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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2410106 times)

Offline TimT

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Re: Chase Reconsideration
« Reply #8100 on: June 04, 2015, 12:36:09 AM »
I got two hard pulls, one for each card (I guess because one was biz and one was personal)?
correct

Offline raccah

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Re: Chase Reconsideration
« Reply #8101 on: June 04, 2015, 12:56:57 AM »
Ummm, which Citi AA card were you "hammering" lately? I thought those days were long gone. PMs welcome.

Until 5/31 life was good - then the links died again. You need to keep on top of this thread:

http://www.flyertalk.com/forum/citi-thankyou-rewards/1615477-currently-50k-miles-citi-executive-aa-read-wikipost-first-218.html

Offline The Thinker

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Re: Chase Reconsideration
« Reply #8102 on: June 04, 2015, 05:04:05 PM »
I just applied for 3 Chase CC and was only approved for one (BA). When I called them they said when you apply for all three and get approved for one the other two automatically decline. I applied for reconsideration and they told me since they're giving me a higher credit limit they wouldn't approve another card until they see that I can handle it. ( Until now I've only had discover with a $1000-2000 credit limit and now I'm getting a $7000) Any suggestions on how I can get approved for the other 2 cards? Should I be applying for another card from a different bank?

Offline ShlockDoc

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Re: Chase Reconsideration
« Reply #8103 on: June 04, 2015, 05:05:42 PM »
I just applied for 3 Chase CC and was only approved for one (BA). When I called them they said when you apply for all three and get approved for one the other two automatically decline. I applied for reconsideration and they told me since they're giving me a higher credit limit they wouldn't approve another card until they see that I can handle it. ( Until now I've only had discover with a $1000-2000 credit limit and now I'm getting a $7000) Any suggestions on how I can get approved for the other 2 cards? Should I be applying for another card from a different bank?

HUCA

Offline manymiles

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Re: Chase Reconsideration
« Reply #8104 on: June 04, 2015, 05:10:42 PM »
ask to diversify the credit
the least amount per card
some cards have aminimum of 5
plus 2 for other card
or 2 plus 2 plus 3 for all cards

Offline The Thinker

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Re: Chase Reconsideration
« Reply #8105 on: June 04, 2015, 05:38:56 PM »
Thanks. Just called again. Told me they can't diversify since the BA requires at least $5000 to start with. Also told me that applying for all 3 cards took 3 pulls and not one! I guess I'll wait a while before applying for another chase card..

Offline yitrap

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Re: Chase Reconsideration
« Reply #8106 on: June 04, 2015, 05:43:20 PM »
Thanks. Just called again. Told me they can't diversify since the BA requires at least $5000 to start with. Also told me that applying for all 3 cards took 3 pulls and not one! I guess I'll wait a while before applying for another chase card..
DROPR

Offline Hellokitty64

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Re: Chase Reconsideration
« Reply #8107 on: June 04, 2015, 05:43:36 PM »
Thanks. Just called again. Told me they can't diversify since the BA requires at least $5000 to start with. Also told me that applying for all 3 cards took 3 pulls and not one! I guess I'll wait a while before applying for another chase card..
DROPR the BA's min CL is 2k AFAIK, I got  approved for one with that amount. And they could have meant that each app is a pull which is technically true, but they merge  together into one assuming if done in one day and all personal cards

Offline 3yummyboys

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Re: Chase Reconsideration
« Reply #8108 on: June 04, 2015, 09:28:35 PM »
IINM if it does show up as separate pulls you can call the credit bureau to get rid of the extras. 

Offline yitrap

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Re: Chase Reconsideration
« Reply #8109 on: June 04, 2015, 09:31:36 PM »
IINM if it does show up as separate pulls you can call the credit bureau to get rid of the extras.
+1

Offline ADG

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Re: Chase Reconsideration
« Reply #8110 on: June 05, 2015, 12:50:24 PM »
omg chase rep grilling me for numbers on a business that isnt real:) I am on with supervisor and she is not easy going
 

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #8111 on: June 05, 2015, 12:52:33 PM »
omg chase rep grilling me for numbers on a business that isnt real:) I am on with supervisor and she is not easy going
Crazy they would do that.
Quaerite et Invenietis.

Offline TimT

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Re: Chase Reconsideration
« Reply #8112 on: June 05, 2015, 12:55:36 PM »
omg chase rep grilling me for numbers on a business that isnt real:) I am on with supervisor and she is not easy going
Would help if it was real with real numbers.

Offline ADG

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Re: Chase Reconsideration
« Reply #8113 on: June 05, 2015, 12:59:21 PM »
Would help if it was real with real numbers.

dont be so absessed with reality 8)

Offline TimT

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Re: Chase Reconsideration
« Reply #8114 on: June 05, 2015, 01:02:50 PM »
dont be so absessed with reality 8)
I won't, but they seem to be

Offline 3yummyboys

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Re: Chase Reconsideration
« Reply #8115 on: June 05, 2015, 01:04:46 PM »
When they see that you recently closed the same card, how do you explain why you are opening it again?

Offline pcgeek

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Re: Chase Reconsideration
« Reply #8116 on: June 08, 2015, 07:28:52 PM »
I recently applied for the Chase United Mileage Plus and the Ink Cash. Both were declined; the ink due to "Business too new", and "Insufficient business revenue". And the United card was declined due to "Too many requests for credit or opened accounts with us". OK so my question is: I understand why the Ink was declined because it's true :-\. But what about the United card? I don't have THAT many accounts opened with chase.

Offline TimT

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Re: Chase Reconsideration
« Reply #8117 on: June 08, 2015, 07:37:30 PM »
I recently applied for the Chase United Mileage Plus and the Ink Cash. Both were declined; the ink due to "Business too new", and "Insufficient business revenue". And the United card was declined due to "Too many requests for credit or opened accounts with us". OK so my question is: I understand why the Ink was declined because it's true :-\. But what about the United card? I don't have THAT many accounts opened with chase.
They'll say that with 2-3 open cards as well.

Offline ChaimMoskowitz

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Re: Chase Reconsideration
« Reply #8118 on: June 08, 2015, 07:47:52 PM »
Thanks. Just called again. Told me they can't diversify since the BA requires at least $5000 to start with. Also told me that applying for all 3 cards took 3 pulls and not one! I guess I'll wait a while before applying for another chase card..
They pull your credit for each card you apply for.
I just found a new supply of forks!

Offline pcgeek

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Re: Chase Reconsideration
« Reply #8119 on: June 08, 2015, 07:57:22 PM »
They'll say that with 2-3 open cards as well.
Thank you. What do you suggest I do to get approved?