Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2374165 times)

Offline YudiG

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2010
  • Posts: 2351
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #120 on: September 20, 2011, 08:42:58 AM »
Well...for those who were wondering about calling in to get their wives app reconsidered...he figured the name was that of a man and made no issue.

I guess as long as they don't check the gender, you'll be fine. Try and sound aidel and it should work.

Offline Nitantnel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2011
  • Posts: 2957
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn
Re: Chase Reconsideration
« Reply #121 on: September 20, 2011, 09:01:04 AM »
With today's mishgyim changing gender they are very sensitive... I called practically every issuer for my wife--who has a real woman's name--and never had a problem.

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Chase Reconsideration
« Reply #122 on: September 20, 2011, 11:52:41 AM »
Well...for those who were wondering about calling in to get their wives app reconsidered...he figured the name was that of a man and made no issue.

I guess as long as they don't check the gender, you'll be fine. Try and sound aidel and it should work.

With today's mishgyim changing gender they are very sensitive... I called practically every issuer for my wife--who has a real woman's name--and never had a problem.

Never had a problem before yesterday. Tried calling Airtran Visa for my mother, and this is how it went:

Visa: Are you the main account holder?
Me: Yes, I am.
Visa: I need to speak with [Main Account Holder]
Me: You are, I am [Main Account Holder]
Visa: Please hold on for a second.
[60 second hold]
Visa: Sir, we have confirmed the gender of the account is female.
Me: Yes, I know, I AM female.
Visa: Sir, we're going to need to speak with the main account holder.
Me: Ma'am, first, I'm very insulted at your insinuation. First, I've had some surgery and it has altered my voice, and second, I'd appreciate if you'd stop calling me "sir."
Visa: <click>

Shocked they actually just hung up.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline YudiG

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2010
  • Posts: 2351
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #123 on: September 20, 2011, 02:00:18 PM »
Got a call from a number 480-902-6000 after a successful reconsideration that said chase...they were looking for the cardholder - any cause for concern?

Offline smurf

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2010
  • Posts: 4525
  • Total likes: 276
  • DansDeals.com Hat Tips 8
    • View Profile
  • Location: NJ
Re: Chase Reconsideration
« Reply #124 on: September 20, 2011, 02:29:01 PM »
Got a call from a number 480-902-6000 after a successful reconsideration that said chase...they were looking for the cardholder - any cause for concern?
probably just calling to verify information
But in general I find it wise to never give information to someone calling you I just ask for a reference number then call the bank myself.

Offline compddd

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2011
  • Posts: 2813
  • Total likes: 4
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Chase Reconsideration
« Reply #125 on: September 20, 2011, 03:47:23 PM »
Well you were lieing to them lol

Never had a problem before yesterday. Tried calling Airtran Visa for my mother, and this is how it went:

Visa: Are you the main account holder?
Me: Yes, I am.
Visa: I need to speak with [Main Account Holder]
Me: You are, I am [Main Account Holder]
Visa: Please hold on for a second.
[60 second hold]
Visa: Sir, we have confirmed the gender of the account is female.
Me: Yes, I know, I AM female.
Visa: Sir, we're going to need to speak with the main account holder.
Me: Ma'am, first, I'm very insulted at your insinuation. First, I've had some surgery and it has altered my voice, and second, I'd appreciate if you'd stop calling me "sir."
Visa: <click>

Shocked they actually just hung up.

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Chase Reconsideration
« Reply #126 on: September 20, 2011, 04:43:02 PM »
Well you were lieing to them lol

I was "fibbing" to see if it'd work. But, in any case, I'm shocked they just hung up. There's no way they could prove I wasn't who I said I was... I had all the verifying info.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Nitantnel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2011
  • Posts: 2957
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn
Re: Chase Reconsideration
« Reply #127 on: September 20, 2011, 04:51:42 PM »
Could be they checked up a previous recording although I doubt it

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Chase Reconsideration
« Reply #128 on: September 20, 2011, 04:56:41 PM »
Could be they checked up a previous recording although I doubt it

Pleaaaase. And:

Visa: Are you the main account holder?
Me: Yes, I am.
Visa: I need to speak with [Main Account Holder]
Me: You are, I am [Main Account Holder]
Visa: Please hold on for a second.
[60 second hold]
Visa: Sir, we have confirmed the gender of the account is female.
Me: Yes, I know, I AM female.
Visa: Sir, we're going to need to speak with the main account holder.
Me: Ma'am, first, I'm very insulted at your insinuation. First, I've had some surgery and it has altered my voice, and second, I'd appreciate if you'd stop calling me "sir."
Visa: <click>
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Fan of Dan

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2011
  • Posts: 3029
  • Total likes: 8
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #129 on: September 21, 2011, 07:35:28 PM »
Pleaaaase. And:
I know a fifty year old lady who smokes heavy and companies always think she's male until she corrects them so I guess you can always say you smoke!! Or you have bronchitis!

Offline Fan of Dan

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2011
  • Posts: 3029
  • Total likes: 8
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #130 on: September 21, 2011, 07:36:35 PM »
Need way for wife to get approved for chase card limited history. Is there a concept of co applicants like on a mortgage?

Offline tripper

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jan 2010
  • Posts: 217
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #131 on: September 21, 2011, 09:44:55 PM »
Does anyone know if chase would shift credit lines from a personal card to a business card, i.e. Continental to Ink Bold?

Offline moko

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2011
  • Posts: 4567
  • Total likes: 1484
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: BOS
Re: Chase Reconsideration
« Reply #132 on: September 21, 2011, 10:28:54 PM »
yes, ive done it back and forth

Offline shnu

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2011
  • Posts: 146
  • Total likes: 8
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #133 on: September 21, 2011, 10:43:33 PM »
chase keeps denying me they said to many inquiries. Any way around that?

Offline sky121

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2011
  • Posts: 11513
  • Total likes: 168
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #134 on: September 21, 2011, 11:01:22 PM »
Call the various numbers Dan has posted to get reconsidered.
"Not all who wander are lost"

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Chase Reconsideration
« Reply #135 on: September 21, 2011, 11:04:18 PM »
chase keeps denying me they said to many inquiries. Any way around that?

A) Recon lines MAY help, or
B) Wait for inquiries to fall off, or
C) Force them to look at another bureau's credit report. (Not sure if this requires a reapplication+freezing the offending credit report though)
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline tripper

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jan 2010
  • Posts: 217
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #136 on: September 22, 2011, 09:08:06 AM »
@shnu,
thanks

Offline YudiG

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2010
  • Posts: 2351
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #137 on: September 27, 2011, 12:27:39 PM »
called in last week to get my wife's app approved...they thought i was her and it got approved..now they sent a letter from fraud department wanting to confirm in fact that it was her and that all is in order before the complete the app.

must we call the number in the letter or will an SM w/ the reference number do the job?

Offline sky121

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2011
  • Posts: 11513
  • Total likes: 168
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Chase Reconsideration
« Reply #138 on: September 27, 2011, 12:56:49 PM »
called in last week to get my wife's app approved...they thought i was her and it got approved..now they sent a letter from fraud department wanting to confirm in fact that it was her and that all is in order before the complete the app.

must we call the number in the letter or will an SM w/ the reference number do the job?
I think you have to call.
"Not all who wander are lost"

Offline YudiG

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2010
  • Posts: 2351
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #139 on: September 27, 2011, 01:04:20 PM »
Yea, we did...it was only a few short typical q's such as phone #, name of other cc's w/ other banks...not even SS or address! Bh, all is well that ends well!