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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419 [Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.


« Last edited by Dani on July 30, 2024, 06:14:19 PM »

Author Topic: Chase Reconsideration  (Read 2725589 times)

Offline mordechain

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Re: Chase Reconsideration
« Reply #9680 on: February 21, 2016, 05:16:23 PM »
Last week did 3bm got instant approval on ba and Marriott, but got rejection letter on freedom "too many inquiries" at this point in over 5/24. Any point in calling recon?

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9681 on: February 21, 2016, 05:46:59 PM »

Last week did 3bm got instant approval on ba and Marriott, but got rejection letter on freedom "too many inquiries" at this point in over 5/24. Any point in calling recon?

Very hard with 3 period. Even more so if the one missing is a UR card.
Work hard, Play harder!

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9682 on: February 21, 2016, 05:47:20 PM »

If when I call, recon says I have to wait till I get my letter stating the decision, is there anyway around that, or do I just have to wait ?

Call and try your luck again.
Work hard, Play harder!

Offline rileywiles23

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Re: Chase Reconsideration
« Reply #9683 on: February 21, 2016, 06:01:49 PM »
Call and try your luck again.
Same answer 3X.
Life is as good as you make it...

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9684 on: February 21, 2016, 06:03:49 PM »

Same answer 3X.

My wife got approved on call x4. Just fyi.
Work hard, Play harder!

Offline maxie m

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Re: Chase Reconsideration
« Reply #9685 on: February 22, 2016, 02:34:01 AM »
Thanks.

This is Chase's new way. They approve you for a co-brand with such a large CL that there is no way your second app will go through without having to call them. Once you call, they'll deny you for 5/24.
so it's best to lower your CL before applying for new cards, no matter if the new one is biz or personal?
Dumb people learn from their own mistakes,smart people,from the mistakes of others

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9686 on: February 22, 2016, 07:16:22 AM »

so it's best to lower your CL before applying for new cards, no matter if the new one is biz or personal?

They do look and see the overall CL you have with them and for instant approval and also recon it can - as part of several factors - be good to have less as opposed to more of a CL with them.
Work hard, Play harder!

Offline maxie m

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Re: Chase Reconsideration
« Reply #9687 on: February 22, 2016, 09:27:17 AM »
They do look and see the overall CL you have with them and for instant approval and also recon it can - as part of several factors - be good to have less as opposed to more of a CL with them.
I hear that, thanks
Dumb people learn from their own mistakes,smart people,from the mistakes of others

Offline rileywiles23

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Re: Chase Reconsideration
« Reply #9688 on: February 22, 2016, 05:44:29 PM »
Brother applied for SP, and got declined bec. too many cards within last 2 years, and not possible to recon. Only has 3 cards that he's the primary on, other 4 are au's.
Then applied for Marriott which got auto approved, and Hyatt got approval with quick recon call.
I then thanked her, and asked the rep. if you had an issue with the too many cards for SP, then why did you approve the Hyatt, isn't it the same concern risk wise.
She started stammering some incoherent answer, and that was that.
Life is as good as you make it...

Offline meme

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Chase Reconsideration
« Reply #9689 on: February 22, 2016, 06:46:58 PM »
Brother applied for SP, and got declined bec. too many cards within last 2 years, and not possible to recon. Only has 3 cards that he's the primary on, other 4 are au's.
Then applied for Marriott which got auto approved, and Hyatt got approval with quick recon call.
I then thanked her, and asked the rep. if you had an issue with the too many cards for SP, then why did you approve the Hyatt, isn't it the same concern risk wise.
She started stammering some incoherent answer, and that was that.
-1
Why would you invite more problems??
(Though they are cracking down on partner cards soon anyway)
« Last Edit: February 22, 2016, 07:00:05 PM by meme »

Offline bermo

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Re: Chase Reconsideration
« Reply #9690 on: February 22, 2016, 06:58:52 PM »
My wife got approved on call x4. Just fyi.
For which card?

Offline benjie1305

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Re: Chase Reconsideration
« Reply #9691 on: February 22, 2016, 07:23:04 PM »
Work hard, Play harder!

Offline rileywiles23

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Re: Chase Reconsideration
« Reply #9692 on: February 22, 2016, 09:19:44 PM »
-1
Why would you invite more problems??
(Though they are cracking down on partner cards soon anyway)
Why am I inviting more problems ?
I wanted the SP over the Hyatt card, so I wanted to see if she has a valid explanation on why they declined that card, while having no issue giving me the Hyatt.
Life is as good as you make it...

Offline TimT

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Re: Chase Reconsideration
« Reply #9693 on: February 22, 2016, 10:15:24 PM »
Got a letter yesterday that as per my request (which I never requested) they did a 2nd review & declined again due to a revolving account being over the credit limit. Which is totally false (as confirmed by a recon rep). He recommended approval but sent to a higher blah blah blah
And approved

Offline eliraps

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Re: Chase Reconsideration
« Reply #9694 on: February 23, 2016, 10:30:14 AM »
Hour long after apply and decline cab I still call recon?

Offline TimT

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Re: Chase Reconsideration
« Reply #9695 on: February 23, 2016, 10:36:36 AM »
Hour long after apply and decline cab I still call recon?
If you get a new decline letter with a new date its supposed to restart the 30 day clock.

Offline meme

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Re: Chase Reconsideration
« Reply #9696 on: February 23, 2016, 04:01:01 PM »
Applied for chase Marriott personal today and got approved after call in. Any reason not try applying for Marriott biz now?

Offline D93

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Re: Chase Reconsideration
« Reply #9697 on: February 23, 2016, 04:07:57 PM »
Applied for chase Marriott personal today and got approved after call in. Any reason not try applying for Marriott biz now?

An extra pull.

Offline meme

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Re: Chase Reconsideration
« Reply #9698 on: February 23, 2016, 04:08:24 PM »

Offline D93

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Re: Chase Reconsideration
« Reply #9699 on: February 23, 2016, 04:08:43 PM »