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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2374643 times)

Offline moeg

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Re: Chase Reconsideration
« Reply #8480 on: July 07, 2015, 01:14:57 PM »
She has no credit history whatsoever ?
3 months on a Wells Fargo student card $5000 CL.

Offline TimT

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Re: Chase Reconsideration
« Reply #8481 on: July 07, 2015, 01:16:26 PM »
3 months on a Wells Fargo student card $5000 CL.
HUCA. That line about because you have too many is bs

Offline moeg

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Re: Chase Reconsideration
« Reply #8482 on: July 07, 2015, 01:22:52 PM »
HUCA. That line about because you have too many is bs
She HUCAd and she got the word for word treatment. (When they quote the original rep word for word)
Could it be because she is an AU on alot of CC's?

Offline TimT

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Re: Chase Reconsideration
« Reply #8483 on: July 07, 2015, 01:29:48 PM »
Could it be because she is an AU on alot of CC's?
If its that, then why would they say because you have too many ?

Offline Jm1248

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Re: Chase Reconsideration
« Reply #8484 on: July 07, 2015, 01:30:48 PM »
I just applied for a freedom for my wife. She called up recon and they basically told her that since I have too many cards they wont approve her and the only reason they considered it was because i was the one who applied. Even if she says all those cards are mine then they say she has no credit history.
Did anyone ever have this sort of thing?
Also how can they know that i was the one who applied???
What do you mean "because I have too many cards"? Is she an authorized user on those cards?

Offline Jm1248

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Re: Chase Reconsideration
« Reply #8485 on: July 07, 2015, 01:32:27 PM »
She HUCAd and she got the word for word treatment. (When they quote the original rep word for word)
Could it be because she is an AU on alot of CC's?
Just saw this. I got the same spiel once when applying for a card for my wife. A few hucas did the trick

Offline moeg

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Re: Chase Reconsideration
« Reply #8486 on: July 07, 2015, 01:36:36 PM »
Just saw this. I got the same spiel once when applying for a card for my wife. A few hucas did the trick
Ok good to know im gonna try again thanks!

Offline moeg

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Re: Chase Reconsideration
« Reply #8487 on: July 07, 2015, 01:38:34 PM »
If its that, then why would they say because you have too many ?
Im not sure, its a real headscratcher!!!

Offline Jm1248

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Re: Chase Reconsideration
« Reply #8488 on: July 07, 2015, 01:44:33 PM »
Ok good to know im gonna try again thanks!
I'm not sure if they'll be tougher on this now that theyre cracking down on churning and ccs but its definitely worth a (few) shot(s)

Offline Hoboken7256

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Re: Chase Reconsideration
« Reply #8489 on: July 07, 2015, 07:21:52 PM »
Just saw this. I got the same spiel once when applying for a card for my wife. A few hucas did the trick

How the hell could Chase possibly know when a husband applies for their wife and be so certain that they would mention it to the wife during a recon call ?

Offline etech0

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Re: Chase Reconsideration
« Reply #8490 on: July 07, 2015, 07:32:31 PM »
How the hell could Chase possibly know when a husband applies for their wife and be so certain that they would mention it to the wife during a recon call ?
sometimes they have the same exact voice :)
Workflowy. You won't know what you're missing until you try it.

Offline Hoboken7256

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Re: Chase Reconsideration
« Reply #8491 on: July 07, 2015, 07:38:51 PM »
sometimes they have the same exact voice :)

Got it, I was thinking only about online applications.

Offline Jm1248

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Re: Chase Reconsideration
« Reply #8492 on: July 07, 2015, 07:47:48 PM »
sometimes they have the same exact voice :)
Lol. I've had reps ask me "is this a gentleman or a woman?"

Offline Ydad

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Re: Chase Reconsideration
« Reply #8493 on: July 07, 2015, 08:15:06 PM »
Lol. I've had reps ask me "is this a gentleman or a woman?"
Lol! My DW's name is Jewish enough I get away with it every time. They can't pronounce it for the life of theirs, forget about figuring out the gender.

Offline Jm1248

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Re: Chase Reconsideration
« Reply #8494 on: July 07, 2015, 08:26:12 PM »
Lol! My DW's name is Jewish enough I get away with it every time. They can't pronounce it for the life of theirs, forget about figuring out the gender.
Ha! I always thought they have the gender in front of them with account info, no? Plenty of times reps pointedly say MRS Jm1248 throughout the phone call although they won't actually call me on it

Offline etech0

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Re: Chase Reconsideration
« Reply #8495 on: July 07, 2015, 08:26:48 PM »
Got it, I was thinking only about online applications.
And I was teasing some DDFers. I honestly don't know why they'd care what cards someone's spouse has. Or how they'd know to look at it when you recon.
Workflowy. You won't know what you're missing until you try it.

Offline Ydad

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Re: Chase Reconsideration
« Reply #8496 on: July 07, 2015, 08:29:28 PM »


Ha! I always thought they have the gender in front of them with account info, no?
Nah, I'm always getting "hello Mr. Shprintza Yentl"


Offline enwhycee

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Re: Chase Reconsideration
« Reply #8497 on: July 08, 2015, 12:06:24 PM »
Just did a couple HUCAS and spoke to the Senior Lending manager.

No go for SP.  :-\

Offline Marco Polo

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Re: Chase Reconsideration
« Reply #8498 on: July 08, 2015, 12:19:34 PM »
Just did a couple HUCAS and spoke to the Senior Lending manager.

No go for SP.  :-\
Try SM, you can also wait a little and try again.

All hope is not lost.
Quaerite et Invenietis.

Offline real-brisker

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Re: Chase Reconsideration
« Reply #8499 on: July 09, 2015, 11:46:27 AM »
I must have HUCA'ed 7 times for reconsidering my SP - no go :(.

Any other options besides going into branch?
Have people had positive experience in branch, what do you tell the banker?