it's normal response... or what it means exactly.

Offline yuguy

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Re: Chase Reconsideration
« Reply #7399 on: February 20, 2015, 04:34:03 PM »
Hope this is the right place for this...

Applied for two cards Jan. 21 got approved. 3rd card was declined. FINALLY successful HUCA today. So the question is: Is the date of opening backdated to the original date of the app submit date, OR to today when they approved and opened?

Offline noturbizniss

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Re: Chase Reconsideration
« Reply #7400 on: February 21, 2015, 08:10:57 PM »
Hope this is the right place for this...

Applied for two cards Jan. 21 got approved. 3rd card was declined. FINALLY successful HUCA today. So the question is: Is the date of opening backdated to the original date of the app submit date, OR to today when they approved and opened?
Did you confirm It wasn't a new pull? You got approved cuz of 30 days
READ THE DARN WIKI!!!!

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Offline clear thinker

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Re: Chase Reconsideration
« Reply #7401 on: February 21, 2015, 09:10:10 PM »
I called the 1st recon line this time (1st one in wiki). Is it normal for them to say "give us up to 2 weeks to give you an answer?" The rep was definitely new and threw in that I could call back in 24-48 hours to possibly get an answer, she said they "like to under promise and over deliver." This is the 1st time I did not receive a yes or no when calling recon that's why I'm asking here if it's normal response... or what it means exactly.
This might be what ur looking for:
I just did recon on a UA card which is 28 days old after 2 mins on hold the rep comes back and says there is nothing he can do now because they're in middle of the reviewing process! & they'll reach out to me within 48 hours.
Anybody does this make sense?
I have to say it was pretty weird to me.

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7402 on: February 21, 2015, 09:26:28 PM »
Hope this is the right place for this...

Applied for two cards Jan. 21 got approved. 3rd card was declined. FINALLY successful HUCA today. So the question is: Is the date of opening backdated to the original date of the app submit date, OR to today when they approved and opened?
Is ur question regarding spent?

Offline yuguy

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Re: Chase Reconsideration
« Reply #7403 on: February 21, 2015, 09:48:23 PM »
Did you confirm It wasn't a new pull? You got approved cuz of 30 days

Yes, it was within 30 days and I asked if it was a new pull and rep said, 'no i would have to tell you if it was' (so i'm hoping he was truthful in that.

Is ur question regarding spent?

No my question is regarding date of account opening on credit report--will it be the day i was approved, or is it dated to the application?

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7404 on: February 21, 2015, 10:12:51 PM »
Yes, it was within 30 days and I asked if it was a new pull and rep said, 'no i would have to tell you if it was' (so i'm hoping he was truthful in that.

No my question is regarding date of account opening on credit report--will it be the day i was approved, or is it dated to the application?
Afaik there is no date on which it says when the account was opened (Besides for which month) they just randomly report on any given day.
why don't you check by yourself? You were denied credit so request ur free report https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE

Offline duvz

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Re: Chase Reconsideration
« Reply #7405 on: February 23, 2015, 10:26:08 AM »
This might be what ur looking for:I have to say it was pretty weird to me.
The thing is, she was able to update my information and submit another reconsideration request but could not give me an answer at the time. Technically, she was able to do something in their system just couldn't provide me with approved/declined answer. Definitely strange.

Online Tzadik Nistar

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Re: Chase Reconsideration
« Reply #7406 on: February 23, 2015, 08:45:59 PM »
I just called to reconsider my wifes card and they told me it needs to go thru a verification process that takes 24-48 hr.
What does that mean?

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #7407 on: February 24, 2015, 06:20:16 AM »
I just called to reconsider my wifes card and they told me it needs to go thru a verification process that takes 24-48 hr.
What does that mean?
Could be nothing. Call back after 24 hours and see the status.
Quaerite et Invenietis.

Offline clear thinker

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Re: Chase Reconsideration
« Reply #7408 on: February 24, 2015, 07:31:17 AM »
I just called to reconsider my wifes card and they told me it needs to go thru a verification process that takes 24-48 hr.
What does that mean?
This might be what ur looking for:

This might be what ur looking for:I have to say it was pretty weird to me.

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Re: Chase Reconsideration
« Reply #7409 on: February 24, 2015, 08:03:06 AM »
This might be what ur looking for:
What was the outcome?